Tata Capital IPO GMP & Review: Should You Apply or Avoid?

Check Expert’s Verdicts on Tata Capital IPO

Tata Capital’s IPO is open for bidding from 6th October 2025 to 8th October 2025. It is a book-building IPO of ₹15,511.87 crores, comprising an entirely fresh issue of ₹21.00 crores.  The problem will be listed on BSE and NSE on its tentative listing date, 13th October 2025. 

Tata Capital IPO Details 

The Tata Capital IPO date is fixed between 6th October 2025 and 8th October 2025. The face value of Tata Capital’s IPO shares is ₹10 per share, and the IPO price is set between ₹310 and ₹326 per share.

MUFG Intime India Private Limited is the registrar of the Tata Capital IPO and is responsible for managing the allotment process and initiating refunds. Check out the latest IPO details in the table below. 

Tata Capital IPO Share Reservation

Tata Capital’s IPO is a book-building issue of ₹15,511.87 crores, comprising a new issue that will be listed on the BSE and NSE Exchanges. Furthermore, SEBI has specified the share reservation criteria for different investor categories. 

Tata Capital IPO GMP Grey Market Premium

GMP is the gap between the price band of the issue and the price at which company shares are currently trading in the grey market. Would you like to receive live updates on the Tata Capital IPO? If yes, then you’ve reached the right spot. Check the table below to learn about the GMP trends.

As of September 30, 2025, Tata Capital‘s IPO GMP stands at ₹0 per share, indicating that the share is likely to list at ₹348 on its tentative listing date, October 13, 2025.

GMP data is subject to change based on market trends and sentiments. Please verify the live GMP status before applying for the Tata Capital GMP. Stay informed with Univest to know about real-time insights on IPOs and their GMP trends. 

Tata Capital IPO GMP Review

Check out the detailed Tata Capital GMP IPO review for a thorough understanding of its potential to report listing gains on 13th October 2025. The Tata Capital IPO review below will help you invest effectively to avoid significant losses. Explore more to make informed investment decisions on this IPO. 

Financial Health

Assess a company’s financial performance to know about its ability to sustain a competitive edge. Therefore, it is crucial to understand the business’s financial growth margins and declines before applying for the Tata Capital IPO.

Tata Capital Limited’s revenue increased by 56% from ₹18,198.38 crore in March 2024 to ₹28,369.87 crore in March 2025. Moreover, the company’s PAT rose by 10% from ₹3,326.96 crores to ₹3,655.02 crores.

Tata Capital Limited’s IPO has demonstrated consistent revenue growth, indicating that the company is financially stable. Moreover, brokers, investors, and RAs have a positive outlook for the Tata Capital IPO on its tentative listing date,13th October 2025.  

Technical Analysis

Several technical indicators are available to assess a company’s potential to deliver returns. Use the parameters mentioned below to analyse the technical aspects of the Tata Capital IPO.

The P/E ratio of Tata Capital Limited’s share is 35.99, and its Earnings Per Share (EPS) stands at 9.06. Thus, the Tata Capital Limited IPO can deliver gains on its tentative listing date, 13th October  2025. 

Note: The data, as mentioned above, is taken from authentic sources and highlights pre-issue information. The PE ratio and EPS of Tata Capital Limited are subject to change following the IPO. Refer to the table below for post-issue updates on these two metrics. 

Tata Capital IPO Subscription Status

The Tata Capital IPO is scheduled to open for bidding on October 6, 2025. The subscription status for this IPO is yet to be announced. Stay informed on this passage to check the live Tata Capital IPO subscription status. 

About Tata Capital Limited

Tata Capital Limited (TCL) is a diversified financial services company and a subsidiary of Tata Sons Private Limited. TCL operates as a non-banking financial company (NBFC) in India, offering a wide range of financial products and services to retail, corporate, and institutional customers.

As of March 31, 2025, it offers a comprehensive suite of 25+ lending products, catering to a diverse customer base that includes salaried and self-employed individuals, entrepreneurs, small businesses, small and medium-sized enterprises, and corporates.

As of June 30, 2025, it has an extensive PAN-India distribution network comprising 1,516 branches spanning 1,109 locations across 27 States and Union Territories.

In addition to the lending business, it also operates in non-lending segments like distribution of third-party products like insurance, credit cards, wealth management services to HNIs and retail clients, and the Private equity business.

Tata Capital Limited Financials

The company’s financial analysis is essential before applying for the Tata Capital  IPO. Refer to the table to learn about Tata Capital Limited’s financial information. 

Explanation

Tata Capital Limited’s revenue increased by 56% from ₹18,198.38 crore in March 2024 to ₹28,369.87 crore in March 2025. Moreover, the company’s PAT rose by 10% from ₹3,326.96 crores to ₹3,655.02 crores.

Tata Capital IPO Bidding Requirements

Investors can bid for a minimum of 46 shares and in multiples thereof. The following table represents the minimum and maximum investments by individual investors (retail) and HNI in terms of shares and amount.

Tata Capital’s IPO has reserved lot sizes for different investor categories. Refer to the table below to view the requirements for applying to this IPO.

Use the lot size calculator to find how many shares you should apply for!

Tata Capital IPO Promoter Holding

Refer to the table below to review the holdings of Tata Capital Limited’s promoters: Sanjay Singhania, Ajay DD Singhania, Bajrang Bothra, Laxmi Pat Bothra and Nikhil Bothra.

Note: The value will be calculated using Equity Dilution = Share Holding Pre-Issue –  Share Holding Post-Issue.

Aim of the Tata Capital IPO

The primary aim of the Tata Capital IPO is to raise ₹15,511.87 crore. On the other hand, Tata Capital has decided to utilise these funds in different ways. Explore some of the secondary objectives for the Tata Capital IPO.

1. Augmentation of our Company’s Tier-I capital base to meet our Company’s future capital requirements, including onward lending

Should I Invest in the Tata Capital IPO?

Explore the pros and cons of Tata Capital to know whether you should apply or avoid the issue. These pros and cons may help you understand the IPO’s efficiency in generating profits in the coming decades. 

Pros of Tata Capital IPO

• The company is a flagship financial services company of the Tata group
• The company has the highest credit rating with a diverse liability profile
• The company has digital and analytics at the core of our business

Cons of Tata Capital IPO

• The company has rising non-performing assets.
• The company has declined the provision coverage ratio
• The company has high exposure to unsecured loans

How to Apply for the Tata Capital IPO?

Please follow the steps outlined below to apply for a position at Tata Capital Limited.

• Step 1: Conduct thorough research on the Tata Capital IPO, including GMP, subscription status, issue size, lot size, and other relevant details. 
• Step 2: Open a demat account with Univest to gain real-time insights into GMP and subscription status. You can also use your previous demat account by navigating to the IPO section. 
• Step 3: Place a bid for one lot of 46 shares, valued at ₹14,996.
• Step 4: You will receive a mandate request after making a bid. Approve the request to proceed further.    

Note: You can apply for the Tata Capital IPO from more than one demat account to increase your chances of allotment. 

How to Check Tata Capital IPO Allotment Status?

You can check whether the Tata Capital IPO allotment has been completed in various ways. These include NSE and the registrar portal. Refer to the steps below to check your allotment status online.

Check On BSE

• Visit the BSE Official Website.
• Navigate to the IPO Allotment Section. 
• Select Equity as the issue type. 
• Choose the Tata Capital IPO.  
• Choose whether to proceed with the PAN number or the application number. 
• Submit your details to get the allotment status online. 

Check On the Registrar Portal

• Visit the registrar portal.
• Click on the allotment option.
• Fill in the required details.
• Click on the submit button to know your Tata Capital IPO allotment status.

Let’s Wrap

Tata Capital’s IPO is a fresh issue of shares worth ₹15,511.87 crore. The shares of Tata Capital Limited will be listed on the BSE and SME on its tentative listing date of October 13, 2025. Researching the Tata Capital IPO, including its GMP and reviews, is highly recommended to secure your ideal level of profitability. Brokers and investors have highlighted their pros and cons, so one must analyse them and decide accordingly.

Open a demat account on Univest now to initiate your investment journey!

FAQs on Tata Capital IPO

How is the Tata Capital IPO?

Ans. As of 30th September 2025, the Tata Capital IPO GMP (Grey Market Premium) stands at ₹0. It indicates that the estimated listing price could be ₹348.00 per share. It is a book-building IPO of ₹15,511.87 crore. The face value of each share of Tata Capital Limited is ₹10 per share.

What is the IPO price of Tata Capital?

Ans. The Tata Capital IPO price is set between ₹310 to ₹326 per share.  Retail investors can apply for a minimum of 1 lot, each consisting of 46 shares, worth ₹14,996. Moreover, HNIs are required to bid for a minimum of 14 lots (644 shares) worth ₹2,09,944.

Is the Tata Capital IPO a good investment?

Ans. Tata Capital Limited’s revenue increased by 56% from ₹18,198.38 crore in March 2024 to ₹28,369.87 crore in March 2025. Moreover, the company’s PAT rose by 10% from ₹3,326.96 crores to ₹3,655.02 crores.

Who is the registrar of the Tata Capital IPO?

Ans. Skyline Financial Services Private Limited is the registrar of the Tata Capital IPO, responsible for managing the allotment procedure and initiating refunds. For any queries regarding the Tata Capital allotment and refund, please contact Skyline Financial Services Private Limited at weworkindia.ipo@linkintime.co.in or +91-22-4918 6270.

What is the issue size of the Tata Capital IPO?  

Ans. Tata Capital‘s IPO is a book-building issue of ₹ 15,511.87 crore. Moreover, the IPO is set to open on 6th October 2025 and will be closed on 8th October 2025. 

Disclaimer: The above information is compiled from authentic sources and is just for informational purposes. To have detailed information about the Tata Capital IPO, download the Tata Capital IPO RHP and the Tata Capital IPO DRHP. Conduct thorough research before investing in IPOs to minimise the risk of significant losses. You can also consult your financial advisor.

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