HDB Financial Services Gears Up for Q3 Reveal on 13th January; Check Key Expectations Here

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Posted by : sachet | Tue Jan 13 2026

HDB Financial Services Gears Up for Q3 Reveal on 13th January; Check Key Expectations Here

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HDB Financial Services, one of the most significant Indian conglomerates, is set to announce its Q3 results for FY26 on 13th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

Table of Contents

HDB Financial Services Q3 Results 2026 Preview

HDB Financial Services’s revenue is expected to be in the range of ₹6,083 crore, a 6.2% YoY decrease.
Profit After Tax, or PAT, is projected to rise by 2% YoY.
HDB Financial Services’s EBITDA is expected to fall to ₹1,157crore.
Net profit at ₹581 crore, a rise of 2% YoY

HDB Financial Services Share Performance

Over the past six months, HDB Financial Services’s share price has fallen by 22.4% to ₹30.34.
Moreover, over the past year, the stock has decreased by 25.99%.
Despite this weak short-term performance, HDB Financial Services’s stock has delivered a financially sound 14.69% return over the past 5 years.
As of 13th January 2026, the stock traded at ₹30.30 per share.

Key Factors to Watch for HDB Financial Services

Loan Growth & AUM Expansion — Track the growth in Assets Under Management (AUM), including retail loans, gold loans, and MSME financing, as it drives top-line interest income and reflects market demand. Healthy AUM growth supports sustainable revenue expansion.
Net Interest Income (NII) and Net Interest Margin (NIM) — Monitor NII and NIM, which indicate how effectively the company earns from lending after funding costs. An expanding margin suggests stronger pricing power and efficient liability management.
Asset Quality & Credit Costs — Watch Gross and Net Non-Performing Assets (GNPA/NNPA), provision coverage, and write-offs. Improving asset quality and controlled credit costs boost profitability, while rising NPAs can pressure earnings and capital.

Final Thoughts

HDB Financial Services will announce its Q3 FY26 results on 13th January 2026. Analysts expect strong revenue growth of 6.2% YoY, a 25.59% rise in PAT, and a 25% rise in EBITDA. HDB Financial Services Ltd primarily focuses on Retail and Commercial Lending: Providing secured and unsecured loans such as personal loans, business loans, gold loans, auto loans, and loans against property.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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