Bank of India Gears Up for Q3 Reveal on 21st January; Check Key Expectations Here

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Bank of India, one of the most significant Indian conglomerates, is set to announce its Q3 results for FY26 on 21st January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

Bank of India Q3 Results 2026 Preview

• Bank of India’s revenue is expected to be in the range of ₹ 6,151.51 crore, a 1.46% YoY increase. 
• Profit After Tax, or PAT, is projected to rise by 8.90% YoY. 
• Net profit is ₹2,636.70 crore, up 8.90% YoY 

Bank of India Share Performance 

• Over the past six months, Bank of India’s share price has fallen by 36.74% to ₹160.24.
• Moreover, over the past year, the stock has decreased by 57.67%.
• Despite this weak short-term performance, Bank of India’s stock has delivered a financially sound 214.41% return over the past 5 years.
• As of 20th January 2026, the stock traded at ₹160.35 per share.

Key Factors to Watch for Bank of India

• Asset Quality Trends: Movement in GNPA/NNPA ratios and slippage/provision coverage — improvements signal healthier credit performance and reduce provisioning drag on profits.
• Credit Growth & Loan Book Mix: Momentum in advances (retail, SME, corporate) and a healthier mix toward higher‑yield segments can boost Net Interest Income (NII) and profitability.
• Net Interest Margin (NIM): Stability or expansion of NIM amid interest rate shifts and competitive pricing greatly affects core earnings.
• Fee & Non‑Interest Income: Growth in fee income (cards, bancassurance, wealth, transaction fees) and other non‑interest streams supports overall revenue diversification and offsets NII pressure.

Final Thoughts

Bank of India will announce its Q3 FY26 results on 21st January 2026. Analysts expect 1.46% YoY revenue growth and an 8.90% rise in PAT. Bank of India focuses on strengthening credit growth, maintaining asset quality, optimizing net interest margins, and expanding fee-based income for sustainable profitability.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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