Laxmi India Finance IPO GMP & Review: Apply or Avoid?

Laxmi India Finance IPO is open for bidding from 29th July 2025 to 31st July 2025. It is a bookbuilding IPO of ₹254.26 crore and entirely a fresh issue of 1.05 crore shares. The issue will be listed on BSE and NSE on its tentative listing date, 5th August 2025.

Laxmi India Finance IPO Details 

The Laxmi India Finance IPO date is fixed between 29th July 2025 and 31st July 2025. The face value of Laxmi India Finance IPO shares stands at ₹5 per share, and the IPO price band is set between ₹150 to ₹158 per share.

MUFG Intime India Private Limited is the registrar of the Laxmi India Finance IPO and is responsible for managing the allotment process and initiating refunds. Check out the latest IPO details in the table below. 

Laxmi India Finance IPO Share Reservation

Laxmi India Finance IPO is a bookbuilding IPO issue of 1.05 lakh shares worth ₹254.26 crores. Laxmi India Finance Limited shares will be listed on the BSE and SME. Furthermore, SEBI has specified the share reservation criteria for different investor categories. 

Laxmi India Finance IPO GMP Grey Market Premium

GMP is the gap between the price band of the issue and the price at which company shares are currently trading in the grey market. Do you want to get live updates on the Laxmi India Finance IPO? If yes, then you’ve reached the right spot. Check the table below to learn about the GMP trends.

As of 24th July 2025, Laxmi India Finance IPO GMP stands at ₹18.00 per share, which means the share will likely show a listing at ₹176 (₹158+₹18) on its tentative listing date, 5th August 2025.

GMP data is subject to change based on market trends and sentiments. You should check the live GMP status before applying for the Laxmi India Finance GMP. Stay informed with Univest to know about real-time insights on IPOs and their GMP trends. 

Monilka Alcodev GMP IPO Review

Check out the detailed Laxmi India Finance  GMP IPO review for a thorough understanding of its potential to report listing gains on 5th August 2025. The Laxmi India Finance IPO review below will help you invest effectively to avoid significant losses. Explore more to make informed investment decisions on this IPO. 

Financial Health

Assess a company’s financial performance to know about its ability to sustain a competitive edge. Thus, it is essential to understand the growth margins and declines of the business’s financials before applying for the Laxmi India Finance IPO.

Laxmi India Finance  Limited’s revenue soared by 42% from ₹175.02 crores in March 2024  to ₹248.04 crores in March 2025. Moreover, the company’s PAT increased by 60% from ₹22.47 crores to ₹36.01 crores.

Laxmi India Finance Ipo has shown consistent revenue growth, indicating that the company is financially stable. Moreover, the brokers, investors, and RAs have a positive outlook for the Laxmi India Finance IPO for its tentative listing day, which is 5th August 2025.  

Technical Analysis

A number of technical indicators are available to assess a company’s potential to deliver returns. Use the parameters mentioned below to analyse the technicals of the Laxmi India Finance IPO.

The PE ratio of Laxmi India Finance Limited shares is 18.35, and its Earnings Per Share (EPS) stands at 8.61. Thus, the Laxmi India Finance  Limited IPO can potentially deliver gains on its tentative listing date, 5th August 2025. 

Note: The data, as mentioned above, is taken from authentic sources and highlights pre-issue information. The PE ratio and EPS of Laxmi India Finance Limited are subject to change after the IPO. Explore the table below to get post-issue updates on these two metrics. 

Laxmi India Finance IPO Peer Comparison

Laxmi India Finance IPO Subscription Status

Laxmi India Finance IPO is to be opened for bidding on 29th July 2025. The subscription status for this IPO is yet to be announced. Stay informed on this passage to check the live Laxmi India Finance IPO Subscription Status. 

About Laxmi India Finance  Limited

Laxmi India Finance Limited was incorporated in 1996. Laxmi India Finance Limited is involved in the business of non-banking financial services. A reputed non-banking financial company is built with a vision of making the loan process run smoothly. The company supports micro businesses and entrepreneurs by providing faster credit delivery and has a vast reach. They offer different categories of loans, like vehicle loans, construction loans, and other lending products. Laxmi India Finance has expanded its branch network across Rajasthan, Gujarat, Madhya Pradesh, and Chhattisgarh, with the highest number of branches in Rajasthan.

• Focus on MSME financing.
• Access to diversified sources of capital and effective cost of funds
• Comprehensive credit assessment, underwriting, and risk management framework
• Deeper regional penetration in semi-urban and rural areas is supported by a mix of direct and indirect sourcing channels
• Our Hub and Branch model streamlines operations, reduces costs, and increases customer accessibility, driving business growth and market expansion
• Experienced management with good corporate governance practices.

Laxmi India Finance  Limited Financials

The company’s financial analysis is essential before applying for the Laxmi India Finance IPO. Look at the table to learn about Laxmi India Finance  Limited’s financials. 

Explanation

Laxmi India Finance  Limited’s revenue soared by 42% from ₹175.02 crores in March 2024  to ₹248.04 crores in March 2025. Moreover, the company’s PAT increased by 60% from ₹22.47 crores to ₹36.01 crores.

Laxmi India Finance IPO Bidding Requirements

Investors can bid for a Minimum of 2,400 shares in multiples of 1,200 Shares thereof. The following table represents the Minimum and Maximum Investment by Individual Investors minimum and maximum investment by Individual Investors (Retail) and HNI in terms of shares and amount.

Laxmi India Finance IPO has reserved lot sizes to be applied by different investor categories. Look at the table below to know about the requirements to be fulfilled for applying for this IPO.

Use the lot size calculator to find how many shares you should apply!

Laxmi India Finance IPO Promoter Holdings

Have a look at the table below to check the holdings of Laxmi India Finance Limited’s Deepak Baid, Prem Devi Baid, Aneesha Baid, Hirak Vinimay Private Limited, Deepak Hitech Motors Private Limited, Prem Dealers Private Limited, and Vivan Baid Family Trust are the promoters of the company.

Note: The value will be calculated using Equity Dilution = Share Holding Pre Issue – Share Holding Post Issue

Aim of Laxmi India Finance IPO

The primary aim of the Laxmi India Finance IPO is to raise ₹254.26 crores. On the other hand, Laxmi India Finance has decided to utilise these funds in different ways. Explore some of the secondary objectives for the Laxmi India Finance IPO.

• To augment the capital base to meet the future capital requirements for onward lending

Should I Invest in the Laxmi India Finance IPO?

Explore the pros and cons of the Laxmi India Finance IPO to know whether you should apply or avoid the issue. These pros and cons might help you know about the IPO’s efficiency in delivering profits in the coming decades. 

Pros of Laxmi India Finance IPO

•     Improving Efficiency
•     Raising Capital 
•     Expertise management team
•     Management of legal compliance
•    Smooth Business functioning

    Cons of Laxmi India Finance IPO

•   Limited Liquidity
•   Reduced Assets value
•   High Borrowings

How to Apply for Laxmi India Finance IPO?

Check the steps mentioned below to apply for Laxmi India Finance  Ltd.

• Step 1: Conduct thorough research on the Laxmi India Finance  Limited IPO GMP, subscription status, issue size, lot size, and other details. 
• Step 2: Open a demat account on Univest to learn about real-time insights on GMP and subscription status. You can also use your previous demat account by navigating to the IPO section. 
• Step 3: Make a bid for 1 lot of 94 shares worth ₹14,852.
• Step 4: You will receive a mandate request after making a bid. Approve the request to proceed further.    

Note: You can apply for the Laxmi India Finance IPO from more than one demat account to increase your allotment chances. 

How to Check Laxmi India Finance IPO Allotment Status?

You can check for the Laxmi India Finance IPO allotment in different ways. These include NSE and the registrar portal. Look at the steps mentioned below to check your allotment status online.

Check On NSE

• Visit the NSE Official Website.
• Navigate to the IPO Allotment Section. 
• Select Equity as the issue type. 
• Choose the Laxmi India Finance IPO.  
• Choose whether to proceed with the PAN number or the application number.
• Submit your details to get the allotment status online. 

Check On the Registrar Portal

• Visit the registrar portal.
• Click on the allotment option.
• Fill in the required details.
• Click on the submit button to know your Laxmi India Finance IPO allotment status.

Let’s Wrap

Laxmi India Finance IPO is a bookbuilding issue of shares worth ₹254.26 crores. The shares of Laxmi India Finance  Limited will be listed on BSE and NSE on its tentative listing date of 5th August 2025. Researching the Laxmi India Finance IPO GMP and reviews is highly suggested to book your ideal profitability. Brokers and investors have highlighted their pros and cons, so one must analyse them and decide accordingly.

Open a demat account on Univest now to initiate your investment journey!

Also Read : Shree Refrigerations IPO GMP & Review: Apply or Avoid?

FAQs on Laxmi India Finance IPO

How is the Laxmi India Finance IPO?

Ans. Currently, on 24th July 2025, the Laxmi India Finance IPO GMP (Grey Market Premium) stands at ₹18.00. It indicates that the estimated listing price could be ₹176 per share. It is a bookbuilding IPO of 1.05 Crore shares worth ₹254.26 crores. The face value of each share of Laxmi India Finance Limited is ₹5. 

What is the Laxmi India Finance IPO price?

Ans. The Laxmi India Finance IPO price band has been set between ₹150 to ₹158 per share. Retail investors can apply for a minimum of 1 lot consisting of 94 shares worth ₹14,852. Moreover, HNIs are required to bid for a minimum of 14 lots (1,316shares) worth ₹2,07,928

Is the Laxmi India Finance IPO good?

Ans. Laxmi India Finance  Limited’s revenue soared by 42% from ₹175.02 crores in March 2024  to ₹248.04 crores in March 2025. Moreover, the company’s PAT increased by 60% from ₹22.47 crores to ₹36.01 crores. Investors can analyse other relevant factors and make a decision accordingly.

Who is the registrar of the Laxmi India Finance IPO?

Ans. MUFG Intime India Private Limited is the registrar of the Laxmi India Finance IPO, awaiting to manage the IPO allotment procedure and refund initiation. For any queries regarding the Laxmi India Finance allotment and refund, you can contact MUFG Intime India  Private Limited at laxmifinance.ipo@linkintime.co.in, +91-22-4918 6270.

What is the issue size of the Laxmi India Finance IPO? 

Ans. Laxmi India Finance IPO is a bookbuilding IPO for 1.05 lakh shares worth ₹254.26 crore. Moreover, the IPO is set to open on 29th July 2025 and will be closed on 30th July 2025. 

Disclaimer: The above information is compiled from authentic sources and is just for informational purposes. To have detailed information about the Laxmi India Finance IPO, download the Laxmi India Finance IPO RHP and Laxmi India Finance IPO DRHP. Conduct your research before investing in IPOs to avoid significant losses. You can also consult your financial advisor.

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