InCred Holdings IPO Date, Price, Lot Size & More: Upcoming IPO

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The IPO opening date for the InCred Holdings IPO has not been announced yet. Still, the company has already filed its DRHP with SEBI/Exchange on 6th November 2025. It is a book-building IPO of 4,000 crore shares. InCred Holdings IPO is one of the top upcoming IPOs, with a tentative date yet to be announced and listing on the NSE and BSE.

InCred Holdings IPO Details

The InCred Holdings IPO date has not been set yet. The face value of InCred Holdings shares is ₹10 per share, and the IPO price band is [.] to [].

MUFG Intime India Private Limited is the registrar of the InCred Holdings IPO and is responsible for managing the allotment process and initiating refunds. Check out the latest IPO details in the table below.

InCred Holdings IPO Details 

InCred Holdings IPO GMP 

Note: The InCred Holdings IPO has yet to open. We will update the InCred Holdings IPO GMP data once an official announcement is made.

InCred Holdings IPO DRHP Status

InCred Holdings IPO Review

Check out the detailed InCred Holdings IPO review for a thorough understanding of its potential to report listing gains. The InCred Holdings IPO review will help you invest effectively to avoid significant losses. Explore more to make an informed Investment decision on this IPO.

Financial Health

Assess a company’s financial performance to know about its ability to sustain a competitive edge. Therefore, it is crucial to understand the business’s margins for growth and decline before applying for the InCred Holdings IPO.

InCred Holdings Limited’s revenue increased by 44.94% from ₹1893 crores in March 2023 to ₹1296 crores in March 2024. Moreover, the company’s PAT increased by 80.07% from ₹373 crores to ₹309 crores. Investors can analyse other relevant factors and make a decision accordingly.

InCred Holdings Limited has shown consistent revenue growth, indicating financial stability. Moreover, brokers, investors, and RAs have a positive outlook for InCred Holdings’s IPO, particularly for its tentative listing day.

Technical Analysis

Some technical indicators are available to assess a company’s potential to deliver returns. Use the parameters mentioned below to analyse the technical aspects of the InCred Holdings IPO.

The PE ratio of InCred Holdings Limited’s shares is [.], and its Earnings Per Share (EPS) is [.]. Thus, the IPO of InCred Holdings Limited can deliver gains on its tentative listing day.

Note: The data, as mentioned above, is taken from authentic sources and highlights pre-issue information. The PE ratio and EPS of InCred Holdings Limited are subject to change after the IPO. Refer to the table below for post-issue updates on these two metrics. 

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About the InCred Holdings Limited Company Overview

InCred Holdings Limited is a Mumbai‑based financial services holding company incorporated in January 2011. It operates through multiple financial services subsidiaries focused on lending, wealth and asset management, and digital investment distribution. InCred Holdings Limited is a non-banking financial company (NBFC) that provides personal, education, and SME business loans, leveraging technology and data analytics.

The company utilises advanced technology and analytics to streamline finance and enhance customer experiences. It expanded its services by merging with KKR India Financial Services and has recently expanded into areas like retail broking and gold loans.

InCred Holdings Limited Financials

The company’s financial analysis is essential before applying for InCred Holdings Limited’s IPO. Look at the table to learn about InCred Holdings Limited’s financials. 

Explanation

InCred Holdings Limited has demonstrated strong financial growth in FY 2024, with its revenue increasing by 48.25%, rising from ₹35.20 crores in March 2023 to ₹52.10 crores in March 2024. Moreover, the company’s Profit After Tax (PAT) surged by 72.50%, from ₹12.30 crores to ₹21.20 crores during the same period, reflecting enhanced operational efficiency and profitability.

InCred Holdings IPO Promoter Holdings

Have a look at the table below to check the holdings of InCred Holdings Limited’s promoters: 

Note: The value will be calculated using Equity Dilution = Share Holding Pre-Issue –  Share Holding Post-Issue.

InCred Holdings IPO Objectives

The primary aim of the InCred Holdings IPO is to raise ₹0.63 crore. On the other hand, InCred Holdings IPO has decided to utilise these funds in different ways.

1. To fund requirements for strengthening technological capabilities through the development, ownership, and commercialisation of proprietary DMRV (Digital Monitoring, Reporting, and Verification) intellectual property and solutions.
2. For General corporate purposes.

Should I Invest in the InCred Holdings IPO?

Explore the pros and cons of the InCred Holdings IPO to decide whether you should apply or avoid it. These pros and cons may help you understand the IPO’s potential to deliver profits in the coming decades.

Pros of InCred Holdings IPO

• Strong revenue and profit growth, indicating improving operational performance
• Diversified business model with presence in lending, wealth management, and investment services
• Technology-driven NBFC, using data analytics and digital underwriting to manage credit risk
• Improving profitability trends, with consistent growth in PAT over recent years
• Experienced management team, led by industry veterans with strong financial expertise

Cons of InCred Holdings IPO

• Highly competitive NBFC and fintech space, which may impact margins
• Dependence on borrowing, leading to higher interest and financing costs
• Sensitive to economic slowdowns, which can affect loan demand and asset quality
• Moderate return ratios, indicating room for efficiency improvement
• Regulatory risks, as changes in RBI norms can impact lending operations

How to Invest in the InCred Holdings IPO?

InCred Holdings IPO has not opened yet. And most investors are still waiting for it. Here is how you will invest in the InCred Holdings IPO after its opening. 

• Open a demat account or use your existing demat account to make a bid. 
• Navigate to the InCred Holdings IPO  section to make an application.
• Select the number of lots you want to apply for and proceed with your application further. 
• Once you have applied for the InCred Holdings IPO, you will receive a mandate request for the selected transaction mode.
• Approve the mandate request and get your application number instantly. 

How to Check InCred Holdings IPO Allotment Status?

You can check for the InCred Holdings IPO allotment in different ways. These include NSE and the registrar portal. Follow the steps below to check your allotment status online.

Check On NSE

• Visit the NSE Official Website.
• Navigate to the IPO Allotment Section. 
• Select Equity as the issue type. 
• Choose the InCred Holdings IPO.  
• Choose whether to proceed with the PAN number or the application number.
• Submit your details to get the allotment status online. 

Check On the Registrar Portal

• Visit the registrar portal. 
• Click on the allotment option.
• Fill in the required details.
• Click on the submit button to know your InCred Holdings IPO allotment status.

Let’s Wrap

InCred Holdings is once again gathering investors’ attention with a positive announcement to be made officially on 6th November 2025. MUFG Intime India Private Limited has recently filed for the InCred Holdings IPO worth ₹4,000 crores with SEBI via a confidential route. The issue is subject to SEBI’s approval. Investors are cautious about the InCred Holdings IPO details, including the issue date, price band, lot size, subscription, and other key information.

Stay informed with Univest for regular updates on the InCred Holdings IPO, GMP, subscription, and more!

FAQs on InCred Holdings IPO

When did InCred Holdings file IPO draft papers?

Ans. InCred Holdings IPO filed its updated draft papers with SEBI for an IPO of up to ₹0.63 crore shares on 6th January 2025.

What are the uses of IPO proceeds?

Ans. InCred Holdings has raised funds through its IPO to expand its business operations. 

Is InCred Holdings a publicly listed company?

Ans. InCred Holdings IPO is not listed on stock exchanges, so it is not a publicly listed company. InCred Holdings will be publicly listed through an IPO of ₹4,000 crore.

What is the issue size for InCred Holdings?

Ans. It is a book-building IPO comprising a fresh issue and an offer-for-sale to raise approximately ₹4,000 crore in shares. 

Is InCred Holdings good?

Ans. InCred Holdings Limited has demonstrated strong financial growth in FY 2024, with its revenue increasing by 48.25%, rising from ₹35.20 crores in March 2023 to ₹52.10 crores in March 2024. Moreover, the company’s Profit After Tax (PAT) surged by 72.50%, from ₹12.30 crores to ₹21.20 crores during the same period, reflecting enhanced operational efficiency and profitability.

Who will be the registrar of the InCred Holdings IPO?

Ans. As per the recent updates, MUFG Intime India Private Limited will be the registrar responsible for managing allotment and refund procedures. For any queries regarding the InCred Holdings IPO GMP, allotment, or refund, please contact MUFG Intime India Private Limited at InCred Holdings.ipo@in.mpms.mufg.com or +91 22 4918 6200. 

Disclaimer: The above information is compiled from authentic sources and is just for informational purposes. To obtain detailed information about the InCred Holdings IPO, please wait for the RHP and DRHP to be released by the company. Conduct thorough research before investing in IPOs to minimise the risk of significant losses. You can also consult your financial advisor.

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