Union Bank of India Analyst Review May 2026

This Union Bank of India analyst review for May 2026 covers the key data investors need for UNIONBANK at its current price of Rs 135. Union Bank of India (NSE: UNIONBANK) is a large public sector bank with a market capitalisation of approximately Rs 1,02,000 crore, formed by the merger of Union Bank, Andhra Bank, and Corporation Bank. The analyst consensus target of Rs 165 implies meaningful upside from current levels, and this article examines the technical levels, business performance, valuation, and key risks that will determine whether UNIONBANK achieves that target through FY27.

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Union Bank of India Company Snapshot May 2026

Union Bank has been delivering improving return metrics post merger integration, with GNPA declining below 4 percent and ROE recovering toward 12 to 14 percent. Retail and MSME loan growth above 15 percent YoY supports the re-rating case. The table below summarises the key data referenced in this Union Bank of India analyst review.

Parameter	Value
NSE Ticker	UNIONBANK
Sector	PSU Banking
CMP (May 2026)	Rs 135
52 Week High	Rs 180
52 Week Low	Rs 115
Market Cap	Rs 1,02,000 Crore
Trailing P/E	7.00x
Analyst Consensus Target	Rs 165
Bull Case Target	Rs 200
Bear Case Target	Rs 100

Analyst Insight in This Union Bank of India Analyst Review

Senior Research Analyst Ankit Jaiswal flags Union Bank of India as a stock to watch in May 2026. At Rs 135, Ankit Jaiswal notes that the key levels for UNIONBANK include support in the Rs 117 to Rs 128 band and resistance near Rs 143. He suggests watching Union Bank of India for a potential move toward the consensus target of Rs 165, contingent on PSU Banking sector momentum and Nifty 50 direction. Ankit Jaiswal’s view is one input in this Union Bank of India analyst review and does not constitute a trade recommendation.

Technical Analysis in This Union Bank of India Analyst Review

At Rs 135, UNIONBANK is trading within its 52-week band of Rs 115 to Rs 180. The current position relative to the 52-week high and low is the first layer of technical context for any entry or exit decision. Momentum indicators including the 14-day RSI, MACD crossover, and volume trends are useful secondary signals to monitor alongside the Nifty 50 direction.

Near-term support is identified in the Rs 117 to Rs 128 band while resistance is seen in the Rs 143 to Rs 150 zone. A sustained move above Rs 143 could open the path toward the analyst consensus of Rs 165.

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Key Support and Resistance Levels

• Support Zone: Rs 117 to Rs 128 – investors tracking this Union Bank of India analyst review should watch for a stabilisation or bounce in this range as a potential accumulation signal.
• Resistance Zone: Rs 143 to Rs 150 – a sustained close above Rs 143 would be a positive breakout signal worth flagging.
• Medium-Term Target: The analyst consensus of Rs 165 represents the base-case upside for this Union Bank of India analyst review.

Business Segment Analysis

Retail Banking and Priority Sector Lending

This is the primary revenue and margin driver for Union Bank of India, directly supporting the earnings trajectory toward the consensus target of Rs 165.

MSME and Corporate Banking

This segment adds scale and diversification to Union Bank of India’s business model and is a meaningful EPS contributor through FY27 and FY28.

Digital Banking and Financial Inclusion

This represents the medium-term growth frontier for Union Bank of India and a key re-rating catalyst for the stock over the next 12 to 24 months.

Valuation in This Union Bank of India Analyst Review

At Rs 135, Union Bank of India trades at a trailing P/E of 7.00x. This Union Bank of India analyst review presents three scenarios: a bull case of Rs 200 on strong earnings delivery, a base case of Rs 165 at consensus, and a bear case of Rs 100 if macro headwinds persist. Q1 FY27 results will be the first key validation point.

Scenario	Target Price	Key Condition
Bull Case	Rs 200	Strong earnings and sector tailwinds
Base Case (Consensus)	Rs 165	Moderate growth, analyst consensus estimate
Bear Case	Rs 100	Earnings miss or macro headwinds

Trade Outlook for Union Bank of India

Based on the technical and fundamental analysis in this Union Bank of India analyst review, investors might watch UNIONBANK near the support zone of Rs 117 to Rs 128 for potential opportunities. A flag above Rs 143 could suggest improving momentum toward Rs 165. This article uses watch-and-flag language only and does not constitute a trade recommendation.

Key Risks for Union Bank of India in FY27

A well-rounded Union Bank of India analyst review must assess downside risks. Key risks for Union Bank of India include a macro slowdown affecting PSU Banking sector demand, input cost or regulatory headwinds compressing margins, continued FII selling from Indian equities, and earnings estimate downgrades if Q1 FY27 guidance disappoints. Market conditions may change rapidly. This analysis is not financial advice; investors should perform their own due diligence before investing in UNIONBANK.

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Conclusion: Union Bank of India Analyst Review Verdict for 2026

This Union Bank of India analyst review concludes that at Rs 135, UNIONBANK offers a defined risk-reward with a consensus target of Rs 165. The 52-week range of Rs 115 to Rs 180 provides context on the current entry point. Use this Union Bank of India analyst review as a research starting point and consult a SEBI-registered financial advisor before making any investment decisions on UNIONBANK.

Frequently Asked Questions: Union Bank of India Analyst Review 2026

What is the analyst target for Union Bank of India in 2026?

The analyst consensus target is Rs 165, with a bull case of Rs 200 and a bear case of Rs 100. Monitor Q1 FY27 earnings for confirmation.

Is Union Bank of India a good investment at Rs 135?

At Rs 135 with a P/E of 7.00x and a consensus target of Rs 165, this Union Bank of India analyst review is constructive for medium to long-term investors in the PSU Banking sector. Always consult a SEBI-registered advisor before investing.

What is Union Bank of India’s 52-week high and low?

The 52-week high is Rs 180 and the 52-week low is Rs 115. At Rs 135, UNIONBANK is positioned within this range as noted in this Union Bank of India analyst review.

What are the key risks for Union Bank of India?

Key risks include macro slowdown, input cost pressures, FII selling, and regulatory changes in the PSU Banking sector.

Where can I get live data and analyst targets for Union Bank of India?

Track Union Bank of India’s live price and analyst targets on the Univest Screener alongside professional financial advice.

Investments in securities are subject to market risk. This content is for educational purposes only and does not constitute investment advice. Please consult a SEBI-registered financial advisor before making any investment decisions.