Ujjivan Small Finance Bank Gears Up for Q3 Reveal on 22nd January; Check Key Expectations Here

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Ujjivan Small Finance Bank Q3 results FY26 are scheduled to be announced on 22nd January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

Ujjivan Small Finance Bank Q3 Results 2026 Preview

• Ujjivan Small Finance Bank’s revenue is expected to be in the range of ₹886.74 crore, a 6.04% YoY increase. 
• Profit After Tax, or PAT, is projected to fall by 53.39% YoY. 
• Ujjivan Small Finance Bank’s EBITDA is expected to rise to ₹222.80 crore. 
• Net profit is ₹108.62 crore, down 53.39% YoY 

Ujjivan Small Finance Bank Share Performance 

• Over the past six months, Ujjivan Small Finance Bank’s share price has risen by 20.14% to ₹.
• Moreover, over the past year, the stock has decreased by 16.01%.
• Despite this weak short-term performance, Ujjivan Small Finance Bank’s stock has delivered a financially sound 130.05% return over the past 5 years.
• As of 21st January 2026, the stock traded at ₹619.75 per share.

Key Factors to Watch for Ujjivan Small Finance Bank

• Asset Quality & Delinquency Trends: Monitoring GNPA/NNPA levels, especially in micro and small business loans, is critical for credit risk management and provisioning.
• Loan Growth & Portfolio Mix: Expansion in secured retail loans (e.g., home, vehicle) alongside micro/SBM lending supports diversified growth and risk mitigation.
• Deposit Franchise & CASA Ratio: Growth in low-cost deposits (CASA) strengthens funding stability and improves net interest margins.
• Profitability & Cost Efficiency: Net interest margin (NIM), fee income, and operating cost control influence overall earnings and sustainable profitability.

Final Thoughts

Ujjivan Small Finance Bank will announce its Q3 FY26 results on 22nd January 2026. Analysts expect 6.04% YoY revenue growth, a 53.39% rise in PAT, and a 48.03% rise in EBITDA. Ujjivan Small Finance Bank focuses on providing inclusive financial services to underserved and retail customers, with emphasis on micro and small business lending, secured retail loans, and building a strong deposit franchise.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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