Suryodya Small Finance Bank Gears Up for Q3 Reveal on 22nd January; Check Key Expectations Here

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Posted by : sachet | Thu Jan 22 2026

Suryodya Small Finance Bank Gears Up for Q3 Reveal on 22nd January; Check Key Expectations Here

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Suryodya Small Finance Bank Q3 results FY26 are scheduled to be announced on 22nd January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

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Suryodya Small Finance Bank Q3 Results 2026 Preview

Suryodya Small Finance Bank’s revenue is expected to be in the range of ₹268.27 crore, a 10.57% YoY decrease.
Profit After Tax, or PAT, is projected to fall by 26.64% YoY.
Suryodya Small Finance Bank’s EBITDA is expected to rise to ₹3,070 crore.
Net profit is ₹33.30 crore, down 26.65% YoY

Suryodya Small Finance Bank Share Performance

Over the past six months, Suryodya Small Finance Bank’s share price has fallen by 27.31% to ₹619.75.
Moreover, over the past year, the stock has decreased by 16.01%.
Despite this weak short-term performance, Suryodya Small Finance Bank’s stock has delivered a financially sound 130.05% return over the past 5 years.
As of 21st January 2026, the stock traded at ₹619.75 per share.

Key Factors to Watch for Suryodya Small Finance Bank

Loan Growth & Advances Mix: Growth in total advances, especially secured retail (mortgages, vehicle) and MSME lending, enhances stability and risk profile.
Asset Quality & NPAs: Trends in GNPA/NNPA levels, collection efficiency and risk management (including CGFMU coverage) are key for credit costs.
Deposit Franchise & CASA Ratio: Expansion of retail deposits, CASA mix, and digital sourcing supports low-cost funds and improves net interest margins.
Profitability & Cost Management: Net interest income trends, operating costs, and provisioning levels influence margins and bottom-line performance.

Final Thoughts

Suryodya Small Finance Bank will announce its Q3 FY26 results on 22nd January 2026. Analysts expect 10.57% YoY revenue growth, a 26.64% fall in PAT, and a 14% rise in EBITDA. Suryoday Small Finance Bank focuses on serving under-banked and retail customers with micro, small business, and secured loan products, while building a strong deposit base and expanding financial inclusion through digital and branch networks.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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