Suryodya Small Finance Bank Gears Up for Q3 Reveal on 22nd January; Check Key Expectations Here

Suryodya Small Finance Bank Q3 results FY26 are scheduled to be announced on 22nd January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

Suryodya Small Finance Bank Q3 Results 2026 Preview

• Suryodya Small Finance Bank's revenue is expected to be in the range of ₹268.27 crore, a 10.57% YoY decrease. 
• Profit After Tax, or PAT, is projected to fall by 26.64% YoY. 
• Suryodya Small Finance Bank's EBITDA is expected to rise to ₹3,070 crore. 
• Net profit is ₹33.30 crore, down 26.65% YoY 

Suryodya Small Finance Bank Share Performance 

• Over the past six months, Suryodya Small Finance Bank's share price has fallen by 27.31% to ₹619.75.
• Moreover, over the past year, the stock has decreased by 16.01%.
• Despite this weak short-term performance, Suryodya Small Finance Bank's stock has delivered a financially sound 130.05% return over the past 5 years.
• As of 21st January 2026, the stock traded at ₹619.75 per share.

Key Factors to Watch for Suryodya Small Finance Bank

• Loan Growth & Advances Mix: Growth in total advances, especially secured retail (mortgages, vehicle) and MSME lending, enhances stability and risk profile.
• Asset Quality & NPAs: Trends in GNPA/NNPA levels, collection efficiency and risk management (including CGFMU coverage) are key for credit costs.
• Deposit Franchise & CASA Ratio: Expansion of retail deposits, CASA mix, and digital sourcing supports low-cost funds and improves net interest margins.
• Profitability & Cost Management: Net interest income trends, operating costs, and provisioning levels influence margins and bottom-line performance.

Final Thoughts

Suryodya Small Finance Bank will announce its Q3 FY26 results on 22nd January 2026. Analysts expect 10.57% YoY revenue growth, a 26.64% fall in PAT, and a 14% rise in EBITDA. Suryoday Small Finance Bank focuses on serving under-banked and retail customers with micro, small business, and secured loan products, while building a strong deposit base and expanding financial inclusion through digital and branch networks.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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