State Bank of India Gears Up for Q3 Reveal on 7th February; Check Key Expectations Here

State Bank of India’s Q3 results FY26 are scheduled to be announced on 7th February 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

State Bank of India Q3 Results 2026 Preview

• State Bank of India’s revenue is expected to be in the range of ₹47,256.92 crore, a 0.35% YoY decrease. 
• Profit After Tax, or PAT, is projected to fall 4.70% YoY. 
• Net profit is ₹18,853.16 crore, a fall 4.70% YoY 
• EBITDA to fall 0.36%

State Bank of India Share Performance 

• Over the past six months, State Bank of India’s share price has fallen by 31.49% to ₹1,058.70.
• Moreover, over the past year, the stock has increased by 40.74%.
• Despite this weak short-term performance, State Bank of India’s stock has delivered a financially sound 169.22% return over the past 5 years.
• As of 6th February 2026, the stock traded at ₹1,059.30 per share.

Key Factors to Watch for State Bank of India Q3 Results FY26

1. Loan & Deposit Growth: Trends in advances (especially retail & corporate loans) and deposit accretion will drive core banking income.
   
2. Net Interest Income & NIM: Growth in net interest income and stability/expansion of net interest margins (NIM) amid interest rate and funding cost dynamics.
   
3. Asset Quality & Provisions: Slippage trends, gross/net NPAs and credit provisions will signal risk and earnings sustainability.
   
4. Fee & Non-Interest Income: Performance of other income streams (fees, treasury gains) affects overall profitability.
   
5. Operating Efficiency & Costs: Cost-to-income ratio, operating expenses, and one-off items (e.g., stake sale gains) can skew quarterly profits.
   

Final Thoughts

State Bank of India will announce its Q3 FY26 results on 6th February 2026. Analysts expect 0.36% revenue growth, a 4.70% fall in PAT, and a 64.23% fall in EBITDA. Watch loan & deposit growth and net interest income, net interest margin (NIM), asset quality (NPAs/provisions), fee/other income, and capital strength/return metrics, and capacity utilisation.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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