State Bank of India Gears Up for Q3 Reveal on 7th February; Check Key Expectations Here

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State Bank of India’s Q3 results FY26 are scheduled to be announced on 7th February 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

State Bank of India Q3 Results 2026 Preview

• State Bank of India’s revenue is expected to be in the range of ₹47,256.92 crore, a 0.35% YoY decrease. 
• Profit After Tax, or PAT, is projected to fall 4.70% YoY. 
• Net profit is ₹18,853.16 crore, a fall 4.70% YoY 
• EBITDA to fall 0.36%

State Bank of India Share Performance 

• Over the past six months, State Bank of India’s share price has fallen by 31.49% to ₹1,058.70.
• Moreover, over the past year, the stock has increased by 40.74%.
• Despite this weak short-term performance, State Bank of India’s stock has delivered a financially sound 169.22% return over the past 5 years.
• As of 6th February 2026, the stock traded at ₹1,059.30 per share.

Key Factors to Watch for State Bank of India Q3 Results FY26

1. Loan & Deposit Growth: Trends in advances (especially retail & corporate loans) and deposit accretion will drive core banking income.
   
2. Net Interest Income & NIM: Growth in net interest income and stability/expansion of net interest margins (NIM) amid interest rate and funding cost dynamics.
   
3. Asset Quality & Provisions: Slippage trends, gross/net NPAs and credit provisions will signal risk and earnings sustainability.
   
4. Fee & Non-Interest Income: Performance of other income streams (fees, treasury gains) affects overall profitability.
   
5. Operating Efficiency & Costs: Cost-to-income ratio, operating expenses, and one-off items (e.g., stake sale gains) can skew quarterly profits.
   

Final Thoughts

State Bank of India will announce its Q3 FY26 results on 6th February 2026. Analysts expect 0.36% revenue growth, a 4.70% fall in PAT, and a 64.23% fall in EBITDA. Watch loan & deposit growth and net interest income, net interest margin (NIM), asset quality (NPAs/provisions), fee/other income, and capital strength/return metrics, and capacity utilisation.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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