SRG Housing Finance Q4 Results FY26 PAT Rs 9.25 Crore Up 34 Percent FY26 PAT Rs 32.49 Crore Affordable Housing

Updated: 12 May 2026 • 1:30 pm

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SRG Housing Finance Q4 Results FY26 PAT Rs 9.25 Crore Up 34 Percent FY26 PAT Rs 32.49 Crore Affordable Housing

SRG Housing Finance Q4 results FY26 reported net profit of Rs 9.25 crore for Q4 FY26, up 33.8% year on year from Rs 6.91 crore in Q4 FY25. The SRG Housing Finance Q4 results were announced on May 11, 2026, with Q4 revenue from operations rising 34.8% to Rs 50.69 crore from Rs 37.61 crore.

For the full fiscal year FY26, SRG Housing Finance Q4 results show net profit of Rs 32.49 crore up 33.2% from Rs 24.40 crore in FY25, on FY26 revenue of Rs 199.34 crore up 29.2%. SRG Housing Finance received credit rating upgrade to ACUITE A-/Stable in April 2026 reflecting improved financial profile. The SRG Housing Finance Q4 results show profit before tax up 51.1% to Rs 11.59 crore, with EPS improving to Rs 20.71 from Rs 17.45.

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Table of Contents

SRG Housing Finance Q4 FY26 Results at a Glance

Metric	Q4 FY26	Change / Context
Q4 Net Profit	Rs 9.25 crore	+33.8% YoY
Q4 Revenue	Rs 50.69 crore	+34.8% YoY
Q4 PBT	Rs 11.59 crore	+51.1% YoY
FY26 Net Profit	Rs 32.49 crore	+33.2% YoY
FY26 Revenue	Rs 199.34 crore	+29.2% YoY
Credit Rating	ACUITE A-/Stable	Upgraded April 2026

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Key Highlights from SRG Housing Finance Q4 FY26 Results

Affordable Housing Demand Drives Strong Growth

SRG Housing Finance Q4 results FY26 reflect robust demand for affordable and mid-income housing loans across Tier 2 and Tier 3 cities and rural areas. The SRG Housing Finance Q4 results demonstrate 7 states and 90 branches serving New-to-Credit and underserved borrowers with small ticket loans and simplified documentation.

Credit Rating Upgrade Lowers Borrowing Costs

SRG Housing Finance Q4 results FY26 credit rating upgrade to ACUITE A-/Stable from Acuité Ratings in April 2026 validates improved financial health. The SRG Housing Finance Q4 results also note approval for Rs 2,500 crore borrowing limit and Rs 100 crore NCD issuance, enhancing liquidity for FY27 loan book expansion.

What Drove SRG Housing Finance Q4 FY26 Performance

SRG Housing Finance Q4 results were driven by affordable housing loan disbursement growth, improved operating leverage, and sequential PBT improvement from Rs 10.39 crore in Q3 to Rs 11.59 crore in Q4. The SRG Housing Finance Q4 results reflect India affordable housing finance structural demand.

Outlook for FY27 After SRG Housing Finance Q4 Results

Following SRG Housing Finance Q4 results FY26, FY27 outlook is positive with credit rating upgrade supporting lower borrowing costs, Rs 2,500 crore borrowing limit approved, and India affordable housing demand structural strength.

Conclusion

SRG Housing Finance Q4 results FY26 delivered Q4 PAT Rs 9.25 crore up 34% with FY26 PAT Rs 32.49 crore up 33%. The SRG Housing Finance Q4 results ACUITE A- upgrade and expanding AUM confirm strong trajectory.

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Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. Univest analysts are SEBI-registered research analysts (SEBI RA: INH000012449). Verify all numbers before investing. Consult a SEBI-registered financial advisor before making any investment decisions.

Frequently Asked Questions

What was SRG Housing Finance Q4 FY26 PAT?

SRG Housing Finance Q4 results FY26 reported Q4 net profit of Rs 9.25 crore up 33.8% YoY from Rs 6.91 crore, on Q4 revenue of Rs 50.69 crore up 34.8%.

What is SRG Housing FY26 performance?

FY26 net profit for SRG Housing Finance was Rs 32.49 crore up 33.2% on revenue Rs 199.34 crore up 29.2% as confirmed in SRG Housing Finance Q4 results FY26.

What is SRG Housing credit rating?

SRG Housing Finance received credit rating upgrade to ACUITE A-/Stable from Acuité Ratings in April 2026 reflecting improved financial profile as noted in SRG Housing Finance Q4 results FY26.

What does SRG Housing Finance do?

SRG Housing Finance provides affordable housing loans to New-to-Credit and underserved borrowers across 7 states and 90 branches in semi-urban and rural India as reflected in Q4 results FY26.

What is SRG Housing FY27 outlook?

SRG Housing Finance Q4 results FY26 FY27 outlook benefits from ACUITE A- rating upgrade, Rs 2,500 crore borrowing limit, and structural India affordable housing demand.