South Indian Bank Gears Up for Q3 Reveal on 15th January; Check Key Expectations Here

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Posted by : sachet | Wed Jan 14 2026

South Indian Bank Gears Up for Q3 Reveal on 15th January; Check Key Expectations Here

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South Indian Bank, one of the most significant Indian conglomerates, is set to announce its Q3 results for FY26 on 15th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

Table of Contents

South Indian Bank Q3 Results 2026 Preview

South Indian Bank’s revenue is expected to be in the range of ₹246.99 crore, a 49.24% YoY decrease.
Profit After Tax, or PAT, is projected to fall by 80% YoY.
South Indian Bank’s EBITDA is expected to rise to ₹65.86 crore.
Net profit at ₹2567.89 crore, a rise of 80% YoY

South Indian Bank Share Performance

Over the past six months, South Indian Bank’s share price has fallen by 9.97% to ₹287.20.
Moreover, over the past year, the stock has increased by 5.30%.
Despite this weak short-term performance, South Indian Bank’s stock has delivered a financially sound 33.94% return over the past 5 years.
As of 14th January 2026, the stock traded at ₹287.30 per share.

Key Factors to Watch for South Indian Bank

Asset Quality & NPA Trends: Movement in Gross and Net Non‑Performing Asset ratios and provisioning coverage, which directly affect profitability and risk profile.
Loan Growth & Advances Mix: Growth in total advances and the mix between retail, MSME and corporate loans — higher retail/MSME can support margins and reduce concentration risk.
Deposit Mobilisation & CASA Ratio: Trends in deposit growth and the share of low‑cost CASA deposits, which help improve net interest margins.
Net Interest Margin (NIM) & Fee Income: Net interest margin stability and growth in non‑interest/fee income, which diversifies revenue and supports overall earnings.

Final Thoughts

South Indian Bank will announce its Q3 FY26 results on 15th January 2026. Analysts expect strong revenue growth of 8% YoY, a 5.35% rise in PAT, and a 65.86% decline in EBITDA. South Indian Bank focuses on providing a full range of retail, MSME, NRI, and corporate banking products and services — including deposits, loans, payments, and digital banking — while combining a broad physical branch network with digital innovation to serve diverse customer needs.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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