
SBFC Finance Q4 Results 2026: Date, Revenue, PAT & Analyst Outlook
Fri Apr 10 2026

SBFC Finance (NSE: SBFCFIN) is preparing to announce its Q4 FY26 financial results for the period ended March 31, 2026. The board of directors is scheduled to meet on May 2026 (Expected) to approve the audited statements and consider a final dividend recommendation. With the stock at Rs 95 — against a 52-week high of Rs 128 and 1-year return of -16% — the Q4 FY26 results will be a pivotal event for investors.
Analyst estimates for Q4 FY26 revenue stand at Rs 515-555 Cr, with PAT expectations of Rs 138-155 Cr and margin projections of NIM 8.0-8.4%. This article covers the SBFC Finance Q4 results 2026 date, earnings estimates, five key performance factors, five risks, analyst ratings, and investor FAQs.
SBFC Finance Q4 Results 2026 Date
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| Company | Results Date | Article |
| TCS | April 9, 2026 | Preview on Univest |
| Infosys | April 23, 2026 | Preview on Univest |
| SBFC Finance | May 2026 (Expected) | This article |
Why This Quarter Matters
SBFC Finance enters Q4 FY26 with expectations of AUM 25-28% YoY growth. Q4 determines full-year FY26 performance, sets FY27 estimate baselines, and triggers final dividend announcements. At a 1-year return of -16%, this quarter’s results and FY27 guidance will be critical for determining stock trajectory.
SBFC Finance Q4 FY26 Earnings Estimates

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| Metric | Q3 FY26 Actual | Q4 FY26 Estimate | Driver |
| Revenue | Rs 468 Cr | Rs 515-555 Cr | Volume + pricing |
| PAT | Rs 126 Cr | Rs 138-155 Cr | Operating leverage |
| Margin | NIM 8.2% | NIM 8.0-8.4% | Cost control |
| Key Growth Metric | Q3 trend | AUM 25-28% YoY growth | Management execution |
| Dividend Estimate | — | Nil expected | Board recommendation |
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5 Key Factors That Will Drive SBFC Finance Q4 FY26 Performance
Revenue Momentum
Analysts expect Rs 515-555 Cr in Q4 FY26 revenue versus Rs 468 Cr in Q3. Q4 is seasonally important for the NBFC sector and the ability to convert the pipeline into recognised revenue will be the first performance test.
Margin Trajectory
Q4 FY26 margin expectations are NIM 8.0-8.4% versus NIM 8.2% in Q3. Input cost trends, employee expenses, and pricing power will determine whether the company can sustain or improve on Q3 levels.
PAT Quality
Net profit is estimated at Rs 138-155 Cr. Investors will assess whether PAT is driven by operational improvement or non-recurring items. A clean recurring profit print is most positively received by institutional investors.
Management Guidance for FY27
The most consequential output will be FY27 guidance — revenue growth bands, margin targets, and capex plans. Credible FY27 guidance carries significant weight for re-rating potential in the current macro environment.
Dividend Declaration
SBFC Finance is expected to consider a final dividend of Nil expected. The quantum signals management’s confidence in free cash flow generation and sets expectations for FY27 capital allocation.
5 Risks to Watch in SBFC Finance Q4 FY26
US Tariff and Macro Headwinds
The 26% US reciprocal tariff on Indian goods has created macro uncertainty. For SBFC Finance, indirect impacts include FII outflows and earnings estimate cuts if global demand slows.
Earnings Miss Risk
If SBFC Finance’s Q4 FY26 results miss estimates, the stock could correct sharply. Investors should monitor revenue versus Rs 515-555 Cr and PAT versus Rs 138-155 Cr as the two primary watchpoints.
FY27 Guidance Below Consensus
If FY27 guidance falls below Street expectations, the stock may decline even if Q4 numbers are in line. Forward guidance carries more weight than the reported quarter currently.
FII Outflow Continuation
FIIs sold Rs 22,000 crore in Indian equities in a single week following the tariff announcement. Continued selling creates headwinds for SBFC Finance regardless of fundamentals.
Sector Regulatory Risk
The NBFC sector faces evolving regulatory frameworks. Policy changes that increase compliance costs or alter competitive dynamics could affect SBFC Finance’s profitability.
SBFC Finance Share Price and Analyst Ratings

SBFC Finance is trading at Rs 95 as of early April 2026, against a 52-week high of Rs 128 and 52-week low of Rs 72. Market cap stands at Rs 3,900 Cr.
| Brokerage | Rating | Target Price | Thesis |
| MOFSL | Buy | Rs 120 | MSME gold + property loan; south focus |
| YES Securities | Buy | Rs 118 | Self-employed borrower underserved market |
| JM Financial | Add | Rs 112 | ROA 3%+; best quality small NBFC |
| Emkay | Buy | Rs 115 | Growing fast with high asset quality |
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Conclusion
SBFC Finance Q4 FY26 results on May 2026 (Expected) will be a key event for NBFC sector investors. Analysts project PAT of Rs 138-155 Cr and revenue of Rs 515-555 Cr. At Rs 95 with analyst targets from Rs 115 to Rs 120, FY27 guidance will be the most critical post-results catalyst.
For more Q4 FY26 previews, visit Univest Blogs.
Frequently Asked Questions
What is the SBFC Finance Q4 results 2026 date?
The SBFC Finance Q4 results 2026 date is May 2026 (Expected). The board will meet to approve audited Q4 FY26 financials and consider a final dividend recommendation.
What is the SBFC Finance Q4 FY26 PAT estimate?
Analysts estimate SBFC Finance Q4 FY26 PAT at Rs 138-155 Cr, based on revenue of Rs 515-555 Cr and margin of NIM 8.0-8.4%.
What is SBFC Finance’s share price ahead of Q4 results?
SBFC Finance is trading at Rs 95. The 52-week high is Rs 128 and low is Rs 72. The 1-year return is -16% and market cap is Rs 3,900 Cr.
Will SBFC Finance declare a dividend in Q4 FY26?
SBFC Finance is expected to consider a final dividend of Nil expected at the Q4 FY26 board meeting on May 2026 (Expected).
Which analysts have a Buy rating on SBFC Finance?
MOFSL (Buy, Rs 120), YES Securities (Buy, Rs 118), JM Financial (Add, Rs 112), Emkay (Buy, Rs 115) have positive ratings heading into Q4 FY26.
What were SBFC Finance Q3 FY26 results?
SBFC Finance reported Q3 FY26 revenue of Rs 468 Cr and PAT of Rs 126 Cr, with margin at NIM 8.2%.
When do TCS and Infosys announce Q4 results 2026?
TCS declared Q4 FY26 results on April 9, 2026. Infosys Q4 FY26 results are scheduled for April 23, 2026. Read both previews on Univest Blogs.
Is SBFC Finance a good investment ahead of Q4 results?
This depends on your risk appetite. SBFC Finance has compelling long-term factors alongside genuine near-term risks. Consult a SEBI-registered financial advisor before investing.
Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only. All financial data and analyst estimates are sourced from publicly available information. Verify before investing. Consult a SEBI-registered advisor before making investment decisions.
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