PNB Housing Finance Gears Up for Q3 Reveal on 21st January; Check Key Expectations Here

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Posted by : sachet | Tue Jan 20 2026

PNB Housing Finance Gears Up for Q3 Reveal on 21st January; Check Key Expectations Here

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PNB Housing Finance, one of the most significant Indian conglomerates, is set to announce its Q3 FY26 results on 21st January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

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PNB Housing Finance Q3 Results 2026 Preview

PNB Housing Finance’ revenue is expected to be in the range of ₹1,941.76 crore, a 3.36% YoY increase.
Profit After Tax, or PAT, is projected to rise by 2.89% YoY.
PNB Housing Finance’ EBITDA is expected to rise to ₹1,772.22 crore.
Net profit is ₹483.27 crore, a rise by 2.89% YoY

PNB Housing Finance Share Performance

Over the past six months, PNB Housing Finance’ share price has fallen by 12.89 to ₹944.50.
Moreover, over the past year, the stock has decreased by 3.51%.
Despite this weak short-term performance, PNB Housing Finance’ stock has delivered a financially sound 209.71% return over the past 5 years.
As of 20th January 2026, the stock traded at ₹944.50 per share.

Key Factors to Watch for PNB Housing Finance

Housing Loan Growth & Loan Book Quality: Momentum in new home loan disbursements and growth in the retail mortgage book indicate demand strength; watch credit performance (GNPA/NNPA) closely.
Asset Quality & Provisioning: Trends in slippages, restructuring, and provision coverage directly affect net profit and balance sheet resilience.
Net Interest Margin (NIM) & Yield: Stability or expansion in NIM, supported by pricing discipline and cost of funds management, impacts core profitability.
Funding & Liquidity Costs: Cost and mix of borrowings (bonds, NCDs, bank borrowings), along with liquidity positioning, influence interest expense and margins.

Final Thoughts

PNB Housing Finance will announce its Q3 FY26 results on 21st January 2026. Analysts expect 3.36% YoY revenue growth, a 2.89% rise in PAT, and a 2.90% rise in EBITDA. PNB Housing Finance focuses on providing home loans and affordable credit solutions while strengthening asset quality and deepening its retail lending footprint.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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