Paisalo Digital Q4 Results FY26 PAT Rs 72 Crore Up 56 Percent Revenue Rs 261 Crore Loan Book Rs 5,929 Crore

Updated: 12 May 2026 • 4:04 pm

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Paisalo Digital Q4 Results FY26 PAT Rs 72 Crore Up 56 Percent Revenue Rs 261 Crore Loan Book Rs 5,929 Crore

Paisalo Digital Q4 results FY26 reported consolidated net profit of Rs 72.23 crore for Q4 FY26, up 56.05% year on year, supported by strong revenue growth and expanding loan book. The Paisalo Digital Q4 results were announced on May 10, 2026, with Q4 consolidated revenue from operations rising 34.65% to Rs 260.92 crore.

For the full fiscal year FY26, Paisalo Digital Q4 results show consolidated PAT of Rs 237.21 crore up 18.53% from Rs 200.12 crore in FY25. The Paisalo Digital Q4 FY26 loan book expanded to Rs 5,929.51 crore. The board recommended final dividend of 10% amounting to Re 0.10 per equity share for FY26. Paisalo Digital operates as a fintech NBFC focused on digital lending in semi-urban and Tier 2-3 markets.

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Table of Contents

Paisalo Digital Q4 FY26 Results at a Glance

Metric	Q4 FY26	Change / Context
Q4 Consolidated PAT	Rs 72.23 crore	+56.05% YoY
Q4 Revenue	Rs 260.92 crore	+34.65% YoY
FY26 Consolidated PAT	Rs 237.21 crore	+18.53% YoY
Loan Book	Rs 5,929.51 crore	Strong expansion
Final Dividend	Re 0.10 per share	10% payout
Finance Costs FY26	Up ~13.9%	Scale-up impact

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Key Highlights from Paisalo Digital Q4 FY26 Results

Fintech NBFC Scales Digital Lending Rapidly

Paisalo Digital Q4 results FY26 show the company scaling digital lending operations in Tier 2 and Tier 3 cities with loan book reaching Rs 5,929 crore. The Paisalo Digital Q4 results reflect growing credit demand in underserved markets where digital lending platforms are expanding access. The company issued 600 commercial papers in Q4 raising Rs 30 crore to fund lending growth.

Asset Quality Monitoring Required Amid Growth

Paisalo Digital Q4 results FY26 note rising finance costs (up approximately 13.9% to Rs 374.33 crore in FY26) and impairment charges more than doubling to Rs 42.15 crore. The Paisalo Digital Q4 consolidated borrowings grew approximately 27.4% to Rs 3,147 crore. Investors are monitoring credit quality trends as scale-up in Tier 2-3 markets requires strong underwriting discipline.

What Drove Paisalo Digital Q4 FY26 Performance

Paisalo Digital Q4 results were driven by rapid loan book expansion in digital lending, higher disbursements, and operating leverage from technology platform. The Paisalo Digital Q4 56% PAT surge reflects strong demand for formal credit in semi-urban India and improving repayment trends.

Outlook for FY27 After Paisalo Digital Q4 Results

Following Paisalo Digital Q4 results FY26, FY27 outlook depends on digital lending growth, asset quality maintenance, and cost of funds trajectory. The Paisalo Digital Q4 results FY27 benefits from India financial inclusion drive and rising formal credit penetration in Tier 2-3 cities.

Conclusion

Paisalo Digital Q4 results FY26 delivered Q4 PAT Rs 72.23 crore up 56% with FY26 PAT Rs 237 crore. The Paisalo Digital Q4 results loan book Rs 5,929 crore and dividend Re 0.10 confirm growth delivery. Investors tracking Paisalo Digital Q4 results should watch asset quality and credit cost trends in FY27.

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Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. Univest analysts are SEBI-registered research analysts (SEBI RA: INH000012449). Verify all numbers before investing. Consult a SEBI-registered financial advisor before making any investment decisions.

Frequently Asked Questions

What was Paisalo Digital Q4 FY26 PAT?

Paisalo Digital Q4 results FY26 reported consolidated Q4 net profit of Rs 72.23 crore up 56.05% YoY on Q4 revenue of Rs 260.92 crore up 34.65%.

What is Paisalo Digital FY26 performance?

FY26 consolidated PAT for Paisalo Digital was Rs 237.21 crore up 18.53% with loan book expanding to Rs 5,929.51 crore as confirmed in Paisalo Digital Q4 results FY26.

What dividend did Paisalo Digital declare?

Paisalo Digital Q4 board recommended final dividend of 10% amounting to Re 0.10 per equity share for FY26 subject to AGM approval.

What does Paisalo Digital do?

Paisalo Digital is a fintech NBFC providing digital lending services in Tier 2 and Tier 3 cities and semi-urban markets across India as reflected in Paisalo Digital Q4 results FY26.

What is Paisalo Digital FY27 outlook?

Paisalo Digital Q4 results FY26 FY27 outlook depends on digital lending growth, asset quality management, and cost of funds in India NBFC lending sector.