L&T Finance Gears Up for Q3 Reveal on 15th January; Check Key Expectations Here

Posted by : sachet | Thu Jan 15 2026

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L and T Finance Q3 results, one of the most significant Indian conglomerates, is set to announce its Q3 results for FY26 on 15th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

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L and T Finance Q3 Results 2026 Preview

L and T Finance’s revenue is expected to be in the range of ₹4,052.19 crore, a 2.63% YoY rise.
Profit After Tax, or PAT, is projected to decline by 9.95% YoY.
L and T Finance’s EBITDA is expected to fall to ₹696.21 crore.
Net profit at ₹626.40 crore, a decline of 9.95% YoY

L and T Finance Share Performance

Over the past six months, L and T Finance’s share price has risen by 44.05% to ₹295.95.
Moreover, over the past year, the stock has increased by 111.29%.
Despite this weak short-term performance, L&T Finance’s stock has delivered a financially sound 80.68% return over the past 5 years.
As of 14th January 2026, the stock traded at ₹295.95 per share.

Key Factors to Watch for L and T Finance

Retail Loan Growth & Disbursements: Sustained growth in retail-focused segments like microfinance, rural business loans, personal loans, and two-wheelers will drive overall AUM expansion.
Asset Quality & Credit Costs: Trends in GNPA/NNPA and credit costs, especially in unsecured and rural portfolios, are crucial for profitability.
Net Interest Margin (NIM) & Funding Costs: Ability to manage borrowing costs and maintain healthy margins amid interest-rate changes.
Technology & Digital Strategy: Impact of AI-led underwriting, digital partnerships, and operational efficiency on growth and risk management.

Final Thoughts

L and T Finance will announce its Q3 FY26 results on 15th January 2026. Analysts expect strong revenue growth of 2.63% YoY, a 9.95% fall in PAT, and a 27.77% decline in EBITDA. L&T Finance focuses on building a retail-centric, technology-driven lending business with a strong emphasis on asset quality, secured products, and sustainable growth.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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