HDFC Bank Gears Up for Q3 Reveal on 17th January; Check Key Expectations Here

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Posted by : sachet | Fri Jan 16 2026

HDFC Bank Gears Up for Q3 Reveal on 17th January; Check Key Expectations Here

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HDFC Bank, one of the most significant Indian conglomerates, is set to announce its Q3 FY26 results on 17th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

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HDFC Bank Q3 Results 2026 Preview

HDFC Bank’s revenue is expected to be in the range of ₹46,270 crore, a 9.9% YoY rise.
Profit After Tax, or PAT, is projected to rise by 6% YoY.
HDFC Bank’s EBITDA is expected to rise to ₹27,940 crore.
Net profit at ₹18,892 crore, a rise of 6% YoY

HDFC Bank Share Performance

Over the past six months, HDFC Bank’s share price has risen by 6.77% to ₹930.55.
Moreover, over the past year, the stock has increased by 12.65%.
Despite this weak short-term performance, HDFC Bank’s stock has delivered a financially sound 26.89% return over the past 5 years.
As of 16th January 2026, the stock traded at ₹930.55 per share.

Key Factors to Watch for HDFC Bank

Net Interest Margin (NIM) & Profitability: How well the bank earns on its core lending business relative to its cost of funds. NIM trends directly affect net interest income and profitability — slight improvements or deterioration can sway expectations.
Loan Growth & Deposit Momentum: The pace of credit expansion relative to deposit growth (loan-to-deposit ratio and CASA performance) indicates how effectively HDFC Bank is deploying funds and managing low-cost deposits — slower growth or weak CASA can pressure margins.
Asset Quality & Provisions: Slippage trends, non-performing assets (NPAs) and provisioning levels are critical — rising stress or higher provisions could hurt earnings, while controlled asset quality supports confidence.

Final Thoughts

HDFC Bank will announce its Q3 FY26 results on 17th January 2026. Analysts expect 15% YoY revenue growth, a 9.9% rise in PAT, and a 11.7% rise in EBITDA. HDFC Bank focuses on delivering diversified retail and corporate banking services with a strong emphasis on digital innovation, sustainable growth, and prudent risk management.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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