FINO Payments Bank Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here

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FINO Payments Bank’s Q3 results FY26 are scheduled to be announced on 29th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

FINO Payments Bank Q3 Results 2026 Preview

• FINO Payments Bank’s revenue is expected to be in the range of ₹23.70 crore, a 4.41% YoY increase. 
• Profit After Tax, or PAT, is projected to rise by 23.11% YoY. 
• Net profit is ₹23.11 crore, a rise 9.27% YoY 

FINO Payments Bank Share Performance 

• Over the past six months, FINO Payments Bank’s share price has fallen by 6.30% to ₹2,261.00.
• Moreover, over the past year, the stock has decreased by 31.96%.
• Despite this weak short-term performance, FINO Payments Bank’s stock has delivered a financially sound 167.61% return over the past 5 years.
• As of 28th January 2026, the stock traded at ₹2,261.00 per share.

Key Factors to Watch for FINO Payments Bank Q3 Results FY26 

• Total throughput & digital growth: Trends in total and digital payment transaction volumes (UPI, AePS), as they drive future monetisation potential.
• CASA & deposit momentum: Growth in CASA accounts and average deposits, which bolster low-cost funding and margin expansion.
• Revenue mix & high-margin products: Contribution from high-margin CASA, Cash Management Services (CMS), and digital payment services versus traditional low-margin segments.
• Profitability & cost metrics: EBITDA/margins and PAT trends reflecting operational efficiency in a competitive digital banking environment.
• Regulatory & strategic developments: Impact of evolving regulations and the bank’s progress toward potential small finance bank conversion (which could expand products and funding capabilities

Final Thoughts

FINO Payments Bank will announce its Q3 FY26 results on 29th January 2026. Analysts expect 6.70% YoY revenue growth, a 22.93% fall in PAT, and a 28.12% fall in EBITDA. FINO Payments Bank focuses on digital payment and UPI throughput growth driving monetisation, CASA & deposit momentum supporting low-cost funds, profitability trends and operating margins, execution of the bank’s digital-first strategy, and progress toward the planned Small Finance Bank conversion for broader product reach.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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