Federal Bank Gears Up for Q3 Reveal on 15th January; Check Key Expectations Here

Name: Stock Advisory service In India
Brand: univest
Rating: 4.4 (197000 reviews)

Posted by : sachet | Thu Jan 15 2026

Federal Bank Gears Up for Q3 Reveal on 15th January; Check Key Expectations Here

Click and Sign Up to Get Live Updates on Q3 Results

Federal Bank, one of the most significant Indian conglomerates, is set to announce its Q3 results for FY26 on 15th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

Table of Contents

Federal Bank Q3 Results 2026 Preview

Federal Bank’s revenue is expected to be in the range of ₹246.99 crore, a 30% YoY decrease.
Profit After Tax, or PAT, is projected to rise by 13.87% YoY.
Federal Bank’s EBITDA is expected to rise to ₹75.67 crore.
Net profit at ₹3566.90 crore, a rise of 4.28% YoY

Federal Bank Share Performance

Over the past six months, Federal Bank’s share price has fallen by 9.97% to ₹287.20.
Moreover, over the past year, the stock has increased by 5.30%.
Despite this weak short-term performance, the Federal Bank’s stock has delivered a financially sound 33.94% return over the past 5 years.
As of 14th January 2026, the stock traded at ₹287.30 per share.

Key Factors to Watch for the Federal Bank

Asset Quality & Credit Costs: Trends in NPAs, slippages (especially in agriculture and microfinance segments), and overall credit costs will significantly influence profitability and risk outlook.
Net Interest Margin (NIM) & Loan Growth: Expansion of net interest margins through higher‑yielding assets and consistent loan book growth, particularly in retail and SME segments.
Deposit Franchise & CASA Ratio: Growth in total deposits and low‑cost CASA balances supports funding cost efficiency and strengthens liquidity.
Strategic Initiatives & Capital Support: Impact of initiatives like digital transformation, branch expansion, brand repositioning, and large capital infusions (e.g., Blackstone investment) on long‑term growth and competitive

Final Thoughts

The Federal Bank will announce its Q3 FY26 results on 15th January 2026. Analysts expect strong revenue growth of 8% YoY, a 5.35% rise in PAT, and a 65.86% decline in EBITDA. The Federal Bank focuses on offering comprehensive banking services, including retail, SME, corporate, and NRI banking, along with digital banking solutions, while emphasizing asset quality, CASA growth, and customer-centric financial products.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

Download the Univest iOS App or Univest Android App to get daily stock recommendations and insightful research pieces!