ESAF Small Finance Bank Gears Up for Q3 Reveal on 30th January; Check Key Expectations Here

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ESAF Small Finance Bank’ Q3 results FY26 are scheduled to be announced on 30th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

ESAF Small Finance Bank Q3 Results 2026 Preview

• ESAF Small Finance Bank’s revenue is expected to be in the range of ₹487.02 crore, a 9.87% YoY decrease. 
• Profit After Tax, or PAT, is projected to rise by 10.96% YoY. 
• Net profit is ₹210.90 crore, a rise of 10.96% YoY 

ESAF Small Finance Bank Share Performance 

• Over the past six months, ESAF Small Finance Bank’s share price has fallen by 8.95% to ₹28.00.
• Moreover, over the past year, the stock has increased by 12.87%.
• Despite this weak short-term performance, ESAF Small Finance Bank’s stock has delivered a financially sound 239.85% return over the past 5 years.
• As of 29th January 2026, the stock traded at ₹28.00 per share.

Key Factors to Watch for ESAF Small Finance Bank Q3 Results FY26 

• Loan Book Growth & Mix: Track advances growth and shift toward secured/retail loans.
• Deposit Growth & CASA: Monitor deposit traction and CASA ratio for cost of funds.
• NII & NIM Trends: Watch net interest income and margin movement.
• Asset Quality: Check GNPA/NNPA levels and provisioning, especially in microfinance.
• Profitability: Assess operating profit, cost control, and PAT trajectory.

Final Thoughts

ESAF Small Finance Bank will announce its Q3 FY26 results on 30th January 2026. Analysts expect 9.87% YoY revenue growth, a 10.96% rise in PAT, and a 5.99% fall in EBITDA. ESAF Small Finance Bank focuses on providing inclusive banking services by extending credit and deposit products to underbanked and underserved individuals and businesses — especially in rural, semi-urban, and urban India — with emphasis on micro, retail, MSME and agricultural loans, while building a strong CASA deposit base and leveraging technology and physical network expansion to drive financial inclusion and customer-centric growth.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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