Equitas Small Finance Bank Gears Up for Q3 Reveal on 29th January; Check Key Expectations Here

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Equitas Small Finance Bank’s Q3 results FY26 are scheduled to be announced on 29th January 2026. Financial analysts anticipate an increase in revenue due to higher sales and a significant rise in PAT.

Equitas Small Finance Bank Q3 Results 2026 Preview

• Equitas Small Finance Bank’s revenue is expected to be in the range of ₹818.39 crore, a 6.70% YoY decrease. 
• Profit After Tax, or PAT, is projected to rise by 414.67% YoY. 
• Net profit is ₹818.39 crore, a rise 2.00% YoY 

Equitas Small Finance Bank Share Performance 

• Over the past six months, Equitas Small Finance Bank’s share price has fallen by 16.58% to ₹69.63.
• Moreover, over the past year, the stock has increased by 6.47%.
• Despite this weak short-term performance, Equitas Small Finance Bank’s stock has delivered a financially sound 76.50% return over the past 5 years.
• As of 28th January 2026, the stock traded at ₹69.63 per share.

Key Factors to Watch for Equitas Small Finance Bank Q3 Results FY26 

• Loan growth & advances mix: Growth in gross advances, especially in non-microfinance segments like SBL and vehicle loans, driving core business expansion.
• Net interest income (NII) & margins: NII performance and net interest margin (NIM), influenced by cost of funds and asset yield trends.
• Deposits & CASA ratio: Deposit growth, especially low-cost CASA funds, supporting stable funding and margin sustainability.
• Asset quality & credit costs: Trends in GNPA/NNPA, slippages and recoveries, particularly in microfinance portfolios.
• Profitability & provisions: PAT performance and provisioning for bad loans, reflecting risk management and operating efficiency.

Final Thoughts

Equitas Small Finance Bank will announce its Q3 FY26 results on 29th January 2026. Analysts expect 6.70% YoY revenue growth, a 22.93% fall in PAT, and a 28.12% fall in EBITDA. Equitas Small Finance Bank focuses on loan and advances growth (especially in non-microfinance segments), net interest income (NIM) trajectory, CASA deposit mix and funding costs, asset quality trends (NPAs/slippages), and profitability/provisions reflecting credit cost cycles.

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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