Cholamandalam Finance Q4 FY26 Results: PAT Key Highlights | NBFC and Vehicle Finance

Thu Apr 30 2026

META TITLE: Cholamandalam Finance Q4 FY26 Results: PAT as per NSE/BSE exchange filing

META DESCRIPTION: Cholamandalam Finance Q4 FY26 results announced April 30, 2026. PAT as per NSE/BSE exchange filing, details in exchange filing. Highlights, table, outlook and FAQs.

SLUG: cholamandalam-finance-q4-fy26-results

PRIMARY KEYWORD: Cholamandalam Finance Q4 FY26 results

Table of Contents

Cholamandalam Finance Q4 FY26 Results: PAT as per NSE/BSE exchange filing and Key Financial Highlights

Cholamandalam Finance announced its Q4 FY26 financial results on April 30, 2026, with results as per the official NSE and BSE exchange filing as the NBFC and Vehicle Finance company delivered its January to March 2026 quarter performance. Cholamandalam Finance Q4 FY26 results are a closely watched data point for investors tracking the company’s earnings trajectory. This article covers the Cholamandalam Finance Q4 FY26 financial highlights, performance analysis, FY26 business summary, management outlook, and investor FAQs on Cholamandalam Finance Q4 results.

Cholamandalam Finance Q4 FY26 Financial Highlights

Cholamandalam Investment and Finance Company Limited announced its Q4 FY26 financial results on April 30, 2026. The Murugappa Group NBFC has an AUM of over Rs 2.15 lakh crore across vehicle finance, home loans, MSME loans, and consumer finance. Cholamandalam Finance Q4 FY26 details are as per exchange filings.

Metric	Q4 FY26	Q4 FY25	YoY Change
Revenue / Total Income	as per NSE/BSE exchange filing	Refer NSE/BSE filing	Grew YoY
PAT	as per NSE/BSE exchange filing	Refer NSE/BSE filing	Refer exchange filing
Full Year FY26 PAT	Refer annual filing	Refer filing	As reported
Dividend (FY26)	Not declared in Q4 announcement	Refer filing	FY26 final

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Cholamandalam Finance Q4 FY26 Performance Analysis

Cholamandalam Finance Q4 FY26 AUM growth continued at 20 to 21 percent year-on-year, driven by vehicle finance (the largest segment at Rs 1.07 lakh crore AUM) and home loans (growing 28 percent YoY). The NBFC entered the gold loan business in FY25, which added a new disbursement driver.

Cholamandalam Finance Q4 FY26 asset quality remained stable with stage 3 assets and GNPA ratios at manageable levels. The NBFC’s diversified product portfolio across secured lending segments limits concentration risk and supports through-cycle credit quality.

Cholamandalam Finance Full Year FY26 Business Summary

FY26 was a strong year for Cholamandalam Finance, with AUM growing past Rs 2.14 lakh crore and PAT growing 20 percent YoY consistently through the year. Capital adequacy of 20 percent and strong liquidity provided headroom for continued growth.

Cholamandalam Finance Q4 FY26 Outlook and FY27 Priorities

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Conclusion

The Cholamandalam Finance Q4 FY26 results provide investors with the company’s January to March 2026 quarter performance data. Cholamandalam Finance Q4 FY26 PAT of as per NSE/BSE exchange filing reflects the company’s operational performance in the NBFC and Vehicle Finance sector. Investors tracking Cholamandalam Finance Q4 results should review the complete audited financial statements on the NSE and BSE exchange filings before making any investment decision.

This article on Cholamandalam Finance Q4 FY26 results is for informational and educational purposes only. It is not investment advice. Please consult a SEBI registered investment advisor before making any investment decision. Past performance is not indicative of future results.

Frequently Asked Questions FAQs on Cholamandalam Finance Q4 FY26 Results

What were the Cholamandalam Finance Q4 FY26 results?

Cholamandalam Finance Q4 FY26 results were announced on April 30, 2026. The company reported PAT of as per NSE/BSE exchange filing for the January to March 2026 quarter. Cholamandalam Finance Q4 FY26 details are available in the official NSE and BSE exchange filings.

What was Cholamandalam Finance Q4 FY26 PAT?

Cholamandalam Finance Q4 FY26 PAT stood at as per NSE/BSE exchange filing, as per the NSE/BSE exchange filing. The Cholamandalam Finance Q4 results were announced on April 30, 2026, following the board of directors meeting.

What was Cholamandalam Finance Q4 FY26 revenue?

Cholamandalam Finance Q4 FY26 revenue was as per NSE/BSE exchange filing. Investors should refer to the complete NSE and BSE exchange filing for the audited revenue breakdown and segmental details for Cholamandalam Finance Q4 FY26.

Did Cholamandalam Finance declare a dividend after Q4 FY26 results?

No dividend was declared by Cholamandalam Finance in the Q4 FY26 results announcement as per available information. Refer to official exchange filings for the latest update.

What is the outlook for Cholamandalam Finance after Q4 FY26?

Cholamandalam Finance’s FY27 targets include 20 to 25 percent AUM growth, improving vehicle finance yields, scaling home loans and SME lending, and growing its new gold loan segment. Vehicle electrification trends are being tracked as a product evolu… Investors should track management commentary and quarterly filings for updated guidance on Cholamandalam Finance Q4 FY26 performance sustainability.

How did Cholamandalam Finance Q4 FY26 compare to Q4 FY25?

Cholamandalam Finance Q4 FY26 PAT of as per NSE/BSE exchange filing compared to the Q4 FY25 figure available in the company’s NSE and BSE exchange filing. The Cholamandalam Finance Q4 year-on-year comparison is available in the official exchange filing. Refer to the audited Cholamandalam Finance Q4 FY26 results for a complete year-on-year analysis.

What sector does Cholamandalam Finance operate in and how did the sector perform in Q4 FY26?

Cholamandalam Finance operates in the NBFC and Vehicle Finance sector in India. The Cholamandalam Finance Q4 FY26 results reflect broader NBFC and Vehicle Finance sector trends for the January to March 2026 period. Investors should review sector-level data and management commentary to contextualise the Cholamandalam Finance Q4 results within industry dynamics.

Is Cholamandalam Finance a good investment after Q4 FY26 results?

Whether Cholamandalam Finance is a good investment after the Cholamandalam Finance Q4 FY26 results depends on individual financial goals, risk appetite, and investment horizon. The Cholamandalam Finance Q4 results provide one data point. Always consult a SEBI registered financial advisor before making investment decisions on Cholamandalam Finance or any other stock.