Federal Bank Q4 Results 2025 Highlights: Surge in Net Profit by 14%

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Posted by : sachet | Thu May 01 2025

Federal Bank Q4 Results 2025 Highlights: Surge in Net Profit by 14%

Federal Bank has announced its financial results for the Q4 FY2025. The company has posted a growth of 13.67% in the net profit for the fourth quarter, reaching ₹1030.23 crores from ₹906.3 crores in Q4 of the previous year. This surge in the profitability of the company indicates strong financial performance for this quarter.

As of 1st May 2025, the stock price of the company closed at ₹196.68, indicating a slight decline of 1.80% over the past week. Continue reading to gain more insights about the Q4 2025 results.

Table of Contents

Federal Bank Q4 Results: Major Takeaways

Federal Bank reported a net profit of ₹1030.23 crores for the fourth quarter of the financial year ended. This demonstrates a positive growth trajectory as the company witnessed an increase of approximately 14% as compared to the net profit of Q4 in 2024, which was ₹906.3 crores.
Moreover, the Net Interest Income (NII) also rose by 8.3% for Q4, increasing to ₹2377.4 crores from 2195.2 crores in Q4 FY24.
Gross Non-Performing Assets dropped to ₹4,375.5 crores in Q4 FY25 from ₹4,553.3 crores in Q3. Gross NPA ratio decreased quarter-on-quarter from 1.95% to 1.84% as a percentage of gross advances.
As of March 31 2025, the net NPA also declined from ₹1,131.2 crores to ₹1,040.4 crores, further resulting in the net NPA ratio boosting from 0.49% in the previous quarter to 0.44%.
The Provision Coverage Ratio of the bank stood at 75.37% (excluding Technical Write Off).

FY2025 Annual Performance

The net advances increased to ₹2,34,836.39 crores on March 31 2025, up from ₹2,09,403.34 crores as compared to previous year, demonstrating an overall growth of the company.
Retail advances reached ₹77,212.16 crores, up by 14.50%.
Business Banking advances increased by 11.44% to reach ₹19,064.36 crores.
Commercial Banking grew by 26.76% to ₹27199 crores, indicating massive growth.
Corporate advances posted a growth of 8.39% to reach ₹79,773.79 crores.
Gold loans including ADLG reached ₹30,505 crores, reporting a growth of 20.93%.
Certain segments like CV/CE advances also witnessed a growth of about 34.93%, increasing to ₹4644 crores.
The company’s board has also recommended a final dividend amounting to ₹1.20 per share (face value ₹2 each) for the fiscal year 2024-25, which is subject to shareholder approval at the upcoming Annual General Meeting.

Federal Bank Share Performance

As of 1st May 2025, the stock price of the company closed at ₹196.68, indicating a slight decline of 1.80% over the past one week.
Considering the one-year growth of the stock, it grew by 16.04%.
Another significant factor indicating the company’s growth is the stock’s five-year trajectory, which demonstrates a substantial increase of 324.79%.
Thus, the stock is suitable for both short-term and long-term investors.

Final Thoughts

With robust growth and a maintaining a consistent financial position, Federal Bank has delivered positive results in the Q4 for the financial year ended 31st March 2025. Crucial factors like net profit, net interest income and asset quality have also improved significantly, indicating solid growth.

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Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

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