Bandhan Bank Q4 Results 2025: Profit Jumps 483% YoY With Low Provisions

Posted by : sachet | Thu May 01 2025

Bandhan Bank Q4 Results 2025: Profit Jumps 483% YoY With Low Provisions

Bandhan Bank has reported a considerable surge in profitability in its Q4 results for FY25. The company’s robust financial performance is wholly attributable to a significant drop in provisions. In the corresponding quarter of the previous fiscal year, Bandhan Bank’s net profit was ₹55 crore, which has now increased by 483% to ₹318 crore. Bandhan Bank share closed 1.73% down or -₹2.90 at ₹165.00.

Bandhan Bank Q4 Results 2025: Key Highlights

  • Considerable surge of 483% YoY in the net profit of Bandhan Bank represents its ability to sustain a competitive edge. 
  • Net revenue of Bandhan Bank faced a slight decline of 3% to reach ₹3,456 crore in the fourth quarter. 
  • Net interest income of Bandhan Bank surged 4% YoY, reaching ₹2,756 crore in Q4 results 2025.
  • Bandhan Bank’s operating profit declined to ₹1,838 crore from ₹1,571 crore. 
  • Bandhan Bank shows low provisions and contingencies of ₹1,260 in the Q4FY25 results.
  • The EEB loan was reported at 97.80% for the fourth quarter of FY25.
  • PCR, excluding technical write-offs, stood at 73.70%. 

Bandhan Bank Deposits and Advances 

  • Bandhan Bank reported a 12% year-over-year increase in its total deposits, reaching ₹1,51 lakh crore for Q4 FY25. 
  • CASA (Current Account Savings Account) deposits amounted to ₹47,437 crore with a CASA ratio of 31.40%. 
  • Gross advances registered a 10% YoY surge to reach ₹1,37 lakh crore as of 31st March 2025. 
  • Robust growth in retail book by 98% YoY, and wholesale banking rose by 35% YoY. 
  • Bandhan Bank posted 11% YoY growth in its housing book. 

Bandhan Bank Share: Dividend Declaration

Bandhan Bank got a dividend recommendation from the board of directors to provide₹1.50 per equity share with a face value of ₹10 each. The dividend will be 15% of the profits of the Q4FY25. However, the dividend declaration of Bandhan Bank is subject to the approval of shareholders in the forthcoming AGM (Annual General Meeting). 

Bandhan Bank Share Performance

Bandhan Bank share price closed at ₹165.00, 1.73% or ₹2.90 down on 30th April 2025. The stock has delivered around 10.38% returns in the past 1 month. Bandhan Bank share marked its 52-week high/low at ₹222.31/₹128.16. The P/E ratio of Bandhan Bank shares stood at 10.71, and the stock has a declared dividend yield of 0.91%.  

Final Thoughts

Bandhan Bank Q4 results 2025 reported a 483% YoY surge in profitability. Moreover, this jump in profit is largely attributed to the lower provisions of Bandhan Bank. Investors are cautiously looking for the Bandhan Bank share price movement on 3rd May 2025. 

For regular stock updates, dividend alerts, and expert verdicts, stay informed with Univest!

Disclaimer: Investment in the share market is subject to risk. This news article is for informational purposes only. Conduct your own research before investing in shares and other securities.

Recent News Articles

Varun Beverages Q4 Results 2025: Consolidated Net Profit Surges 33.45% YoY; Check Further Details!

CRISIL Q4 Results 2025: Consolidated Profit Jumps 16% to ₹159.8 Cr | Check For More!

Indian Oil Q4 Results 2025: Net Profit Surged 152% From Preceding Quarter; Check Key Details!

Adani Power Q4 Results 2025: Profit Drops 4% While Revenue Surges 6.5% YoY; Check More!

Other News Updates

Ambuja Cements Q4 Results 2025: Standalone Net Profit Surged 74.51% YoY; Check Key Highlights

Stock Market Today: Sensex/Nifty Trade Flat Despite Market Volatility; Check Key Reasons

Bajaj Finance Q4 Results 2025: Net Profit Jumps 19% YoY; Stock Split & Bonus Issue Announced

BPCL Q4 Results 2025 Out: Net Profit Declines 8% and Revenue by 4%; Check Key Details

Stocks to Watch Today: 30th April 2025 | Infosys, Azad Engineering, CESC, Rathi Steel, VMart, & More!

icon

100% Safe & Secure Platform.

Univest encrypts all data and transactions to ensure a completely secure experience for our members.

Copyright

2025 Univest. All rights reserved. | Designed with ❤️ in India
About Univest
About: Univest is a cutting-edge stock market platform designed to help traders and investors maximize their returns with expert-driven advisory services and seamless trading execution. Whether you're a seasoned trader or just starting, Univest simplifies your investment journey with actionable trade recommendations, AI-powered portfolio insights, and a fully integrated brokerage experience. With Univest, you gain access to proven stock market advisory, offering expert trade ideas for stocks, futures, options, and commodities. Our one-click trade execution feature eliminates slippage, ensuring instant execution through our advisory-first brokerage. Smart portfolio management allows you to identify underperforming stocks, optimize your investments, and receive real-time alerts. Additionally, Univest provides seamless investment opportunities beyond stocks, including mutual funds, bonds, fixed deposits, and insurance (coming soon). Join over 40 lakh active investors who trust Univest to make informed and profitable trading decisions. Start investing smarter today! 🚀  
Attention Investors : To ensure a smooth trading experience and prevent unauthorized transactions, investors must update their mobile number and email ID with their stockbroker or depository participant. As per regulatory requirements, investors are required to pay a stipulated amount as an upfront margin for trading in the Cash/FO segment. We encourage all investors to regularly check their securities in the Consolidated Account Statement (CAS) issued by depository to verify their holdings.Always verify alerts and transaction details received directly from the exchange or NSDL before proceeding with any trades. Please do not make payments through unverified email links, WhatsApp, or SMS. Always trade through a registered stockbroker and verify all details before making financial decisions.
 
Disclaimer: Investments in the securities market are subject to market risks. Please read all related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit. For more disclaimer /disclosure, visit https://univest.in/stock-broker or Univest App.We collect and use your contact information for legitimate business purposes, including providing updates on our products and services. We do not sell or rent your contact information to third parties. By submitting your details, you authorize us to contact you via Call/SMS, even if you are registered under DND. This authorization remains valid for 12 months.For grievances, please contact us at hello@unibrokers.in .
 
Univest Stock Broking Disclosures
Univest Stock Broking Private Limited - SEBI Reg. No. INZ000317437 (Stock Broker), NSE TM Code: 90392, BSE TM Code: 6866, MCX TM Code: 57290 and ICCL- Self Clearing Member Code: 6866, SEBI Reg. No. IN-DP-779-2024 (Participant), NSDL DP ID: IN304748.
 Risk Disclosures on Derivatives
1. 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
2. On an average, loss makers registered net trading loss close to ₹ 50,000
3. Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
4. Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
Attention Investors: As per NSE circular dated July 6, 2022: https://nsearchives.nseindia.com/content/circulars/INSP52900.pdf, BSE circular dated July 6, 2022: https://www.bseindia.com/markets/MarketInfo/DispNewNoticesCirculars.aspx?page=20220706-55, MCX circular dated July 11, 2022: https://www.mcxindia.com/docs/default-source/circulars/english/2022/july/circular-418-2022.pdf?sfvrsn=9401991_0, investors are cautioned to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc. 
Investors are further cautioned to avoid practices like:
a. Sharing 
i) trading credentials – login id and passwords including OTPs.
ii) trading strategies,
iii) position details.
b. Trading in leveraged products /derivatives like Options without proper understanding, which could lead to losses.
c. Writing/ selling options or trading in option strategies based on tips, without basic knowledge and understanding of the product and its risks.
d. Dealing in unsolicited tips through platforms like Whatsapp, Telegram, Instagram, YouTube, Facebook, SMS, calls, etc.
e. Trading / Trading in “Options” based on recommendations from unauthorised / unregistered investment advisors and influencers.
 Kindly read the Advisory Guidelines For Investors as prescribed by the Exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client’s assets: https://nsearchives.nseindia.com/content/circulars/INSP49434.pdf
Kindly, read the advisory as prescribed by the Exchange with reference to their circular: NSE/ISC/51035 dated January 14, 2022 regarding Updation of mandatory KYC fields by March 31, 2022: https://www.nseindia.com/resources/exchange-communication-circulars# 
Attention Investors: Prevent unauthorised transactions in your Demat account by updating your mobile number with your depository participant. Receive alerts on your registered mobile number for debit and other important transactions in your Demat account directly from NSDL on the same day. Prevent unauthorised transactions in your Trading account by updating your mobile numbers/email addresses with your stock brokers. Receive information on your transactions directly from the Exchange on your mobile/email at the end of the day. Issued in the interest of investors. KYC is a one-time exercise while dealing in securities markets - once KYC is done through a SEBI-registered intermediary (Broker, DP), you need not undergo the same process again when you approach another intermediary. As a business, we don’t give stock tips and have not authorised anyone to trade on behalf of others. If you find anyone claiming to be part of Univest Stock Broking Private Limited and offering such services, please send us an email at hello@unibrokers.in
No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor’s account.
Update your email ID and mobile number with your stockbroker/depository participant and receive an OTP directly from the depository on your registered email ID and/or mobile number. Check your securities/mutual funds/bonds in the Consolidated Account Statement (CAS) issued by NSDL every month.
Attention Investors: SEBI has established an Online Dispute Resolution Portal (ODR Portal) for resolving disputes in the Indian Securities Market. This circular streamlines the existing dispute resolution mechanism, offering online conciliation and arbitration, benefiting investors and listed companies https://www.sebi.gov.in/legal/circulars/jul-2023/online-resolution-of-disputes-in-the- indian-securities-market_74794.html. ODR portal for Investors - https://smartodr.in/login.
Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances.