Bandhan Bank Q4 Results 2025: Profit Jumps 483% YoY With Low Provisions

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Posted by : sachet | Thu May 01 2025

Bandhan Bank Q4 Results 2025: Profit Jumps 483% YoY With Low Provisions

Bandhan Bank has reported a considerable surge in profitability in its Q4 results for FY25. The company’s robust financial performance is wholly attributable to a significant drop in provisions. In the corresponding quarter of the previous fiscal year, Bandhan Bank’s net profit was ₹55 crore, which has now increased by 483% to ₹318 crore. Bandhan Bank share closed 1.73% down or -₹2.90 at ₹165.00.

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Bandhan Bank Q4 Results 2025: Key Highlights

Considerable surge of 483% YoY in the net profit of Bandhan Bank represents its ability to sustain a competitive edge.
Net revenue of Bandhan Bank faced a slight decline of 3% to reach ₹3,456 crore in the fourth quarter.
Net interest income of Bandhan Bank surged 4% YoY, reaching ₹2,756 crore in Q4 results 2025.
Bandhan Bank’s operating profit declined to ₹1,838 crore from ₹1,571 crore.
Bandhan Bank shows low provisions and contingencies of ₹1,260 in the Q4FY25 results.
The EEB loan was reported at 97.80% for the fourth quarter of FY25.
PCR, excluding technical write-offs, stood at 73.70%.

Bandhan Bank Deposits and Advances

Bandhan Bank reported a 12% year-over-year increase in its total deposits, reaching ₹1,51 lakh crore for Q4 FY25.
CASA (Current Account Savings Account) deposits amounted to ₹47,437 crore with a CASA ratio of 31.40%.
Gross advances registered a 10% YoY surge to reach ₹1,37 lakh crore as of 31st March 2025.
Robust growth in retail book by 98% YoY, and wholesale banking rose by 35% YoY.
Bandhan Bank posted 11% YoY growth in its housing book.

Bandhan Bank Share: Dividend Declaration

Bandhan Bank got a dividend recommendation from the board of directors to provide₹1.50 per equity share with a face value of ₹10 each. The dividend will be 15% of the profits of the Q4FY25. However, the dividend declaration of Bandhan Bank is subject to the approval of shareholders in the forthcoming AGM (Annual General Meeting).

Bandhan Bank Share Performance

Bandhan Bank share price closed at ₹165.00, 1.73% or ₹2.90 down on 30th April 2025. The stock has delivered around 10.38% returns in the past 1 month. Bandhan Bank share marked its 52-week high/low at ₹222.31/₹128.16. The P/E ratio of Bandhan Bank shares stood at 10.71, and the stock has a declared dividend yield of 0.91%.

Final Thoughts

Bandhan Bank Q4 results 2025 reported a 483% YoY surge in profitability. Moreover, this jump in profit is largely attributed to the lower provisions of Bandhan Bank. Investors are cautiously looking for the Bandhan Bank share price movement on 3rd May 2025.

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