NIACL Share Price Falls 2.8% as The New India Assurance Company (NIACL) Declines to Rs 180.6

Published:   16 September 2026 at 10:47:30 AM IST

NIACL Share Price moved lower today as The New India Assurance Company closed at Rs 180.6, down 2.8% from the previous close, with market capitalisation at Rs 32,655.12 crore. The move places NIACL Share Price Today in focus for investors tracking insurance sector stock news and company valuation. The supplied data confirms the price event, but it does not establish a company-specific catalyst. What can be verified is the day’s open, high, low and turnover, along with the company’s valuation and profitability metrics. For readers following NIACL Stock News, Univest presents the day’s move in the context of fundamentals, sector benchmarks and peer data.

The New India Assurance Company (NIACL) Share Price Today: Price Action Analysis

Metric	Value
Current Price	Rs 180.6
Previous Close	Rs 185.8
Today's Move	-Rs 5.20 (-2.8%)
Open	Rs 186
High	Rs 187.75
Low	Rs 179.65
Turnover	Rs 3 crore
Market Capitalisation	Rs 32,655.12 crore
Market Cap Category	Large Cap

The New India Assurance Company Share Price Today declined to Rs 180.6 after opening at Rs 186, touching an intraday high of Rs 187.75 and a low of Rs 179.65. The previous close was Rs 185.8, so the stock fell by Rs 5.2, or 2.8%, on the day. Turnover stood at Rs 3 crore, and the market-cap category supplied for NIACL is Large Cap. This makes the session a straightforward same-day price fall rather than a structural company event.

From an event perspective, NIACL Stock News is being shaped by the visible price movement itself: a lower close than the prior session, a trading range that remained relatively tight between the day’s high and low, and a market capitalisation of Rs 32,655.12 crore. NIACL Share Price Fall searches are likely to concentrate on whether the move is isolated to today’s session or part of a broader pattern. What the verified data shows is a clean day-on-day decline, with no company-specific explanation provided in the dataset. That is the key context investors should keep in view as they look at NIACL Share Price Update coverage.

The New India Assurance Company (NIACL) Fundamental Analysis

Metric	Value
Market Capitalisation	Rs 32,655.12 crore
P/E Ratio	39.8x
P/B Ratio	1.25x
ROE	5.95%
ROCE	5.44%
EPS	Rs 4.67
Book Value Per Share	Rs 148.26
Dividend Yield	0.81%

The company’s ROE is 5.95% and ROCE is 5.44%, both below the sector median and average supplied in the benchmark set. EPS stands at Rs 4.67, book value at Rs 148.26 and dividend yield at 0.81%. These figures give The New India Assurance Company Share Price an accounting and earnings backdrop, but they do not by themselves explain today’s decline. The verified data shows that NIACL trades on a P/E of 39.8 versus a sector median of 40.89 and average of 44.13, while its P/B of 1.25 sits well below the sector median of 4.21 and average of 4.42. Univest readers tracking NIACL Share Price Live can therefore see that today’s fall occurred in the context of a valuation profile that is different from several listed insurance peers.

NIACL Stock Analysis also has to account for return ratios. ROE and ROCE remain modest versus the broader insurance benchmark, which matters for investors comparing earnings quality, book value and pricing across the sector. On the other hand, the current share price is not trading far from book value in relative terms compared with some peers, which gives the stock a distinct fundamental position within insurance coverage on Univest.

Sector and Industry Context

Metric	Value
Sector	Insurance
Industry	Insurance
Benchmark Scope	same industry
Company P/E Ratio	39.8x
Benchmark Median P/E	40.89x
Benchmark Average P/E	44.13x
Benchmark P/E Range	6.69x to 109.74x
Company P/B Ratio	1.25x
Benchmark Median P/B	4.21x
Benchmark Average P/B	4.42x
Company ROE	5.95%
Benchmark Median ROE	12.62%
Benchmark Average ROE	13.63%
Company ROCE	5.44%
Benchmark Median ROCE	11.82%
Benchmark Average ROCE	14.6%
Company Market Capitalisation	Rs 32,655.12 crore
Benchmark Median Market Cap	Rs 61,325.05 crore
Benchmark Average Market Cap	Rs 1,00,931.45 crore

The insurance sector backdrop is useful because NIACL Share Price Today is being measured against a 11-company same-industry benchmark. In this set, NIACL’s P/E of 39.8 is slightly below the sector median of 40.89 and below the average of 44.13. Its P/B of 1.25 is far below the benchmark median of 4.21 and average of 4.42. Those differences matter because they place The New India Assurance Company Share Price in a valuation band that is not the same as the broader insurance pack.

On profitability, NIACL’s ROE of 5.95% is below the sector median of 12.62% and below the average of 13.63%, while ROCE of 5.44% is also below the median of 11.82% and average of 14.6%. In market-cap terms, the company’s Rs 32,655.12 crore is below the sector median of Rs 61,325.05 crore and sector average of Rs 1,00,931.45 crore, using the same industry scope. This comparison does not assign a quality label; it simply sets the company’s stock valuation and return profile beside the insurance benchmark. For NIACL Stock News, that context is important because today’s price fall is happening in a sector where peer valuations and returns vary widely.

Peer Comparison

Company	Symbol	Market Cap (Cr)	P/E	P/B	ROE (%)	ROCE (%)
Life Insurance Corporation of India	LICI	5,10,680.31	8.25	2.54	37.7	37.75
SBI Life Insurance Company	SBILIFE	1,65,853.68	63.77	8.24	13.77	14.15
HDFC Life Insurance Company	HDFCLIFE	1,15,147.22	56.65	5.72	11.54	10.01
ICICI Lombard General Insurance Company	ICICIGI	71,620.56	29.5	4.21	17.9	23.62
ICICI Prudential Life Insurance Company	ICICIPRULI	68,388.76	0	4.84	12.62	11.82

Among the supplied insurance peers, NIACL sits below Life Insurance Corporation of India on market capitalisation, P/E, P/B, ROE and ROCE, while LICI reports much higher return ratios. Compared with SBI Life and HDFC Life, NIACL’s P/E and P/B are lower, but so are its ROE and ROCE. This shows that NIACL Share Price is being viewed against peers with different valuation and profitability profiles.

Against ICICI Lombard, NIACL’s P/E of 39.8 is above ICICIGI’s 29.5, but its P/B of 1.25 is below ICICIGI’s 4.21. Compared with ICICI Prudential Life, NIACL’s P/B is lower than 4.84, while its return ratios are also lower than the peer figures supplied. In the broader peer set, General Insurance Corporation of India shows a much lower P/E of 6.69 and P/B of 0.97, but higher ROE and ROCE than NIACL. That mix is why NIACL Stock Analysis must be read across multiple ratios rather than a single number.

Why Investors Are Watching NIACL

• The New India Assurance Company Share Price fell 2.8% today to Rs 180.6 from Rs 185.8.
• The session range for NIACL was Rs 179.65 to Rs 187.75, with turnover at Rs 3 crore.
• NIACL has a market capitalisation of Rs 32,655.12 crore and is classified as Large Cap.
• The stock’s P/E is 39.8, P/B is 1.25, ROE is 5.95% and ROCE is 5.44%.
• NIACL’s valuation and return ratios can be compared with the 11-company insurance benchmark and listed peers.

About The New India Assurance Company

The New India Assurance Company operates in the Insurance sector and the Insurance industry. The supplied data identifies it as a listed company on the market and provides a Large Cap classification for context. For readers following NIACL News Today, the relevant company facts in this update are the stock price, market capitalisation, valuation ratios, earnings per share and book value. That is the factual base available in this article, and it is sufficient to place The New India Assurance Company Share Price alongside its sector and peer comparisons on Univest.

Track NIACL Share Price on Univest

Use The New India Assurance Company (NIACL) live share-price page,Univest top decliners screener,Univest market blogs to review live stock data, top decliners and related market analysis.

Readers can track NIACL Share Price on Univest for live price updates, shareholding pattern, market cap context, valuation ratios, financial analysis, sector comparison and benchmark data. Univest also helps users follow NIACL Share Price Today with a clean view of company metrics and market context.

Frequently Asked Questions

Why did NIACL Share Price fall today?

Ans.  NIACL Share Price fell 2.8% to Rs 180.6 today. The supplied data confirms the price event, but it does not establish a company-specific catalyst behind the decline. The previous close was Rs 185.8.

What was the previous close of NIACL Share Price Today?

Ans.  The previous close for NIACL Share Price Today was Rs 185.8. The stock opened at Rs 186, moved between Rs 179.65 and Rs 187.75, and finished lower at Rs 180.6.

What is NIACL’s market capitalisation?

Ans.  NIACL has a market capitalisation of Rs 32,655.12 crore. The stock is classified as Large Cap in the supplied data, which provides company-size context for today’s share price decline. The company operates in the Insurance sector.

How is NIACL valued versus the insurance sector?

Ans.  NIACL’s P/E is 39.8 and P/B is 1.25, versus sector medians of 40.89 and 4.21. Its ROE and ROCE are also below the sector median and average in the supplied benchmark.

How does NIACL compare with listed insurance peers?

Ans.  NIACL’s P/E, P/B, ROE and ROCE differ meaningfully from peers such as LICI, SBI Life, HDFC Life, ICICI Lombard and GICRE. The stock’s valuation and return profile is distinct within the peer set.