Grow Your Money
for WEALTH
1500+ funds. Get Buy/Sell/Hold Ratings
for Startups Accelerator 2024
Trusted by 1Cr Indians
Awarded No.1 by Economic Times
Invest in Direct Mutual Funds
SEBI RA INH000013776
MUTUAL FUNDS
Grow Your Money
for WEALTH
1500+ funds. Get Buy/Sell/Hold Ratings
Invest in Direct Mutual Funds
for Startups Accelerator 2024
Trusted by 1Cr Indians
Awarded No.1 by Economic Times
INVEST SMARTER
Everything you need in Mutual Funds
Skip research — invest in RIA-curated fund baskets,
zero commission.
Zero Commission
Every rupee you invest goes into your fund. No brokerage. No distributor cut.
SEBI RIA Advisory
Get fund recommendations from a SEBI-registered adviser — not an algorithm.
Buy, Sell, Insights
Get real-time alerts when your fund needs attention. Know exactly what to do — and when.
PICK YOUR PORTFOLIO
Ready-to-Invest Mutual Fund Baskets
SEBI-advised portfolios built for every goal, income & risk appetite.
WEALTH BUILDER
SEBI curated funds starting at ₹100/months
WEALTH PLANNER
Hit your goals on schedule
WEALTH ACHEIVER
Aggressive growth for 7+ year horizon
WEALTH VISIONARY
Built for HNIs. Expert allocation
WEALTH BUILDER
SEBI curated funds starting at ₹100/months
WEALTH PLANNER
Hit your goals on schedule
WEALTH ACHEIVER
Aggressive growth for 7+ year horizon
WEALTH VISIONARY
Built for HNIs. Expert allocation
WEALTH BUILDER
SEBI curated funds starting at ₹100/months
WEALTH PLANNER
Hit your goals on schedule
WEALTH ACHEIVER
Aggressive growth for 7+ year horizon
WEALTH VISIONARY
Built for HNIs. Expert allocation
WEALTH BUILDER
SEBI curated funds starting at ₹100/months
WEALTH PLANNER
Hit your goals on schedule
WEALTH ACHEIVER
Aggressive growth for 7+ year horizon
WEALTH VISIONARY
Built for HNIs. Expert allocation
All baskets reviewed quarterly by our SEBI Registered Investment Advisory team. Zero commission model ensures completely unbiased fund selection — we earn from advising you, not from selling products.
UNIVEST RATING
We Tell You Exactly Which Funds to Keep, Watch & Exit
This is Univest's own SEBI-advised fund rating — updated every month so you always know where you stand.
Winning the Race
This fund is outperforming its benchmark and peers. Strong portfolio quality, consistent returns, and a positive outlook. Add more if it fits your goal.
Steady & Strong
This fund is doing exactly what it promised — stable, consistent, low drama. Keep your SIPs running. No action needed right now.
Falling Behind
This fund is showing early signs of underperformance. Not an exit signal yet — but stop adding fresh money until it recovers. We’re watching it for you.
At Risk
This fund is consistently underperforming with rising risk. Our SEBI advisers recommend reviewing your allocation and switching to a better alternative.
THE HARD TRUTH
Free RIA portfolio review
83% of DIY investors silently lose ₹50,000+ yearly. Here’s what’s going wrong and how common it is.
81%
of investors are in the WRONG mutual funds for their goals.
73%
are paying hidden distributor commissions without knowing it.
65%
have never had a SEBI-registered adviser review their portfolio.
58%
of SIPs are stopped within 2 years due to poor fund selection.
52%
of investors don't know what expense ratio they're paying.
47%
of investors have never compared their returns to the benchmark.
WEALTH JOURNEY STARTS HERE
Buy Direct Mutual Funds in 3 Steps
Switch to Direct Funds via Univest. Keep 100% of your returns. SEBI-advised. Zero fees.
TELL US YOUR GOAL
Plan goals with smart timelines. Takes 2 minutes.
GET RIA RECOMMENDATIONS
Our experts pick funds for your perfect fit.
START YOUR SIP. TRACK IT LIVE
Zero commission. Invest from ₹100/month.
INVEST WITH UNIVEST
Invest in Direct Mutual Funds at 0% Commission
Build your mutual fund portfolio on Univest without any extra charges.
ZERO
Commission
ZERO
Brokerage
ZERO
Hidden charges
ADVISOR vs SELLER
SEBI RIA vs Traditional Distributor
Understand the critical difference between SEBI Registered Investment Advisors and commission-based distributors
Parameter
SEBI RIA (Univest)
TRADITIONAL DISTRIBUTOR
Zero commission
Unbiased advice
Fiduciary duty
Stricter regulation
Advises when to exit
Full fee transparency
PORTFOLIO ANALYSIS
Is Your Portfolio Working as Hard as You?
Most investors set and forget. Markets move. Goals change. Your portfolio needs a SEBI-advised review every 6 months — and Univest does it free.
Time Based
Review every quarter or anually.
Threshold
When funds shift over 5% from your plan.
Life Events
New job or house? Update your portfolio.
BEST FUNDS
Top Mutual Funds in 2026
Handpicked top-performing funds by our SEBI RIA experts.
Scheme Name
5Y Returns
CALCULATOR
SIP Calculator – Plan Your Wealth Journey
Maintain optimal risk-reward with smart rebalancing strategies. Learn when to book profits, rebalance tax-efficiently, and adjust allocation.
Monthly investment
Expected return rate (p.a)
Time period
Your returns
48.4%*This amount is calculated on 12.0% p.a. for the span of 10 yrs.
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WHY CHOOSE US
Why 1Cr users trust Univest
SEBI Reg. | 0 Commission | 100% unbiased
4.6/5
PLAY STORE
4.3/5
APP STORE
TESTIMONIALS
Hear from our Users
App for Investing!
Amazing app! You don't just get expert trade ideas from a SEBI-registered RA—you can execute trades seamlessly in one click, all within the app.
Piyush Gupta
Head of Digital Partnerships, TATA AIA
All the best Univest India
Great exploration, pioneering the new segment. All the best Univest India.
Vijay Rathi
Technology Leader, PRECISELY
Amazing UI with a smooth experience
Highly impressed by the overall app. Amazing UI with a smooth experience. True perfection.
Raghav Bhushan
Software Architect, Expedia
High-Quality Picks at Affordable Price!
Pro is super affordable! The quality of stock picks feels unreal for the price. Absolute value for money!
Amresh Kumar
Chief Product Officer, Crofarm
58 Profits Booked Even With Nifty Down!
I had zero experience in the stock market when I subscribed to Pro, but in January alone, I booked 58 profits in Stocks & F&O—even when Nifty was down -0.5%!
Ankush Rajput
Co-Founder, SAHI COIN
Best Advisory Platform!
Univest has completely changed the way I invest. The SEBI-registered advisory combined with one-click execution is just brilliant.
Prasanth Kuller
Senior Manager, HDFC Bank
Super Easy to Use!
The app is incredibly intuitive. From getting trade ideas to executing them — everything is seamless and fast.
Ravi Kumar
Software Engineer
App for Investing!
Amazing app! You don't just get expert trade ideas from a SEBI-registered RA—you can execute trades seamlessly in one click, all within the app.
Piyush Gupta
Head of Digital Partnerships, TATA AIA
All the best Univest India
Great exploration, pioneering the new segment. All the best Univest India.
Vijay Rathi
Technology Leader, PRECISELY
Amazing UI with a smooth experience
Highly impressed by the overall app. Amazing UI with a smooth experience. True perfection.
Raghav Bhushan
Software Architect, Expedia
High-Quality Picks at Affordable Price!
Pro is super affordable! The quality of stock picks feels unreal for the price. Absolute value for money!
Amresh Kumar
Chief Product Officer, Crofarm
58 Profits Booked Even With Nifty Down!
I had zero experience in the stock market when I subscribed to Pro, but in January alone, I booked 58 profits in Stocks & F&O—even when Nifty was down -0.5%!
Ankush Rajput
Co-Founder, SAHI COIN
Best Advisory Platform!
Univest has completely changed the way I invest. The SEBI-registered advisory combined with one-click execution is just brilliant.
Prasanth Kuller
Senior Manager, HDFC Bank
Super Easy to Use!
The app is incredibly intuitive. From getting trade ideas to executing them — everything is seamless and fast.
Ravi Kumar
Software Engineer
App for Investing!
Amazing app! You don't just get expert trade ideas from a SEBI-registered RA—you can execute trades seamlessly in one click, all within the app.
Piyush Gupta
Head of Digital Partnerships, TATA AIA
All the best Univest India
Great exploration, pioneering the new segment. All the best Univest India.
Vijay Rathi
Technology Leader, PRECISELY
Amazing UI with a smooth experience
Highly impressed by the overall app. Amazing UI with a smooth experience. True perfection.
Raghav Bhushan
Software Architect, Expedia
High-Quality Picks at Affordable Price!
Pro is super affordable! The quality of stock picks feels unreal for the price. Absolute value for money!
Amresh Kumar
Chief Product Officer, Crofarm
58 Profits Booked Even With Nifty Down!
I had zero experience in the stock market when I subscribed to Pro, but in January alone, I booked 58 profits in Stocks & F&O—even when Nifty was down -0.5%!
Ankush Rajput
Co-Founder, SAHI COIN
Best Advisory Platform!
Univest has completely changed the way I invest. The SEBI-registered advisory combined with one-click execution is just brilliant.
Prasanth Kuller
Senior Manager, HDFC Bank
Super Easy to Use!
The app is incredibly intuitive. From getting trade ideas to executing them — everything is seamless and fast.
Ravi Kumar
Software Engineer
App for Investing!
Amazing app! You don't just get expert trade ideas from a SEBI-registered RA—you can execute trades seamlessly in one click, all within the app.
Piyush Gupta
Head of Digital Partnerships, TATA AIA
All the best Univest India
Great exploration, pioneering the new segment. All the best Univest India.
Vijay Rathi
Technology Leader, PRECISELY
Amazing UI with a smooth experience
Highly impressed by the overall app. Amazing UI with a smooth experience. True perfection.
Raghav Bhushan
Software Architect, Expedia
High-Quality Picks at Affordable Price!
Pro is super affordable! The quality of stock picks feels unreal for the price. Absolute value for money!
Amresh Kumar
Chief Product Officer, Crofarm
58 Profits Booked Even With Nifty Down!
I had zero experience in the stock market when I subscribed to Pro, but in January alone, I booked 58 profits in Stocks & F&O—even when Nifty was down -0.5%!
Ankush Rajput
Co-Founder, SAHI COIN
Best Advisory Platform!
Univest has completely changed the way I invest. The SEBI-registered advisory combined with one-click execution is just brilliant.
Prasanth Kuller
Senior Manager, HDFC Bank
Super Easy to Use!
The app is incredibly intuitive. From getting trade ideas to executing them — everything is seamless and fast.
Ravi Kumar
Software Engineer
App for Investing!
Amazing app! You don't just get expert trade ideas from a SEBI-registered RA—you can execute trades seamlessly in one click, all within the app.
Piyush Gupta
Head of Digital Partnerships, TATA AIA
All the best Univest India
Great exploration, pioneering the new segment. All the best Univest India.
Vijay Rathi
Technology Leader, PRECISELY
Amazing UI with a smooth experience
Highly impressed by the overall app. Amazing UI with a smooth experience. True perfection.
Raghav Bhushan
Software Architect, Expedia
High-Quality Picks at Affordable Price!
Pro is super affordable! The quality of stock picks feels unreal for the price. Absolute value for money!
Amresh Kumar
Chief Product Officer, Crofarm
58 Profits Booked Even With Nifty Down!
I had zero experience in the stock market when I subscribed to Pro, but in January alone, I booked 58 profits in Stocks & F&O—even when Nifty was down -0.5%!
Ankush Rajput
Co-Founder, SAHI COIN
Best Advisory Platform!
Univest has completely changed the way I invest. The SEBI-registered advisory combined with one-click execution is just brilliant.
Prasanth Kuller
Senior Manager, HDFC Bank
Super Easy to Use!
The app is incredibly intuitive. From getting trade ideas to executing them — everything is seamless and fast.
Ravi Kumar
Software Engineer
App for Investing!
Amazing app! You don't just get expert trade ideas from a SEBI-registered RA—you can execute trades seamlessly in one click, all within the app.
Piyush Gupta
Head of Digital Partnerships, TATA AIA
All the best Univest India
Great exploration, pioneering the new segment. All the best Univest India.
Vijay Rathi
Technology Leader, PRECISELY
Amazing UI with a smooth experience
Highly impressed by the overall app. Amazing UI with a smooth experience. True perfection.
Raghav Bhushan
Software Architect, Expedia
High-Quality Picks at Affordable Price!
Pro is super affordable! The quality of stock picks feels unreal for the price. Absolute value for money!
Amresh Kumar
Chief Product Officer, Crofarm
58 Profits Booked Even With Nifty Down!
I had zero experience in the stock market when I subscribed to Pro, but in January alone, I booked 58 profits in Stocks & F&O—even when Nifty was down -0.5%!
Ankush Rajput
Co-Founder, SAHI COIN
Best Advisory Platform!
Univest has completely changed the way I invest. The SEBI-registered advisory combined with one-click execution is just brilliant.
Prasanth Kuller
Senior Manager, HDFC Bank
Super Easy to Use!
The app is incredibly intuitive. From getting trade ideas to executing them — everything is seamless and fast.
Ravi Kumar
Software Engineer
FAQs
Questions on your mind?
GOT ANY QUESTIONS?
FAQs
What is PRO Mutual Fund Advisory?
Who is PRO Mutual Funds best suited for?
How is this different from regular MF suggestions on the internet?
What's the difference between MF Pro and Premium advisory plans?
B. Premium Advisory Everything in Basic, plus dedicated 1:1 expert calls, deeper portfolio reviews, personalised reports, and priority support to help you make confident, well-guided investment decisions.
Do I need to execute the recommendations from the Univest app?