Best Stocks Under 100 Rs in India 2026: Infrastructure and Banking Picks

Best stocks under 100 Rs June 2026. IRFC Rs 96.54. NMDC Rs 89.45. MAHABANK Rs 84.56. IDBI Rs 75.80. NHPC Rs 73.88. SJVN Rs 72.19. PAISALO Rs 60.74.

The these picks in India in June 2026 represent a high-quality investment universe that includes India’s largest iron ore producer, a government-linked railway financing company, a privatisation candidate bank, and leading renewable energy PSUs. As as of June 2026, the this category include IRFC at Rs 96.54, NMDC at Rs 89.45, Bank of Maharashtra at Rs 84.56, IDBI Bank at Rs 75.80, NHPC at Rs 73.88, SJVN at Rs 72.19, and Paisalo Digital at Rs 60.74.

The names in this range in 2026 are significantly different from the best stocks under 20 Rs or the best stocks under 10 Rs. This range includes Navratna and Maharatna PSUs with strong government support, established earnings histories, and in several cases a track record of dividend payments. The these options offer investors access to quality government-sector businesses at relatively accessible price points.

This article covers the stocks at this level in India in 2026 with prices as of June 2026, explains the investment thesis for each, and provides a practical framework for selecting the this segment based on company-specific and sector-level criteria.

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Why the Best Stocks Under 100 Rs Include Quality PSU Businesses

The these holdings in India in 2026 include several PSU companies that have established earnings visibility, government backing, and clear sector growth tailwinds. IRFC finances Indian Railways infrastructure with a regulated margin model. NMDC is India’s dominant iron ore producer. NHPC and SJVN operate hydro power plants with long-term government PPAs. These are among the names on this list precisely because they combine quality with accessibility.

The this universe universe in June 2026 also includes private sector players like Paisalo Digital in rural NBFC lending and Ujjivan Small Finance Bank in microfinance and small business loans. These bring a growth dimension to the these candidates shortlist that is different from the more defensively positioned PSU names.

Investors evaluating the this price range should distinguish between regulated-return PSUs, commodity producers, private banks, and NBFCs within the range. Each sub-category of the such stocks has different risk drivers and valuation frameworks. The these investments reward investors who apply the right analytical lens to each sub-sector.

Best Stocks Under 100 Rs in India 2026: NSE List

The table below lists the this selection as as of June 2026. Verify on NSE or BSE before investing.

*Prices as of June 2026. Verify on NSE/BSE before investing.

Company Overviews: Best Stocks Under 100 Rs in 2026

IRFC (IRFC) – Rs 96.54

IRFC is among the these companies in India with one of the most predictable earnings models. As the financing arm of Indian Railways, it borrows from markets and lends to Indian Railways at a regulated spread, earning a near-certain margin. This creates very low credit risk and stable, predictable earnings. Among the names at this level, IRFC trades at Rs 96.54 and offers exposure to India’s record railway capex cycle without the execution risk of a construction company. It is one of the safest names among the this investment list, supported by a government guarantee and long-term financing contracts.

NMDC (NMDC) – Rs 89.45

NMDC is India’s largest iron ore producer and among the this group of stocks for commodity exposure, trading at Rs 89.45. The company operates captive mines in Chhattisgarh and Karnataka with very low cost structures. India’s accelerating steel capacity, particularly from new plants like NMDC Steel, drives steady demand for NMDC’s ore. The company has a strong dividend payment track record and carries very low debt. Among the stocks in this band, NMDC offers commodity exposure with a government backstop and income support from its consistent dividend yield.

Bank of Maharashtra (MAHABANK) – Rs 84.56

Bank of Maharashtra at Rs 84.56 is among the best-performing PSU banks and among the these picks for banking exposure. The bank has delivered consistent quarterly PAT growth, among the lowest GNPA ratios in the PSU banking sector, and above-system credit growth. It pays regular dividends. Among the this category, Bank of Maharashtra stands out for its balance sheet quality. Maharashtra’s economically active state provides a strong credit demand base. Monitor GNPA, NIM, and dividend declarations quarterly for this best stock under 100 Rs.

IDBI Bank (IDBI) – Rs 75.80

IDBI Bank at Rs 75.80 is among the names in this range with a privatisation re-rating option. The government and LIC together hold a controlling stake and have announced plans to reduce their holding through a strategic sale. A successful privatisation would bring in a strong private management team and could re-rate this best stock under 100 Rs significantly. IDBI has also improved its NPA ratios and returned to profitability under its current management. Monitor DIPAM announcements alongside quarterly results for this best stock under 100 Rs.

NHPC (NHPC) – Rs 73.88

NHPC is India’s largest hydro power company, trading at Rs 73.88, and among the these options for long-term power sector exposure. It operates over 7,000 MW of hydro capacity and is adding more under the government’s hydro power mission. Hydro plants have very low operating costs once commissioned and earn regulated returns under long-term PPAs. Among the stocks at this level, NHPC offers a combination of stable regulated earnings and renewable energy growth story. Track capacity commissioning pipeline and annual dividend announcements for this best stock under 100 Rs.

SJVN (SJVN) – Rs 72.19

SJVN is a Navratna PSU operating hydro, solar, and wind power projects, trading at Rs 72.19. It is among the this segment for the renewable energy and hydro power theme at a lower price point than NHPC. The company has an ambitious capacity addition pipeline and benefits from government policy support for clean energy. Among the these holdings, SJVN is a purer play on the new renewable energy additions within a government-backed operator. Track project commissioning progress and regulated equity additions as the key metrics for this best stock under 100 Rs.

Paisalo Digital (PAISALO) – Rs 60.74

Paisalo Digital at Rs 60.74 is among the names on this list from the private NBFC sector. The company lends to rural and semi-urban underserved borrowers through its Business Correspondent model. With India’s financial inclusion push and rising rural credit penetration, Paisalo occupies a structurally growing niche. Among the this universe, it offers higher growth potential than the PSU names but carries more credit cycle risk. Monitor net NPA, loan book growth, NIM, and CAR quarterly for this best stock under 100 Rs.

Ujjivan Small Finance Bank (UJJIVANSFB) – Rs 53.50

Ujjivan Small Finance Bank at Rs 53.50 is among the these candidates from the banking sector with a focus on the underserved population. The bank has been diversifying from pure microfinance toward small business and housing loans. Among the this price range, Ujjivan’s urban microfinance exposure is a risk during borrower stress cycles. Monitor PAR-30 for microfinance, CASA ratio improvement, and NIM expansion quarterly as the three primary metrics for this best stock under 100 Rs.

Screen the Best Stocks Under 100 Rs by Dividend Yield, GNPA and ROE on Univest Screener

How to Pick the Best Stocks Under 100 Rs: Quality Criteria

1. Regulated Return Model for Infrastructure Best Stocks Under 100 Rs

Among the such stocks, IRFC and NHPC operate regulated return models where earnings are determined by a government-set spread or tariff. These regulated models provide high earnings predictability. Among the these investments, regulated return companies are the most conservative and suitable for income-oriented investors who want stability with some growth.

2. Dividend Yield as a Quality Signal in Best Stocks Under 100 Rs

NMDC, IRFC, NHPC, SJVN, and Bank of Maharashtra are all dividend-paying names among the this selection. A dividend yield of 2 to 5 percent from any of the these companies indicates the company is generating distributable surplus consistently. Among the names at this level, prioritise dividend payers over non-payers as a first-tier quality screen.

3. GNPA Trend for Banking Best Stocks Under 100 Rs

For IDBI Bank, Bank of Maharashtra, and Ujjivan SFB in the this investment list, GNPA trend is the most critical metric. Among the this group of stocks in banking, GNPA declining consistently over four to six quarters signals that the credit quality improvement is genuine and sustainable. A sudden slippage spike in any of the stocks in this band banking names warrants immediate review.

4. Order Book and Capacity Pipeline for PSU Best Stocks Under 100 Rs

For IRFC, SJVN, and NHPC among the these picks, the project commissioning pipeline and order book determine multi-year revenue growth visibility. Among the this category, check the project commissioning schedule from the latest annual report or investor presentation. Companies with clear three to five year visibility on earnings growth are the names in this range to hold for medium-term capital appreciation.

Risks of Investing in the Best Stocks Under 100 Rs

Commodity Price Risk for NMDC

NMDC, one of the these options, is exposed to iron ore price cycles linked to global steel demand, particularly from China. Any slowdown in Chinese construction or global steel capacity additions can reduce iron ore demand and compress NMDC’s realisations. Among the stocks at this level, track LME iron ore prices and China steel production data as leading indicators.

Privatisation Timeline Uncertainty for IDBI Bank

IDBI Bank’s position in the this segment is partly supported by privatisation re-rating expectations. If the government delays or cancels the strategic sale process, the re-rating option evaporates and IDBI Bank would trade more like a standard PSU bank within the these holdings universe. Monitor DIPAM communications closely.

Credit Cycle Risk for Paisalo and Ujjivan

Rural NBFC Paisalo Digital and Ujjivan Small Finance Bank, both in the names on this list, are exposed to borrower stress during agricultural income downturns or economic slowdowns. Among the this universe, these private sector financial companies carry more earnings volatility than the regulated PSU names. Keep position sizes smaller in these these candidates compared to the PSU names.

How to Invest in the Best Stocks Under 100 Rs via Univest

Open a Univest demat and brokerage account for direct NSE and BSE access to all the this price range listed in this article.

Use the Univest Screener to filter the such stocks by applying a maximum price of Rs 100, market cap above Rs 10,000 crore, and dividend yield above 2 percent to identify quality PSU names within the these investments.

For each shortlisted best stock under 100 Rs, read the latest quarterly results and investor presentation. For IRFC, check the annual railway capex disclosure. For NMDC, check quarterly ore production and realisation data. For IDBI Bank, monitor DIPAM divestment news.

Consider building the this selection positions over two to three quarterly result cycles. This gives you confirmation that the earnings trajectory aligns with your thesis before committing your full allocation to any of the best stocks under 100 Rs.

Download the Univest iOS App or Univest Android App to track the best stocks under 100 Rs and get infrastructure and banking research.

Conclusion

The best stocks under 100 Rs in India in June 2026, all as of June 2026, include IRFC (Rs 96.54), NMDC (Rs 89.45), Bank of Maharashtra (Rs 84.56), IDBI Bank (Rs 75.80), NHPC (Rs 73.88), SJVN (Rs 72.19), Paisalo Digital (Rs 60.74), and Ujjivan Small Finance Bank (Rs 53.50). This is the first range in the best stocks under 100 Rs series where government-backed quality businesses dominate the list. IRFC’s regulated return model and NMDC’s low-cost mining make them particularly resilient among the best stocks under 100 Rs. Use dividend yield, GNPA trend, and capacity pipeline as your primary filters when selecting the best stocks under 100 Rs for your portfolio.

FAQs on Best Stocks Under 100 Rs in India 2026

Q1. What are the best stocks under 100 Rs in India in 2026?

Ans. The best stocks under 100 Rs as of June 2026 include IRFC (Rs 96.54), NMDC (Rs 89.45), Bank of Maharashtra (Rs 84.56), IDBI Bank (Rs 75.80), NHPC (Rs 73.88), SJVN (Rs 72.19), Paisalo Digital (Rs 60.74), and Ujjivan Small Finance Bank (Rs 53.50).

Q2. Is IRFC one of the best stocks under 100 Rs?

Ans. IRFC at Rs 96.54 is among the safest of the best stocks under 100 Rs. Its regulated return model, government guarantee backing, and Indian Railways financing mandate provide near-certain earnings visibility. It is suitable for conservative investors seeking stable growth within the best stocks under 100 Rs segment. Track annual dividend declarations and railway capex budget allocations as the primary catalysts.

Q3. Is NMDC a good investment among the best stocks under 100 Rs?

Ans. NMDC at Rs 89.45 is among the best stocks under 100 Rs for commodity exposure with a government backstop. India’s largest iron ore producer has low costs, consistent dividends, and growing domestic demand from new steel plants. Among the best stocks under 100 Rs, NMDC is exposed to iron ore price cycles. Track LME iron ore and Chinese steel demand data as leading indicators.

Q4. What is the privatisation case for IDBI Bank in the best stocks under 100 Rs?

Ans. IDBI Bank at Rs 75.80 is among the best stocks under 100 Rs with a privatisation re-rating option. Government and LIC plan to reduce their stake to a strategic private buyer. A successful privatisation would bring private sector governance and could re-rate IDBI Bank significantly above its current position in the best stocks under 100 Rs range. Monitor DIPAM announcements closely.

Q5. Why are NHPC and SJVN attractive in the best stocks under 100 Rs?

Ans. NHPC at Rs 73.88 and SJVN at Rs 72.19 are among the best stocks under 100 Rs for the hydro and renewable power theme. Both operate regulated-return models with government PPAs providing earnings stability. India’s renewable energy expansion and hydro power mission give both companies a clear capacity addition pipeline. They are among the most defensible of the best stocks under 100 Rs for long-term holding.

Q6. How should I allocate between PSU and private names in the best stocks under 100 Rs?

Ans. Among the best stocks under 100 Rs, PSU names like IRFC, NMDC, NHPC, and Bank of Maharashtra offer lower risk due to government backing and regulated earnings. Private names like Paisalo and Ujjivan offer higher growth but more credit cycle sensitivity. A balanced approach would weight PSU names at 60 to 70 percent of your best stocks under 100 Rs allocation and private names at 30 to 40 percent.

Q7. What is the ideal holding period for the best stocks under 100 Rs?

Ans. The best stocks under 100 Rs PSU names like IRFC and NHPC are suitable for three to five year holding periods where their commissioning pipelines and earnings growth play out. Banking names like Bank of Maharashtra and IDBI are medium-term plays of two to three years tied to NPA normalisation and privatisation catalysts. Review your best stocks under 100 Rs holdings every quarter when results are declared.