Yes Bank vs Karnataka Bank vs J&K Bank: Which Stock Should You Track

Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank starts with the core numbers most investors compare within the Old Private Banking segment: market capitalisation, valuation multiples, profitability and dividend yield. Figures below are sourced as of September 2026 and will shift with daily price moves.

All three names sit in the Old Private Banking bucket, which makes them a natural set to place side by side rather than a random trio of unrelated businesses.

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Yes Bank, Karnataka Bank and Jammu and Kashmir Bank: Company Overview

Yes Bank is a listed Indian company in the Old Private Banking space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.

Karnataka Bank is a listed Indian company in the Old Private Banking space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.

Jammu and Kashmir Bank is a listed Indian company in the Old Private Banking space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.

Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank: Valuation and Profitability Snapshot

Metric	Yes Bank	Karnataka Bank	Jammu and Kashmir Bank
Market Cap (approx.)	Rs 70,498 crore	Rs 12,701 crore	Rs 16,077 crore
PE Ratio (TTM)	18.72	8.84	6.98
PB Ratio	1.34	1.00	1.04
Return on Equity (ROE)	7.20%	11.37%	14.88%
EPS (TTM, Rs)	1.20	37.99	20.92
Dividend Yield	0.00%	1.49%	0.00%
Debt to Equity	NA	NA	NA
Book Value per Share (Rs)	16.71	334.16	140.60

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On valuation, Yes Bank trades at a PE of 18.72 and a PB of 1.34, Karnataka Bank at a PE of 8.84 and a PB of 1.00, while Jammu and Kashmir Bank trades at a PE of 6.98 and a PB of 1.04. On return on equity, the three post 7.20%, 11.37% and 14.88% respectively, and on dividend yield they stand at 0.00%, 1.49% and 0.00%.

Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank: Latest Quarterly Results

Company	Latest Quarter Revenue	Latest Quarter Net Profit	YoY Change (Revenue)	QoQ Change (Revenue)
Yes Bank	Rs 9,924.99 crore	Rs 1,071.81 crore	+5.3%	+4.7%
Karnataka Bank	Rs 2,738.13 crore	Rs 419.12 crore	+4.5%	+3.1%
Jammu and Kashmir Bank	Rs 3,764.96 crore	Rs 425.32 crore	+6.9%	+6.5%

Quarterly figures above are the most recent reported quarter for each company (Q1 FY27, quarter ended June 2026), compared with the year-ago and preceding quarter.

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What Should Investors Look at Beyond These Numbers?

Beyond the metrics above, investors comparing these three old private banking names should track quarter-on-quarter revenue and margin trends, management commentary on demand and cost drivers, and any sector-specific regulatory developments, since a single-quarter snapshot can shift quickly.

Conclusion

Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank highlights how differently three companies in the same old private banking segment can score across valuation, profitability and dividend metrics, even when operating in a similar space. This comparison does not declare a winner; investors should weigh these figures against their own research and risk appetite. Please read the disclaimer below before making any investment decision.

FAQs on Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank

What is the market cap difference between Yes Bank, Karnataka Bank and Jammu and Kashmir Bank?

Ans. As of September 2026, Yes Bank has a market cap of approximately Rs 70,498 crore, Karnataka Bank is at approximately Rs 12,701 crore, and Jammu and Kashmir Bank is at approximately Rs 16,077 crore.

Which of the three has the highest PE ratio?

Ans. Among Yes Bank, Karnataka Bank and Jammu and Kashmir Bank, the PE ratios stand at 18.72, 8.84 and 6.98 respectively as of September 2026.

Which of the three has the highest ROE?

Ans. Yes Bank, Karnataka Bank and Jammu and Kashmir Bank post ROE of 7.20%, 11.37% and 14.88% respectively as of September 2026.

Which of these three stocks pays the highest dividend yield?

Ans. Yes Bank, Karnataka Bank and Jammu and Kashmir Bank carry dividend yields of 0.00%, 1.49% and 0.00% respectively.

What is the debt to equity ratio for Yes Bank, Karnataka Bank and Jammu and Kashmir Bank?

Ans. Yes Bank carries a debt to equity of NA, Karnataka Bank of NA, and Jammu and Kashmir Bank of NA.

Which of the three trades at the highest price to book value?

Ans. Yes Bank, Karnataka Bank and Jammu and Kashmir Bank trade at price to book ratios of 1.34, 1.00 and 1.04 respectively.

Is one of Yes Bank, Karnataka Bank or Jammu and Kashmir Bank better than the others?

Ans. This comparison does not declare one stock better than another; each company scores differently across valuation, profitability and dividend metrics, and the right fit depends on an individual investor's own criteria and research.