Yes Bank vs Karnataka Bank vs J&K Bank: Which Stock Should You Track
- September 28, 2026
- Posted by: Neeraj Pandey
- Category: Market
Yes Bank PE 18.72, mkt cap Rs 70,498 crore. Karnataka Bank PE 8.84, mkt cap Rs 12,701 crore. Jammu and Kashmir Bank PE 6.98, mkt cap Rs 16,077 crore.
Quick Answer
Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank is a side-by-side comparison of three companies from the Old Private Banking space. On this comparison, Yes Bank carries a market capitalisation of about Rs 70,498 crore against Rs 12,701 crore for Karnataka Bank and Rs 16,077 crore for Jammu and Kashmir Bank, with return on equity of 7.20%, 11.37% and 14.88% respectively. Each company’s numbers are presented here without a declared better pick, since the right stock depends on an investor’s own criteria.
Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank starts with the core numbers most investors compare within the Old Private Banking segment: market capitalisation, valuation multiples, profitability and dividend yield. Figures below are sourced as of September 2026 and will shift with daily price moves.
All three names sit in the Old Private Banking bucket, which makes them a natural set to place side by side rather than a random trio of unrelated businesses.
Click Here – Get Free Investment Predictions
Yes Bank, Karnataka Bank and Jammu and Kashmir Bank: Company Overview
Yes Bank is a listed Indian company in the Old Private Banking space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.
Karnataka Bank is a listed Indian company in the Old Private Banking space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.
Jammu and Kashmir Bank is a listed Indian company in the Old Private Banking space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.
Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank: Valuation and Profitability Snapshot
| Metric | Yes Bank | Karnataka Bank | Jammu and Kashmir Bank |
|---|---|---|---|
| Market Cap (approx.) | Rs 70,498 crore | Rs 12,701 crore | Rs 16,077 crore |
| PE Ratio (TTM) | 18.72 | 8.84 | 6.98 |
| PB Ratio | 1.34 | 1.00 | 1.04 |
| Return on Equity (ROE) | 7.20% | 11.37% | 14.88% |
| EPS (TTM, Rs) | 1.20 | 37.99 | 20.92 |
| Dividend Yield | 0.00% | 1.49% | 0.00% |
| Debt to Equity | NA | NA | NA |
| Book Value per Share (Rs) | 16.71 | 334.16 | 140.60 |
Check the Univest Screener for Live Data
On valuation, Yes Bank trades at a PE of 18.72 and a PB of 1.34, Karnataka Bank at a PE of 8.84 and a PB of 1.00, while Jammu and Kashmir Bank trades at a PE of 6.98 and a PB of 1.04. On return on equity, the three post 7.20%, 11.37% and 14.88% respectively, and on dividend yield they stand at 0.00%, 1.49% and 0.00%.
Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank: Latest Quarterly Results
| Company | Latest Quarter Revenue | Latest Quarter Net Profit | YoY Change (Revenue) | QoQ Change (Revenue) |
|---|---|---|---|---|
| Yes Bank | Rs 9,924.99 crore | Rs 1,071.81 crore | +5.3% | +4.7% |
| Karnataka Bank | Rs 2,738.13 crore | Rs 419.12 crore | +4.5% | +3.1% |
| Jammu and Kashmir Bank | Rs 3,764.96 crore | Rs 425.32 crore | +6.9% | +6.5% |
Quarterly figures above are the most recent reported quarter for each company (Q1 FY27, quarter ended June 2026), compared with the year-ago and preceding quarter.
Download the Univest iOS App or Univest Android App to track Yes Bank, Karnataka Bank and Jammu and Kashmir Bank live prices.
What Should Investors Look at Beyond These Numbers?
Beyond the metrics above, investors comparing these three old private banking names should track quarter-on-quarter revenue and margin trends, management commentary on demand and cost drivers, and any sector-specific regulatory developments, since a single-quarter snapshot can shift quickly.
Conclusion
Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank highlights how differently three companies in the same old private banking segment can score across valuation, profitability and dividend metrics, even when operating in a similar space. This comparison does not declare a winner; investors should weigh these figures against their own research and risk appetite. Please read the disclaimer below before making any investment decision.
Disclaimer: Data and figures in this article are sourced from publicly available information as of September 2026 and may not reflect real-time prices. Please verify all data independently before making any investment decision. This comparison does not recommend or endorse any single stock over another; investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on Yes Bank vs Karnataka Bank vs Jammu and Kashmir Bank
What is the market cap difference between Yes Bank, Karnataka Bank and Jammu and Kashmir Bank?
Ans. As of September 2026, Yes Bank has a market cap of approximately Rs 70,498 crore, Karnataka Bank is at approximately Rs 12,701 crore, and Jammu and Kashmir Bank is at approximately Rs 16,077 crore.
Which of the three has the highest PE ratio?
Ans. Among Yes Bank, Karnataka Bank and Jammu and Kashmir Bank, the PE ratios stand at 18.72, 8.84 and 6.98 respectively as of September 2026.
Which of the three has the highest ROE?
Ans. Yes Bank, Karnataka Bank and Jammu and Kashmir Bank post ROE of 7.20%, 11.37% and 14.88% respectively as of September 2026.
Which of these three stocks pays the highest dividend yield?
Ans. Yes Bank, Karnataka Bank and Jammu and Kashmir Bank carry dividend yields of 0.00%, 1.49% and 0.00% respectively.
What is the debt to equity ratio for Yes Bank, Karnataka Bank and Jammu and Kashmir Bank?
Ans. Yes Bank carries a debt to equity of NA, Karnataka Bank of NA, and Jammu and Kashmir Bank of NA.
Which of the three trades at the highest price to book value?
Ans. Yes Bank, Karnataka Bank and Jammu and Kashmir Bank trade at price to book ratios of 1.34, 1.00 and 1.04 respectively.
Is one of Yes Bank, Karnataka Bank or Jammu and Kashmir Bank better than the others?
Ans. This comparison does not declare one stock better than another; each company scores differently across valuation, profitability and dividend metrics, and the right fit depends on an individual investor’s own criteria and research.
