IDBI Bank vs Bank of Maharashtra vs Central Bank of India: Which Stock Should You Track

IDBI Bank PE 9.44, mkt cap Rs 88,234 crore. Bank of Maharashtra PE 8.40, mkt cap Rs 63,317 crore. Central Bank of India PE 6.18, mkt cap Rs 28,231 crore.

Updated: 25 Sept 2026 • 9:53 am

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IDBI Bank vs Bank of Maharashtra vs Central Bank of India: Which Stock Should You Track

Quick Answer

IDBI Bank vs Bank of Maharashtra vs Central Bank of India is a side-by-side comparison of three companies from the PSU Banking (Second Fresh Set) space. On this comparison, IDBI Bank carries a market capitalisation of about Rs 88,234 crore against Rs 63,317 crore for Bank of Maharashtra and Rs 28,231 crore for Central Bank of India, with return on equity of 15.39%, 22.24% and 12.31% respectively. Each company's numbers are presented here without a declared better pick, since the right stock depends on an investor's own criteria.

IDBI Bank vs Bank of Maharashtra vs Central Bank of India starts with the core numbers most investors compare within the PSU Banking (Second Fresh Set) segment: market capitalisation, valuation multiples, profitability and dividend yield. Figures below are sourced as of September 2026 and will shift with daily price moves.

All three names sit in the PSU Banking (Second Fresh Set) bucket, which makes them a natural set to place side by side rather than a random trio of unrelated businesses.

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Table of Contents

IDBI Bank, Bank of Maharashtra and Central Bank of India: Company Overview

IDBI Bank is a listed Indian company in the PSU Banking (Second Fresh Set) space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.

Bank of Maharashtra is a listed Indian company in the PSU Banking (Second Fresh Set) space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.

Central Bank of India is a listed Indian company in the PSU Banking (Second Fresh Set) space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.

IDBI Bank vs Bank of Maharashtra vs Central Bank of India: Valuation and Profitability Snapshot

Metric	IDBI Bank	Bank of Maharashtra	Central Bank of India
Market Cap (approx.)	Rs 88,234 crore	Rs 63,317 crore	Rs 28,231 crore
PE Ratio (TTM)	9.44	8.40	6.18
PB Ratio	1.46	1.87	0.76
Return on Equity (ROE)	15.39%	22.24%	12.31%
EPS (TTM, Rs)	8.69	9.80	5.05
Dividend Yield	0.00%	1.46%	5.77%
Debt to Equity	0.00	0.00	0.00
Book Value per Share (Rs)	56.31	44.04	40.98

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On valuation, IDBI Bank trades at a PE of 9.44 and a PB of 1.46, Bank of Maharashtra at a PE of 8.40 and a PB of 1.87, while Central Bank of India trades at a PE of 6.18 and a PB of 0.76. On return on equity, the three post 15.39%, 22.24% and 12.31% respectively, and on dividend yield they stand at 0.00%, 1.46% and 5.77%.

IDBI Bank vs Bank of Maharashtra vs Central Bank of India: Latest Quarterly Results

Company	Latest Quarter Revenue	Latest Quarter Net Profit	YoY Change (Revenue)	QoQ Change (Revenue)
IDBI Bank	Rs 8,633.28 crore	Rs 2,130.57 crore	+1.6%	-9.3%
Bank of Maharashtra	Rs 9,063.53 crore	Rs 2,020.54 crore	+15.0%	+4.3%
Central Bank of India	Rs 10,714.39 crore	Rs 1,328.95 crore	+3.1%	-1.3%

Quarterly figures above are the most recent reported quarter for each company (Q1 FY28, quarter ended June 2026), compared with the year-ago and preceding quarter.

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What Should Investors Look at Beyond These Numbers?

Beyond the metrics above, investors comparing these three psu banking (second fresh set) names should track quarter-on-quarter revenue and margin trends, management commentary on demand and cost drivers, and any sector-specific regulatory developments, since a single-quarter snapshot can shift quickly.

Conclusion

IDBI Bank vs Bank of Maharashtra vs Central Bank of India highlights how differently three companies in the same psu banking (second fresh set) segment can score across valuation, profitability and dividend metrics, even when operating in a similar space. This comparison does not declare a winner; investors should weigh these figures against their own research and risk appetite. Please read the disclaimer below before making any investment decision.

Disclaimer: Data and figures in this article are sourced from publicly available information as of September 2026 and may not reflect real-time prices. Please verify all data independently before making any investment decision. This comparison does not recommend or endorse any single stock over another; investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).

FAQs on IDBI Bank vs Bank of Maharashtra vs Central Bank of India

What is the market cap difference between IDBI Bank, Bank of Maharashtra and Central Bank of India?

Ans. As of September 2026, IDBI Bank has a market cap of approximately Rs 88,234 crore, Bank of Maharashtra is at approximately Rs 63,317 crore, and Central Bank of India is at approximately Rs 28,231 crore.

Which of the three has the highest PE ratio?

Ans. Among IDBI Bank, Bank of Maharashtra and Central Bank of India, the PE ratios stand at 9.44, 8.40 and 6.18 respectively as of September 2026.

Which of the three has the highest ROE?

Ans. IDBI Bank, Bank of Maharashtra and Central Bank of India post ROE of 15.39%, 22.24% and 12.31% respectively as of September 2026.

Which of these three stocks pays the highest dividend yield?

Ans. IDBI Bank, Bank of Maharashtra and Central Bank of India carry dividend yields of 0.00%, 1.46% and 5.77% respectively.

What is the debt to equity ratio for IDBI Bank, Bank of Maharashtra and Central Bank of India?

Ans. IDBI Bank carries a debt to equity of 0.00, Bank of Maharashtra of 0.00, and Central Bank of India of 0.00.

Which of the three trades at the highest price to book value?

Ans. IDBI Bank, Bank of Maharashtra and Central Bank of India trade at price to book ratios of 1.46, 1.87 and 0.76 respectively.

Is one of IDBI Bank, Bank of Maharashtra or Central Bank of India better than the others?

Ans. This comparison does not declare one stock better than another; each company scores differently across valuation, profitability and dividend metrics, and the right fit depends on an individual investor's own criteria and research.