IDFC First Bank (IDFCFIRSTB) Share Price Falls 2.74% as Valuation, Q2FY27 Growth Stay in Focus
- October 6, 2026
- Posted by: Kunal Singla
- Category: News
IDFC First Bank Share Price is under pressure in early trade, with the stock last traded at Rs 79.95, down 2.74% from the previous close of Rs 82.20. The move takes the bank’s market capitalisation to Rs 69,258.53 crore, keeping it in the Large Cap bracket. For investors tracking IDFC First Bank Share Price Today, the move is notable because the stock is reacting from a relatively narrow intraday range while the broader fundamental backdrop still shows growth in loans and deposits.For readers following IDFC First Bank Stock News, the session is best understood through price action, valuation and sector comparison rather than a single trigger.
In Univest coverage terms, IDFC First Bank Share Price remains a live market event because the fall is small in percentage terms but still meaningful against the bank’s current valuation and peer positioning. The stock is trading below the open, near the day’s low, and slightly below the previous close. That keeps IDFC First Bank Share Price Today relevant for investors who want to understand whether the move is mainly an intraday reset or part of a wider re-pricing in the banking pack. The next sections of this IDFC First Bank Stock Analysis focus on the exact numbers that matter.
IDFC First Bank (IDFCFIRSTB) Share Price Today: Price Action Analysis
| Metric | Value |
|---|---|
| Current Price | Rs 79.95 |
| Previous Close | Rs 82.2 |
| Today's Move | -Rs 2.25 (-2.74%) |
| Open | Rs 82.09 |
| High | Rs 82.32 |
| Low | Rs 79.73 |
| Market Capitalisation | Rs 69,258.53 crore |
| Market Cap Category | Large Cap |
IDFC First Bank Share Price Today shows a clear intraday decline rather than a sharp gap move. The stock opened at Rs 82.09, touched a high of Rs 82.32 and a low of Rs 79.73, before last trading at Rs 79.95. Against the previous close of Rs 82.20, the move stands at Rs 2.25 lower, or 2.74%. The market capitalisation of Rs 69,258.53 crore places the company in the Large Cap category. That combination of current price, day range and market cap gives a precise picture of the session so far. IDFC First Bank Share Price has moved from the opening level toward the lower end of the range, which is the main price action fact investors should note before reading the fundamental backdrop.
For those tracking IDFC First Bank Share Price Update headlines through Univest, the important point is that the decline is measurable but not outsized relative to the stock’s trading band. The session data suggests an orderly move within the day’s range, and IDFC First Bank Share Price remains closely linked to valuation questions and bank-sector comparison. That naturally leads into the fundamental analysis.
Why IDFC First Bank (IDFCFIRSTB) May Be Moving Today
IDFC First Bank (IDFCFIRSTB) Fundamental Analysis
| Metric | Value |
|---|---|
| Market Capitalisation | Rs 69,258.53 crore |
| P/E Ratio | 30.75x |
| P/B Ratio | 1.46x |
| ROE | 3.78% |
| ROCE | 5.42% |
| EPS | Rs 2.67 |
| Book Value Per Share | Rs 56.21 |
| Dividend Yield | 0.3% |
IDFC First Bank (IDFCFIRSTB) fundamental metrics show P/E 30.75x, P/B 1.46x, ROE 3.78%, ROCE 5.42%. Taken on their own, these numbers offer context rather than a trading signal.
IDFC First Bank has a market capitalisation of Rs 69,258.53 crore and falls in the Large Cap category, which gives readers a sense of company size before judging valuation. On valuation, P/E at 30.75x, P/B at 1.46x should be read against the sector and peer benchmarks rather than as a standalone signal. Profitability is represented by ROE of 3.78% and ROCE of 5.42%, helping investors compare shareholder returns and capital efficiency. According to latest Univest data, additional metrics include EPS of Rs 2.67, book value per share of Rs 56.21, dividend yield of 0.3%, adding context to earnings, balance-sheet value and historical payout. Against the latest Univest same industry benchmark, these figures can be compared with benchmark median P/E of 13.89x, median ROE of 10.9%, median ROCE of 11.02%. They set out the fundamental picture and are not a rating on the stock.
Sector and Industry Context
| Metric | Value |
|---|---|
| Sector | Bank |
| Industry | Bank – Private |
| Benchmark Scope | same industry |
| Company P/E Ratio | 30.75x |
| Benchmark Median P/E | 13.89x |
| Benchmark Average P/E | 18.85x |
| Benchmark P/E Range | 6.77x to 72x |
| Company P/B Ratio | 1.46x |
| Benchmark Median P/B | 1.26x |
| Benchmark Average P/B | 1.47x |
| Company ROE | 3.78% |
| Benchmark Median ROE | 10.9% |
| Benchmark Average ROE | 8.29% |
| Company ROCE | 5.42% |
| Benchmark Median ROCE | 11.02% |
| Benchmark Average ROCE | 9.55% |
| Company Market Capitalisation | Rs 69,258.53 crore |
| Benchmark Median Market Cap | Rs 15,422.06 crore |
| Benchmark Average Market Cap | Rs 1,21,972.49 crore |
IDFC First Bank (IDFCFIRSTB) operates in the Bank sector, within the Bank – Private industry.
IDFC First Bank (IDFCFIRSTB) has a P/E ratio of 30.75x, which is above the benchmark median of 13.89x, a difference of +121.38%. P/E is a valuation multiple and is not, by itself, a buy or sell signal.
IDFC First Bank (IDFCFIRSTB) has a ROE of 3.78%, which is below the benchmark median of 10.9%, a difference of -65.32%. IDFC First Bank (IDFCFIRSTB) has a ROCE of 5.42%, which is below the benchmark median of 11.02%, a difference of -50.82%.
Track stocks among today's decliners through the Univest top decliners screener. The peer table below provides the company-level comparison.
Peer Comparison
| Company | Symbol | Market Cap (Cr) | P/E | P/B | ROE (%) | ROCE (%) |
|---|---|---|---|---|---|---|
| HDFC Bank | HDFCBANK | 11,09,136.8 | 13.76 | 1.81 | 14.41 | 12.81 |
| ICICI Bank | ICICIBANK | 9,37,205.29 | 17.06 | 2.56 | 17.36 | 16.51 |
| Kotak Mahindra Bank | KOTAKBANK | 4,17,612.06 | 20.4 | 2.22 | 11.33 | 12.05 |
| Axis Bank | AXISBANK | 3,78,001.93 | 13.72 | 1.72 | 13.26 | 11.04 |
| IDBI Bank | IDBI | 93,298.59 | 9.97 | 1.48 | 16.5 | 14.76 |
IDFC First Bank (IDFCFIRSTB) has a P/E ratio of 30.75x compared with the displayed peer median of 13.76x. The comparison is relative and should not be read as a recommendation. Its ROE of 3.78% compares with a peer median of 14.41% across the companies shown in the table. ROCE stood at 5.42% versus the displayed peer median of 12.81%, providing a capital-efficiency comparison. IDFC First Bank (IDFCFIRSTB) has a market capitalisation of Rs 69,258.53 crore. All 5 peers shown have a larger market capitalisation.
Why Investors Are Watching IDFC First Bank
- IDFC First Bank Share Price is down 2.74% today, so intraday price action remains the first thing investors are tracking.
- The bank’s P/E of 30.75 is well above the private-bank median, keeping valuation in focus.
- ROE of 3.78% and ROCE of 5.42% are below the benchmark centre, so profitability remains a key comparison point.
- Loan growth of 20.4% and deposit growth of 17% provide operational context for IDFC First Bank Share Price Today.
- The stock’s Large Cap status and Rs 69,258.53 crore market cap keep it prominent within IDFC First Bank Stock News.
About IDFC First Bank
IDFC First Bank is a private-sector bank in the Bank sector. Its core business spans lending, deposits and other banking services, with recent numbers showing loans at Rs 3.14 lakh crore and deposits at Rs 3.24 lakh crore in Q2FY27. The bank’s CASA ratio of 51.3% is another key operating marker because it reflects the balance of low-cost current and savings deposits in the funding mix.
In business terms, the company is positioned as a scaled private bank with a growing balance sheet and a market cap that places it well above the industry median. For readers following IDFC First Bank Share Price, the important point is that the business story is about balance-sheet expansion, deposit traction and asset quality, not just short-term price action. That is why IDFC First Bank Share Price Today continues to attract attention across stock market updates and bank-sector research.
Track IDFC First Bank Share Price on Univest
Use IDFC First Bank (IDFCFIRSTB) live share-price page, Univest top decliners screener, Univest market blogs to review live stock data, top decliners and related market analysis.
You can track IDFC First Bank Share Price on Univest for live price updates, fundamental ratios, 52-week levels and broader market insights. Univest also helps readers compare IDFC First Bank Share Price Today with peers, sector benchmarks and valuation metrics in one place. For anyone following IDFC First Bank Stock Analysis, that makes it easier to read the stock through price, fundamentals and sector context together.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Uniresearch Global Pvt. Ltd. (Research Analyst, SEBI Reg. No. INH000013776, a subsidiary of Univest Communication Technologies Private Limited).
Frequently Asked Questions
Why is IDFC First Bank Share Price falling today?
Ans. IDFC First Bank Share Price is down 2.The move can be read through the day’s range, valuation and recent bank-sector context.
What is IDFC First Bank Share Price today?
Ans. IDFC First Bank Share Price is last traded at Rs 79.95, compared with the previous close of Rs 82.20. The stock has moved within a range of Rs 79.73 to Rs 82.32 so far.
How much did IDFC First Bank Share Price fall?
Ans. IDFC First Bank Share Price fell Rs 2.25, or 2.74%, from the previous close. That places the stock near the lower end of its intraday band and keeps the session under watch.
What is IDFC First Bank market cap today?
Ans. IDFC First Bank has a market capitalisation of Rs 69,258.53 crore. That puts the bank in the Large Cap category and above the private-bank industry median market cap in the benchmark set.
What is the valuation of IDFC First Bank Share Price?
Ans. IDFC First Bank Share Price trades at a P/E ratio of 30.75 and a P/B ratio of 1.46. The P/E is above the industry median, while the P/B is close to the benchmark average.
How do the bank’s profitability ratios compare with peers?
Ans. IDFC First Bank reports ROE of 3.78% and ROCE of 5.42%, which are below stronger private-bank peers such as HDFC Bank and ICICI Bank. That comparison is central to current fundamental analysis.
What do the latest operating numbers show?
Ans. The latest update shows loans up 20.4% year on year to Rs 3.14 lakh crore and deposits up 17% to Rs 3.24 lakh crore, with a CASA ratio of 51.3%. Those figures provide useful operating context.
Should investors track IDFC First Bank Share Price on Univest?
Ans. Yes. Univest lets readers track IDFC First Bank Share Price alongside valuation ratios, peer comparison, market cap and price action. That makes it easier to follow the stock through one consolidated view.
