Yes Bank Share Price Today: Up 1% to Rs 24.03; Q4 FY26 PAT Up 45%, GNPA at 7-Year Low

Yes Bank share price is trading at Rs 24.03 on June 16, 2026, up 1.05% from its June 15 close of Rs 23.78, with an intraday high of Rs 24.49 – matching a fresh 52-week high. The Yes Bank share price recovery continues to build on the strong Q4 FY26 results reported in April: net profit rose 44.7% to Rs 1,068 crore, net interest margin improved to 2.7%, and gross NPA declined to 1.3% – the lowest level since FY20. For the full FY26, net profit was Rs 3,476 crore, up 44.5% year on year. SMBC (Sumitomo Mitsui Banking Corporation) became the bank’s largest shareholder during FY26, marking a significant milestone in the bank’s post-reconstruction journey.

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Yes Bank Share Price and Q4 FY26 Key Metrics

Metric	Q4 FY26	YoY Change
Yes Bank Share Price (June 16)	Rs 24.03 (high Rs 24.49)	Close Rs 23.78
Net Profit	Rs 1,068 crore	+44.7%
Net Interest Income (NII)	Rs 2,637.70 crore	+15.87%
Net Interest Margin (NIM)	2.7%	+20 bps YoY, +10 bps QoQ
Gross NPA	1.3%	-30 bps YoY (lowest since FY20)
Net NPA	0.2%	-10 bps YoY
PCR (Provision Coverage)	81.9%	Improvement
Provisions	Rs 187.55 crore	-41%
Operating Profit	Rs 1,618 crore	+23.1%
CASA Deposits	Rs 1,11,959 crore	Crossed Rs 1 lakh crore milestone
CASA Ratio	35.1%	Up from 34.3%
Total Deposits	Rs 3,18,969 crore	+12.1%
Total Advances	Rs 2,73,445 crore	+11.1%
RoA (Return on Assets)	1.0%	In line with guidance
FY26 Full Year PAT	Rs 3,476 crore	+44.5%

Yes Bank Share Price Recovery: The Q4 FY26 Results Driving Sentiment

The Yes Bank share price has been driven by consistent fundamental improvement. Q4 FY26 net profit of Rs 1,068 crore marks the bank’s highest quarterly profit in recent years. Key highlights include NII growth of 15.87% to Rs 2,637.70 crore, NIM improvement to 2.7% (up 20 bps YoY), and GNPA decline to 1.3% (the lowest since FY20). The bank’s CASA deposits crossed the landmark Rs 1 lakh crore milestone, and the CASA ratio improved to 35.1% – a key indicator that the bank’s retail liability franchise is strengthening.

Kunal Singal, Associate Director at Univest, notes that the Yes Bank share price at Rs 24 is still pricing in significant uncertainty relative to the bank’s improving fundamentals. The key metric the market is watching is ROE, which stood at approximately 6.27% in FY26 – well below the sector average of 15-18%. Until Yes Bank demonstrates a clear path to 12-15% ROE, the Yes Bank share price is likely to remain range-bound relative to peers like HDFC Bank and ICICI Bank that trade at premium valuations for their high ROE profiles.

SMBC as Largest Shareholder: What It Means for Yes Bank Share Price

The emergence of Sumitomo Mitsui Banking Corporation (SMBC) as the largest shareholder of Yes Bank during FY26 is the most strategically significant development for the Yes Bank share price medium-term. SMBC is one of Japan’s largest banks and a globally recognised financial institution. Its decision to become the largest shareholder of a mid-sized Indian private bank in recovery signals strong institutional confidence in the bank’s long-term potential and India’s banking sector growth.

For the Yes Bank share price, SMBC’s presence provides three benefits: enhanced governance oversight, potential access to SMBC’s global corporate client relationships for cross-border business, and a stamp of institutional credibility that may attract other global institutional investors over time. The full strategic benefits of the SMBC partnership will become clearer over FY27-FY28 as the two institutions develop their collaboration.

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Asset Quality Improvement: GNPA at Lowest Since FY20

The most important metric for the Yes Bank share price is asset quality, given the bank’s history. GNPA of 1.3% in Q4 FY26 is the lowest since FY20 – before the crisis erupted. Net NPA at 0.2% and provision coverage ratio of 81.9% indicate that the bank has adequately provided for its residual stressed assets. Provisions in Q4 FY26 were Rs 187.55 crore, down 41% YoY, reflecting the reduced provisioning requirements as the loan book normalises. Retail slippages fell to the lowest level in nine quarters at Rs 888 crore.

MD & CEO Vinay M. Tonse stated that FY26 concluded with the bank delivering Q4 RoA of 1.0% in line with guidance. His priorities for FY27 remain strengthening the franchise, accelerating high-quality growth, and building a resilient bank – themes that directly address the market’s ongoing concerns about the sustainability of the Yes Bank share price recovery.

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Conclusion

Yes Bank share price at Rs 24.03 on June 16, 2026, reflects a bank that is demonstrably recovering: Q4 FY26 PAT up 44.7% to Rs 1,068 crore, NIM at 2.7%, GNPA at a 7-year low of 1.3%, CASA crossing Rs 1 lakh crore, and SMBC as the largest shareholder. The key challenge for the Yes Bank share price to sustainably re-rate is improving ROE from the current ~6% toward the 12-15% range that characterises leading private sector banks. Kunal Singal at Univest views Yes Bank as a recovery story with clear execution progress, but recommends monitoring the ROE trajectory closely before sizing up positions significantly.

Frequently Asked Questions

Why is Yes Bank share price moving today?

Ans. Yes Bank share price is Rs 24.03 on June 16, 2026, up 1.05% from the previous close of Rs 23.78. The near-term positive catalysts include the strong Q4 FY26 results (PAT +44.7%, GNPA at 7-year low), SMBC’s emergence as the largest shareholder (a strong institutional confidence signal), and improving NIM. The stock is trading near its 52-week high of Rs 24.49, suggesting the market is beginning to price in the recovery more fully. However, the Yes Bank share price still trades well below its pre-crisis highs, reflecting investor caution about the pace of ROE improvement.

What were Yes Bank’s Q4 FY26 results?

Ans. Yes Bank reported Q4 FY26 net profit of Rs 1,068 crore, up 44.7% YoY from Rs 738 crore. NII grew 15.87% to Rs 2,637.70 crore. NIM improved to 2.7% (up 20 bps YoY). GNPA declined to 1.3% – the lowest since FY20. Net NPA stood at 0.2%. Provision coverage ratio was 81.9%. Operating profit rose 23.1% to Rs 1,618 crore. CASA deposits crossed Rs 1 lakh crore for the first time. For the full FY26, PAT was Rs 3,476 crore (+44.5%). The bank achieved a RoA of 1.0% in Q4, in line with its guidance.

Who is the largest shareholder of Yes Bank?

Ans. Sumitomo Mitsui Banking Corporation (SMBC) of Japan became Yes Bank’s largest shareholder during FY26. SMBC’s emergence as the single largest institutional shareholder is a significant milestone for Yes Bank share price as it signals global institutional confidence in the bank’s long-term recovery and transformation. Previously, the bank had a complex shareholding structure with SBI as the largest institutional backer since the 2020 reconstruction. SMBC’s strategic investment reflects its interest in expanding its India banking footprint via a partnership with a recovering private sector bank with growing CASA and retail franchise.

What is Yes Bank’s GNPA trend and what does it mean for the share price?

Ans. Yes Bank’s GNPA (Gross Non-Performing Assets ratio) declined to 1.3% in Q4 FY26, the lowest since FY20. This is the most important asset quality metric for the Yes Bank share price, as GNPA levels above 5% were what triggered the bank’s 2020 crisis. The consistent decline from over 15% GNPA at the peak of the crisis to 1.3% today reflects years of aggressive resolution, write-offs, and recoveries. Net NPA is at 0.2% with provision coverage of 81.9%. Retail slippages dropped to the lowest level in nine quarters at Rs 888 crore.

What is the Yes Bank share price 52-week range?

Ans. Yes Bank share price has a 52-week range of Rs 16.02 (March 12, 2025) to Rs 24.49 (touched as the intraday high on June 16, 2026). From the 52-week low to the current price of Rs 24.03, the Yes Bank share price has risen approximately 50%. This recovery is driven by improving Q4 FY26 results, SMBC’s strategic stake, improving NIM, and GNPA at a 7-year low. However, the Yes Bank share price remains far below its all-time high of Rs 404 (August 2018), underscoring that the recovery is still in progress.

What is Yes Bank’s ROE and when will it improve?

Ans. Yes Bank’s return on equity (ROE) was approximately 6.27% as of March 2026, significantly below the private banking sector average of 15-18%. This is the key reason why the Yes Bank share price hasn’t re-rated more aggressively despite strong profit growth. Management has guided for 13-15% advances growth in FY27, which should help improve ROE over time. The path to 12-15% ROE requires sustained high-quality loan growth, NIM expansion beyond 2.7%, and continued cost efficiency (cost-to-income improved to 66.7% in FY26).

Is Yes Bank a good stock to buy for long-term investors?

Ans. Yes Bank’s Q4 FY26 results show clear improvement: PAT +44.7%, NIM 2.7%, GNPA 1.3% (lowest since FY20), RoA 1.0%, and SMBC as the largest shareholder. However, the Yes Bank share price still reflects market caution about ROE improvement pace, competitive intensity in the private banking space, and the bank’s still-elevated cost-to-income ratio of 66.7%. Analysts at Emkay Global have a Sell rating with a target of Rs 17, while other brokerages are more cautious. Patient long-term investors who believe in a continued ROE improvement to 12-15% over 3-5 years may find the current Yes Bank share price interesting. Always consult a SEBI-registered investment adviser.

What is Vinay Tonse’s strategy for Yes Bank?

Ans. Vinay M. Tonse, Managing Director and CEO of Yes Bank, has articulated a clear strategy: repair asset quality (GNPA now at 1.3%, lowest since FY20), strengthen the liability franchise (CASA ratio 35.1%, CASA deposits Rs 1 lakh crore), and accelerate high-quality loan growth (guidance 13-15% for FY27). Tonse has called FY26 an important strategic milestone, noting that SMBC’s becoming the largest shareholder reaffirms global institutional confidence in the bank. His priorities for FY27 focus on building a resilient, franchise-driven bank rather than chasing aggressive loan growth that could pressure the Yes Bank share price with NPAs.