Usha Financial Services Ltd. (USHAFIN-SM) Share Price Rises 9.76% Today

Usha Financial Services Ltd. traded at Rs 45, up 9.76% today, taking its market capitalisation to Rs 178.25 crore and placing the micro-cap NBFC stock among notable NSE gainers.

Usha Financial Services Ltd. Share Price climbed to Rs 45 on 13 August 2026, up 9.76% from the previous close of Rs 41, lifting the company’s market capitalisation to Rs 178.25 crore. In today’s Stock Market Today session, the move put the micro-cap Finance – NBFC stock in focus as a top gainer on NSE, with trading volume at 40,000 shares and turnover at Rs 0.18 crore.

The verified data confirms a clear same-day price rise in Usha Financial Services Ltd. Share Price, but it does not establish a company-specific catalyst behind the move. That matters because today’s gain was large enough to push the stock into the market conversation on price action alone, especially in a smaller-cap counter where liquidity and participation levels often shape intraday moves.

For investors scanning Usha Financial Services Ltd. Stock News, the important takeaways within the first half of the session are straightforward. The stock opened at Rs 43.5, stayed above the previous close, and touched a day high of Rs 45, which is also the current price at the time of the data snapshot. That suggests buyers maintained control through the session so far. On fundamentals, the company is trading at a P/E ratio of 7.94 and a P/B ratio of 0.79, while ROE stands at 8.69 and ROCE at 11. These are the main financial metrics to monitor next, alongside whether volume participation remains firm and whether the stock can sustain levels near the day’s high. Univest sees this as a data-led price event first, with valuation and sector context providing the next layer of analysis.

Usha Financial Services Ltd. (USHAFIN-SM) Share Price Today: Price Action Analysis

Metric	Value
Current Price	Rs 45
Previous Close	Rs 41
Today's Change	+Rs 4 (+9.76%)
Day Open	Rs 43.5
Day High	Rs 45
Day Low	Rs 42.05
Current Volume (NSE)	40,000
NSE Traded Volume	40,000
Combined NSE + BSE Volume	40,000
Turnover	Rs 0.18 crore
Market Capitalisation	Rs 178.25 crore
Market Cap Category	Micro Cap

Usha Financial Services Ltd. (USHAFIN-SM) traded at Rs 45. versus the previous close of Rs 41, a rise of 9.76%. The stock opened at Rs 43.5, reached Rs 45, touched Rs 42.05. Reported volume was 40,000.

Usha Financial Services Ltd. (USHAFIN-SM) Fundamental Analysis

Metric	Value
Market Capitalisation	Rs 178.25 crore
P/E Ratio	7.94x
P/B Ratio	0.79x
ROE	8.69%
ROCE	11%
EPS	Rs 5.17
Dividend Yield	0%

Usha Financial Services Ltd. was valued at a P/E ratio of 7.94x, a P/B ratio of 0.79x. These multiples provide valuation context, but they should not be labelled expensive or inexpensive without a comparable peer or sector benchmark.

Profitability and capital efficiency were represented by ROE of 8.69% and ROCE of 11%. ROE relates profit to shareholder equity, while ROCE measures returns generated on the capital employed in the business.

Per-share and shareholder-return metrics included EPS of Rs 5.17, dividend yield of 0%. Dividend yield is a current or historical ratio and does not guarantee future distributions.

Usha Financial Services Ltd. Fundamental Analysis starts with valuation and profitability, because the supplied data provides a useful snapshot of how the market is pricing this NBFC stock after today’s rise. At Rs 45 per share and a market cap of Rs 178.25 crore, the company is still firmly in the micro-cap segment. Size alone does not say whether a stock is attractive or risky, but it does help frame liquidity, scale and comparability inside the Finance – NBFC universe.

The stock is trading at a P/E ratio of 7.94 and a P/B ratio of 0.79. On the face of it, these multiples place Usha Financial Services Ltd. Share Price below the broader industry benchmark discussed later in this article. A P/E of 7.94 means investors are paying 7.94 times earnings, while a P/B of 0.79 means the share price is below its accounting net worth multiple of one time book. That does not automatically make the stock inexpensive in an investment sense, but it does show that the market is valuing it at a discount to many NBFC peers on these two basic measures.

Profitability metrics are moderate but positive. Return on equity stands at 8.69, and return on capital employed is 11. ROE shows the return generated on shareholder equity, while ROCE captures returns on capital employed across the business structure. In this case, both numbers are above the industry medians supplied for the benchmark set, which adds context to today’s investor attention.

EPS is Rs 5.17, which means each share is backed by Rs 5.17 in earnings attributable to equity shareholders based on the supplied dataset. Dividend yield is 0, so the current dataset points to no meaningful historical or current yield support in the market price. That places the focus more on earnings, valuation and stock performance than on income distribution. Univest would read this setup as a combination of low headline valuation and moderate profitability, rather than a one-factor story. For anyone tracking Usha Financial Services Ltd. Share Price, the next useful lens is how the company sits inside its sector benchmark and against named peers.

Sector and Industry Context

Metric	Value
Sector	Finance
Industry	Finance – NBFC
Benchmark Scope	same industry
Company P/E Ratio	7.94x
Benchmark Median P/E	22.18x
Benchmark Average P/E	68.92x
Benchmark P/E Range	0.51x to 1,905.76x
Company P/B Ratio	0.79x
Benchmark Median P/B	0.99x
Company ROE	8.69%
Benchmark Median ROE	1.89%
Company ROCE	11%
Benchmark Median ROCE	3.71%
Company Market Capitalisation	Rs 178.25 crore
Benchmark Median Market Cap	Rs 35.49 crore

Usha Financial Services Ltd. (USHAFIN-SM) is classified under sector: Finance and industry: Finance – NBFC.

Usha Financial Services Ltd. (USHAFIN-SM) has a P/E ratio of 7.94x, which is below the benchmark median of 22.18x, a difference of -64.2%. P/E is a valuation multiple and is not, by itself, a buy or sell signal.

Usha Financial Services Ltd. (USHAFIN-SM) has a ROE of 8.69%, which is above the benchmark median of 1.89%, a difference of +359.79%. Usha Financial Services Ltd. (USHAFIN-SM) has a ROCE of 11%, which is above the benchmark median of 3.71%, a difference of +196.5%.

Track today's top gainers through the Univest top gainers screener. The peer table below provides the company-level comparison.

Usha Financial Services Ltd. operates in the Finance sector and specifically in the Finance – NBFC industry, and the supplied benchmark gives a broad same-industry comparison across 249 companies. That makes this section important because it helps show whether today’s share price rise is happening in a stock that already trades rich, cheap or roughly in line with its immediate listed universe.

The most striking comparison is valuation. Usha Financial Services Ltd. Share Price is associated with a company P/E of 7.94, while the same-industry benchmark median P/E is 22.18 and the average P/E is 68.92 across 182 companies with available P/E data. The benchmark range is very wide, from 0.51 to 1905.76, but even within that spread, 7.94 sits well below both the median and average. On price-to-book, the company’s P/B is 0.79, compared with a benchmark median of 0.99 and average of 1.34 across 249 companies. The benchmark range runs from -34.79 to 13.83, showing a highly dispersed NBFC universe.

Profitability is also worth comparing. Company ROE is 8.69 against a benchmark median of 1.89 and average of 2.86 across 247 companies. Company ROCE is 11 against a benchmark median of 3.71 and average of 4.47, also across 247 companies. Those comparisons suggest Usha Financial Services Ltd. is above the same-industry median and average on these supplied return metrics.

Market capitalisation tells a different story. At Rs 178.25 crore, the company is above the benchmark median market cap of Rs 35.49 crore but far below the benchmark average of Rs 27,402.16 crore, reflecting how a few very large players skew the industry average. Univest reads this sector picture as supportive of investor curiosity: Usha Financial Services Ltd. Share Price is linked to lower-than-benchmark valuation multiples and higher-than-benchmark return ratios within the provided Finance – NBFC sample.

Peer Comparison

Company	Symbol	Market Cap (Cr)	P/E	P/B	ROE (%)	ROCE (%)
Swastik Safe Deposit & Investments Ltd.	EENTER	58,77,600	3.4	0	0.03	0.04
Arco Leasing Ltd.	ZARCOLEA	9,00,262.5	0	-0.09	0	0
Mufin Green Finance Ltd.	MUFIN	2,688.07	70.58	4.58	24.6	26.61
Spandana Sphoorty Financial Ltd.	SPANDANA	2,210.23	0	1.04	2.44	8.52
Arman Financial Services Ltd.	ARMANFIN	2,101.11	37.23	2.26	5.93	10.31

Usha Financial Services Ltd. (USHAFIN-SM) has a P/E ratio of 7.94x compared with the displayed peer median of 3.4x. This is a relative valuation comparison, not a buy or sell signal. Its ROE of 8.69% compares with a peer median of 2.44% across the companies shown in the table. ROCE stood at 11% versus the displayed peer median of 8.52%, providing a capital-efficiency comparison. Usha Financial Services Ltd. (USHAFIN-SM) has a market capitalisation of Rs 178.25 crore. Among the 5 peers shown, 5 have a larger market capitalisation.

Usha Financial Services Ltd. Share Price looks relatively modestly valued when placed beside several listed Finance – NBFC peers in the supplied comparison set. Its P/E of 7.94 is lower than Mufin Green Finance Ltd. at 70.58, Arman Financial Services Ltd. at 37.23, Summit Securities Ltd. at 13.13, Balmer Lawrie Investments Ltd. at 11.09 and PNB Gilts Ltd. at 14.2. It is close to PTC India Financial Services Ltd. at 8.3 and above Swastik Safe Deposit & Investments Ltd. at 3.4.

On P/B, Usha Financial Services Ltd. stands at 0.79. That is below Mufin Green Finance at 4.58, Arman Financial Services at 2.26, Balmer Lawrie Investments at 8.14, Spandana Sphoorty Financial at 1.04 and PNB Gilts at 0.81, but above PTC India Financial Services at 0.59, Summit Securities at 0.18 and Swastik Safe Deposit at 0. These figures show that the stock is not the absolute cheapest on every metric, yet it remains on the lower side of the peer set.

Profitability comparisons are mixed but respectable. Usha Financial Services Ltd. posts ROE of 8.69 and ROCE of 11. That is stronger than PTC India Financial Services at 1.21 ROE and 7.46 ROCE, Summit Securities at 1.08 and 1.51, Spandana Sphoorty at 2.44 and 8.52, and Arman Financial Services on ROE at 5.93 while slightly ahead on ROCE at 10.31. However, it trails Mufin Green Finance with ROE of 24.6 and ROCE of 26.61, Balmer Lawrie Investments with 10.96 and 14.56, and PNB Gilts with ROE of 38.5 though a lower ROCE of 8.29.

The biggest contrast is scale. Usha Financial Services Ltd. has a market cap of Rs 178.25 crore, far below peer market caps such as Rs 1,451.96 crore for PNB Gilts, Rs 1,485.49 crore for Ugro Capital, Rs 1,847.85 crore for PTC India Financial Services, Rs 2,101.11 crore for Arman Financial Services and Rs 2,688.07 crore for Mufin Green Finance. That means Usha Financial Services Ltd. Share Price is being assessed by the market at a much smaller scale, even as its basic valuation and return profile compares reasonably well with parts of the peer set.

Why Investors Are Watching Usha Financial Services Ltd.

Usha Financial Services Ltd. Share Price is being watched because today’s move combined a strong single-session gain with a valuation profile that looks lower than many same-industry benchmarks. In the current Share Market Today environment, micro-cap names that rise close to session highs often attract added attention, especially when their P/E, P/B, ROE and ROCE figures provide more context than price alone.

• Price action: The stock rose 9.76% from Rs 41 to Rs 45 and was trading at the day’s high.
• Intraday strength: It opened at Rs 43.5 and held above the day low of Rs 42.05 through the session snapshot.
• Trading activity: NSE volume stood at 40,000 shares with turnover of Rs 0.18 crore.
• Valuation context: P/E is 7.94 and P/B is 0.79, both below the supplied industry median levels.
• Profitability context: ROE is 8.69 and ROCE is 11, both above benchmark median and average figures in the dataset.
• Sector positioning: The company sits in Finance – NBFC, a wide and diverse listed peer group of 249 companies.

The next things to monitor are whether Usha Financial Services Ltd. Share Price continues to hold near today’s high, whether traded volumes remain supportive, and whether the market keeps assigning a low multiple despite return metrics that are stronger than many benchmark names. Univest would frame this as a stock worth tracking for data changes rather than conclusions drawn from one session alone.

About Usha Financial Services Ltd.

Usha Financial Services Ltd. is part of the Finance sector and is classified under the Finance – NBFC industry. That means it belongs to the non-banking financial company space, a broad segment within the Indian Stock Market that includes lenders, financiers and other specialised finance businesses outside the traditional banking structure.

Based on the supplied dataset, the key company context available for Usha Financial Services Ltd. is its sector, industry classification and market positioning through size and valuation. With a market capitalisation of Rs 178.25 crore, it is a micro-cap listed company operating in an industry sample that includes 249 companies for benchmark comparison. That places it in a segment where differences in valuation, return ratios and scale can be significant across listed players.

The stock’s current profile shows a P/E ratio of 7.94, P/B ratio of 0.79, ROE of 8.69, ROCE of 11 and EPS of Rs 5.17. These metrics suggest that the market currently values the company at a lower earnings and book multiple than many names in the broader Finance – NBFC set, while still reflecting positive returns on equity and capital employed. For readers looking at Usha Financial Services Ltd. Latest News or Usha Financial Services Ltd. Company News, the most grounded company overview comes from this position inside the NBFC universe rather than from any unsupported narrative about operations not present in the data. Univest therefore keeps the company profile factual and market-based.

Track Usha Financial Services Ltd. Share Price on Univest

Use Usha Financial Services Ltd. (USHAFIN-SM) live share-price page, Univest top gainers screener, Univest market blogs to review live stock data, top gainers lists and related market analysis.

Investors tracking Usha Financial Services Ltd. Share Price can use Univest to follow live share price moves, 52-week levels, market capitalisation changes, valuation ratios and broader stock analysis in one place. For a stock that has entered the day’s gainers list, keeping an eye on price, turnover and relative valuation can help separate one-session noise from a developing market trend.

Univest also helps users track Usha Financial Services Ltd. Share Price Today alongside P/E, P/B, ROE, ROCE, EPS, shareholding pattern where available, and sector-level comparisons within Finance – NBFC. That makes it easier to connect Stock News, financial ratios and peer context without relying on isolated price action alone. For readers following Usha Financial Services Ltd. Stock News, that combination of price data and financial context is often the most useful next step.

Frequently Asked Questions

What is Usha Financial Services Ltd. Share Price today?

Ans. Usha Financial Services Ltd. Share Price was Rs 45 at the time of the supplied data snapshot on 13 August 2026. The stock was trading at its day high, compared with the previous close of Rs 41.

How much did Usha Financial Services Ltd. share price rise today?

Ans. The stock rose by Rs 4 in absolute terms and 9.76% in percentage terms during the session. That move took Usha Financial Services Ltd. Share Price from Rs 41 to Rs 45 in today’s trade.

What were the opening, high and low levels for the stock today?

Ans. The stock opened at Rs 43.5, touched a day high of Rs 45 and a day low of Rs 42.05. This intraday range shows the price remained above the previous close throughout the session snapshot.

What is the market capitalisation of Usha Financial Services Ltd.?

Ans. Usha Financial Services Ltd. had a market capitalisation of Rs 178.25 crore in the supplied dataset. That places it in the micro-cap category, an important context for judging daily price moves and liquidity patterns.

What does the trading volume show today?

Ans. NSE volume was 40,000 shares, which was also the reported total volume for the session snapshot. Turnover stood at Rs 0.18 crore, showing that today’s price rise was accompanied by measurable trading participation.

What is the P/E ratio of Usha Financial Services Ltd.?

Ans. The supplied P/E ratio is 7.94. Compared with the same-industry median P/E of 22.18 and average of 68.92, Usha Financial Services Ltd. is trading at a lower earnings multiple in the benchmark dataset.

What is the P/B ratio of the company?

Ans. The company’s P/B ratio is 0.79 based on the supplied figures. That is below the same-industry median P/B of 0.99 and average of 1.34, adding valuation context to today’s stock move.

How profitable is Usha Financial Services Ltd. based on ROE and ROCE?

Ans. ROE stands at 8.69 and ROCE at 11 in the dataset. Both are above the same-industry median values of 1.89 for ROE and 3.71 for ROCE, indicating comparatively stronger return ratios.

What are the EPS and dividend yield of Usha Financial Services Ltd.?

Ans. EPS is Rs 5.17, which reflects earnings attributable to each share in the supplied data. Dividend yield is 0, so the current market snapshot points investors more toward earnings and valuation than yield support.

Which sector and industry does Usha Financial Services Ltd. belong to?

Ans. Usha Financial Services Ltd. belongs to the Finance sector and the Finance – NBFC industry. The benchmark comparison in the dataset covers 249 companies from the same industry, giving useful sector and peer context.