Usha Financial Services Ltd. (USHAFIN-SM) Share Price Rises 8.47% Today

Usha Financial Services Ltd. Share Price rose 8.47% today, reaching Rs 36.5 with a market cap of Rs 146.29 Cr.

Usha Financial Services Ltd. Share Price experienced a significant rise today, closing at Rs 36.5, marking an 8.47% increase from the previous close of Rs 33.65. This move places the company within the Micro Cap category, with a market capitalisation of Rs 146.29 crore. Despite the lack of a specific catalyst, the price rise has drawn attention to the stock, prompting investors to examine its technical and fundamental aspects.

Usha Financial Services Ltd. (USHAFIN-SM) Share Price Today: Price Action Analysis

Metric	Value
Current Price	Rs 36.5
Previous Close	Rs 33.65
Today's Change	+Rs 2.85 (+8.47%)
Day Open	Rs 35.1
Day High	Rs 37
Day Low	Rs 35.1
Current Volume (NSE)	17,600
NSE Traded Volume	17,600
Combined NSE + BSE Volume	17,600
Turnover	Rs 0.06 crore
Market Capitalisation	Rs 146.29 crore
Market Cap Category	Micro Cap

Usha Financial Services Ltd. (USHAFIN-SM) traded at Rs 36.5. versus the previous close of Rs 33.65, a rise of 8.47%. The stock opened at Rs 35.1, reached Rs 37, touched Rs 35.1. Reported volume was 17,600.

Usha Financial Services Ltd. (USHAFIN-SM) Fundamental Analysis

Metric	Value
Market Capitalisation	Rs 146.29 crore
P/E Ratio	6.51x
P/B Ratio	0.65x
ROE	8.69%
ROCE	11%
EPS	Rs 5.17
Dividend Yield	0%

Usha Financial Services Ltd. was valued at a P/E ratio of 6.51x, a P/B ratio of 0.65x. These multiples provide valuation context, but they should not be labelled expensive or inexpensive without a comparable peer or sector benchmark.

Profitability and capital efficiency were represented by ROE of 8.69% and ROCE of 11%. ROE relates profit to shareholder equity, while ROCE measures returns generated on the capital employed in the business.

Per-share and shareholder-return metrics included EPS of Rs 5.17, dividend yield of 0%. Dividend yield is a current or historical ratio and does not guarantee future distributions.

Usha Financial Services Ltd. is valued with a market cap of Rs 146.29 crore and an enterprise value reflective of its financial standing. The company's P/E ratio stands at 6.51, which is considerably lower than the industry median of 17.83, suggesting a potentially undervalued position relative to its peers. The P/B ratio of 0.65 further supports this valuation perspective, as it is below the industry median of 0.87. The company's return on equity (ROE) is 8.69%, and its return on capital employed (ROCE) is 11%, both of which are above the industry medians, indicating efficient use of capital and shareholder equity. With an EPS of Rs 5.17, Usha Financial Services Ltd. demonstrates its earnings capacity per share, although it currently offers no dividend yield. These fundamentals provide a solid context for the recent price rise, attracting investor attention.

Sector and Industry Context

Metric	Value
Sector	Finance
Industry	Finance – NBFC
Benchmark Scope	same industry
Company P/E Ratio	6.51x
Benchmark Median P/E	17.83x
Benchmark Average P/E	67.53x
Benchmark P/E Range	0.46x to 1,127.51x
Company P/B Ratio	0.65x
Benchmark Median P/B	0.87x
Company ROE	8.69%
Benchmark Median ROE	1.8%
Company ROCE	11%
Benchmark Median ROCE	3.53%
Company Market Capitalisation	Rs 146.29 crore
Benchmark Median Market Cap	Rs 34.11 crore

Usha Financial Services Ltd. (USHAFIN-SM) is classified under sector: Finance and industry: Finance – NBFC.

Usha Financial Services Ltd. (USHAFIN-SM) has a P/E ratio of 6.51x, which is below the benchmark median of 17.83x, a difference of -63.49%. P/E is a valuation multiple and is not, by itself, a buy or sell signal.

Usha Financial Services Ltd. (USHAFIN-SM) has a ROE of 8.69%, which is above the benchmark median of 1.8%, a difference of +382.78%. Usha Financial Services Ltd. (USHAFIN-SM) has a ROCE of 11%, which is above the benchmark median of 3.53%, a difference of +211.61%.

Track today's top gainers through the Univest top gainers screener. The peer table below provides the company-level comparison.

Operating within the Finance sector, specifically in the Finance – NBFC industry, Usha Financial Services Ltd. competes with a wide range of companies. The sector benchmark includes 247 companies, with a median P/E of 17.83 and an average of 67.53, highlighting the diversity in valuations. Usha Financial Services Ltd.'s P/E of 6.51 is significantly below the median, suggesting a potential undervaluation. The company's P/B ratio of 0.65 also falls below the sector median of 0.87. In terms of profitability, Usha Financial Services Ltd.'s ROE of 8.69% and ROCE of 11% are well above the sector medians of 1.8% and 3.53%, respectively, indicating robust financial performance. These metrics position the company favorably within its industry, contributing to its attractiveness to investors.

Peer Comparison

Company	Symbol	Market Cap (Cr)	P/E	P/B	ROE (%)	ROCE (%)
Swastik Safe Deposit & Investments Ltd.	EENTER	58,77,600	3.4	0	0.03	0.04
Arco Leasing Ltd.	ZARCOLEA	9,00,262.5	0	-0.09	0	0
Mufin Green Finance Ltd.	MUFIN	2,459.19	91.47	4.5	24.6	26.61
Spandana Sphoorty Financial Ltd.	SPANDANA	2,367.12	0	1.1	2.44	8.52
Arman Financial Services Ltd.	ARMANFIN	2,028.24	35.5	2.15	5.93	10.31

Usha Financial Services Ltd. (USHAFIN-SM) has a P/E ratio of 6.51x compared with the displayed peer median of 3.4x. This is a relative valuation comparison, not a buy or sell signal. Its ROE of 8.69% compares with a peer median of 2.44% across the companies shown in the table. ROCE stood at 11% versus the displayed peer median of 8.52%, providing a capital-efficiency comparison. Usha Financial Services Ltd. (USHAFIN-SM) has a market capitalisation of Rs 146.29 crore. Among the 5 peers shown, 5 have a larger market capitalisation.

In comparison to its peers, Usha Financial Services Ltd. stands out with its low P/E ratio of 6.51, compared to Mufin Green Finance Ltd.'s 91.47 and Arman Financial Services Ltd.'s 35.5. The company's ROE of 8.69% is higher than several peers, including Summit Securities Ltd. at 1.08% and Ugro Capital Ltd. at 1.53%. Its ROCE of 11% also surpasses peers like PTC India Financial Services Ltd. at 7.46% and Spandana Sphoorty Financial Ltd. at 8.52%. These comparisons highlight Usha Financial Services Ltd.'s competitive edge in terms of valuation and profitability within the Finance – NBFC industry.

Why Investors Are Watching Usha Financial Services Ltd.

Investors are closely monitoring Usha Financial Services Ltd. due to its recent price action and strong fundamental indicators.

• Price Action: The stock rose 8.47% today, indicating significant market interest.
• Valuation: A low P/E ratio of 6.51 suggests potential undervaluation.
• Profitability: ROE of 8.69% and ROCE of 11% demonstrate efficient capital use.
• Sector Position: Strong performance relative to sector benchmarks.

Investors should continue to monitor Usha Financial Services Ltd.'s financial performance and market trends to assess future opportunities.

About Usha Financial Services Ltd.

Usha Financial Services Ltd. operates in the Finance sector, specifically within the Finance – NBFC industry. The company provides a range of financial services, focusing on non-banking financial activities. It generates revenue through various financial products and services, catering to a diverse clientele. Usha Financial Services Ltd. is positioned in a competitive industry, with a focus on delivering value through efficient financial management and strategic growth initiatives. Its market presence and financial metrics reflect its commitment to maintaining a strong position within the industry.

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Use Usha Financial Services Ltd. (USHAFIN-SM) live share-price page, Univest top gainers screener, Univest market blogs to review live stock data, top gainers lists and related market analysis.

Investors can track Usha Financial Services Ltd. Share Price on Univest to access live updates, technical indicators, fundamental ratios, and market insights. Univest provides comprehensive data, including shareholding patterns, 52-week levels, and sector performance, enabling informed investment decisions.

Frequently Asked Questions

What is the current share price of Usha Financial Services Ltd.?

Ans. The current share price of Usha Financial Services Ltd. is Rs 36.5, reflecting an 8.47% increase from the previous close of Rs 33.65. The stock moved 8.47% during the session.

How much did Usha Financial Services Ltd. share price rise today?

Ans. Usha Financial Services Ltd. share price rose by 8.47% today, closing at Rs 36.5, up from the previous close of Rs 33.65. The stock moved 8.47% during the session. The intraday range extended from Rs 35.1 to Rs 37.

What is the market capitalisation of Usha Financial Services Ltd.?

Ans. The market capitalisation of Usha Financial Services Ltd. is Rs 146.29 crore, categorising it as a Micro Cap company. The company operates in the Finance sector. Its P/E ratio is 6.51x.

What is the P/E ratio of Usha Financial Services Ltd.?

Ans. Usha Financial Services Ltd. has a P/E ratio of 6.51, which is below the industry median of 17.83, indicating potential undervaluation. The company trades at a P/E ratio of 6.51x.

How does Usha Financial Services Ltd.'s ROE compare to the industry?

Ans. Usha Financial Services Ltd.'s ROE is 8.69%, significantly higher than the industry median of 1.8%, showcasing strong profitability. ROE stands at 8.69%. ROCE stands at 11%. The relevant peer median ROE is 1.8%.

What is the ROCE of Usha Financial Services Ltd.?

Ans. The ROCE of Usha Financial Services Ltd. is 11%, which is above the industry median of 3.53%, indicating efficient capital use. ROE stands at 8.69%. ROCE stands at 11%. The relevant peer median ROE is 1.8%.

What sector does Usha Financial Services Ltd. operate in?

Ans. Usha Financial Services Ltd. operates in the Finance sector, specifically within the Finance – NBFC industry. The stock belongs to the Finance sector. Its industry classification is Finance – NBFC.

How does Usha Financial Services Ltd.'s P/B ratio compare to the industry?

Ans. Usha Financial Services Ltd.'s P/B ratio is 0.65, below the industry median of 0.87, suggesting a potentially undervalued position. The company trades at a P/E ratio of 6.51x. Its P/B ratio is 0.65x.

Who are some of Usha Financial Services Ltd.'s peers?

Ans. Peers of Usha Financial Services Ltd. include Mufin Green Finance Ltd., Arman Financial Services Ltd., and PTC India Financial Services Ltd., among others. Comparable listed companies include Swastik Safe Deposit & Investments Ltd., Arco Leasing Ltd., Mufin Green Finance Ltd.