Three Year Stocks to Buy in November 2026: 5 Names on the Watchlist

The three year stocks to buy in November 2026 start with five listed names: Eicher Motors, Bajaj Finance, Apollo Hospitals Enterprise, Uno Minda and Navin Fluorine International. Three year stocks are shares investors consider for a holding period of about three years, usually backed by profit that has grown across several years.

This article ranks none of them as a sure thing. It lays out the numbers each company has reported, how the shares are priced today and what an investor should check before adding any of these three year stocks to buy to a portfolio. All prices are NSE closing prices of 4 November 2026, and financials come from company filings.

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Which Are the Best Three Year Stocks to Buy in November 2026?

The best three year stocks to buy in November 2026 for a watchlist are Eicher Motors, Bajaj Finance, Apollo Hospitals Enterprise, Uno Minda and Navin Fluorine International. They were picked because each has complete reported financials, profit in the latest quarter and an NSE listing. The table puts their market data side by side.

Company	CMP (Rs)	Market Cap	P/E	ROE	Dividend Yield
Eicher Motors	7,420	Rs 2,00,126 crore	34.67	21.97%	1.12%
Bajaj Finance	994.00	Rs 5,71,076 crore	25.88	17.61%	0.65%
Apollo Hospitals Enterprise	8,600	Rs 1,17,875 crore	54.27	20.48%	0.24%
Uno Minda	1,197	Rs 63,290 crore	49.04	17.53%	0.24%
Navin Fluorine International	8,777	Rs 43,617 crore	55.23	16.69%	0.10%

On valuation, Apollo Hospitals Enterprise trades below the industry P/E; Eicher Motors, Bajaj Finance, Uno Minda and Navin Fluorine International carry a premium. Valuation is the first filter for any three year stocks to buy list, and it is covered again in the risk section.

Why These Three Year Stocks to Buy Are in Focus

In this list, net profit rose in each of the last three financial years, from FY24 to FY26, and return on equity is above 16% for every company. The list covers the maker of Royal Enfield motorcycles, a large non-banking finance company, a large private hospital chain, a fluorine speciality chemicals company and an auto components supplier. Investors comparing the best three year stocks in India usually check whether growth can continue and how the valuation compares with it.

Eicher Motors: The Premium Motorcycle Name Among Three Year Stocks to Buy

Eicher Motors is the owner of Royal Enfield motorcycles and a commercial-vehicle joint venture with Volvo. Its market capitalisation is Rs 2,00,126 crore, the share price is Rs 7,420 and the P/E of 34.67 compares with an industry P/E of 23.63.

Over FY26, net profit rose 16.5% to Rs 5,515 crore on revenue of Rs 24,894 crore, which was up 23.4%. The latest quarter, the June 2026 quarter, brought revenue of Rs 7,099 crore, up 29.4% year on year, and net profit of Rs 1,463 crore, up 21.3%.

Return on equity is 21.97%, debt-to-equity is 0.02, and the dividend yield is 1.12%. Promoters hold 49.02%, foreign institutions 24.02% and domestic institutions 17.60% as of September 2026. Domestic institutional holding has risen from 14.72% to 17.60% over the last year.

Bajaj Finance: The NBFC Leader Among Three Year Stocks to Buy

Bajaj Finance is India's largest non-banking finance company by market value, lending across consumer, SME and mortgage segments. The stock trades at Rs 994.00 with a market capitalisation of Rs 5,71,076 crore and a P/E of 25.88, against an industry P/E of 16.13.

FY26 revenue rose 19.1% to Rs 81,990 crore and net profit rose 15.2% to Rs 19,332 crore. In the September 2026 quarter, revenue grew 22.9% year on year to Rs 24,576 crore, while net profit grew 28.7% to Rs 6,367 crore.

Return on equity is 17.61%, and the dividend yield is 0.65%. Promoters hold 54.67%, foreign institutions 19.79% and domestic institutions 17.05% as of September 2026. Domestic institutional holding has risen from 14.47% to 17.05% over the last year.

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Apollo Hospitals Enterprise: The Hospital Chain Leader Among Three Year Stocks to Buy

Apollo Hospitals Enterprise is India's largest private hospital chain, which also runs a large pharmacy network and a digital health arm. At Rs 8,600, the stock has a market capitalisation of Rs 1,17,875 crore and trades at 54.27 times earnings, while the industry P/E is 61.50.

Reported numbers show FY26 revenue of Rs 25,420 crore, up 15.6% year on year, with net profit at Rs 2,003 crore, up 33.1%. The June 2026 quarter added revenue of Rs 7,092 crore (up 20.6%) and net profit of Rs 610 crore (up 38.4%).

Return on equity is 20.48%, debt-to-equity is 0.90, and the dividend yield is 0.24%. Promoters hold 28.02%, foreign institutions 43.18% and domestic institutions 22.07% as of September 2026. A point to keep in view: debt is higher than most names on this list.

Uno Minda: The Component Supplier Among Three Year Stocks to Buy

Uno Minda is a component supplier with electronics and EV-related products. Its market capitalisation is Rs 63,290 crore, the share price is Rs 1,197 and the P/E of 49.04 compares with an industry P/E of 36.13.

Over FY26, net profit rose 25.8% to Rs 1,284 crore on revenue of Rs 19,692 crore, which was up 17.2%. The latest quarter, the June 2026 quarter, brought revenue of Rs 5,563 crore, up 23.6% year on year, and net profit of Rs 316 crore, up 2.1%.

Return on equity is 17.53%, debt-to-equity is 0.40, and the dividend yield is 0.24%. Promoters hold 68.36%, foreign institutions 8.78% and domestic institutions 17.11% as of September 2026. Domestic institutional holding has risen from 15.80% to 17.11% over the last year.

Navin Fluorine International: The Fluorine Specialist Among Three Year Stocks to Buy

Navin Fluorine International is a fluorine speciality chemicals, refrigerant gas and contract research and manufacturing company. The stock trades at Rs 8,777 with a market capitalisation of Rs 43,617 crore and a P/E of 55.23, against an industry P/E of 33.45.

FY26 revenue rose 41.2% to Rs 3,379 crore and net profit rose 129.9% to Rs 664 crore. In the June 2026 quarter, revenue grew 46.1% year on year to Rs 1,080 crore, while net profit grew 107.7% to Rs 243 crore.

Return on equity is 16.69%, debt-to-equity is 0.32, and the dividend yield is 0.10%. Promoters hold 27.08%, foreign institutions 23.38% and domestic institutions 28.70% as of September 2026. Foreign institutional holding has risen from 22.15% to 23.38% over the last year.

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Growth Snapshot: Latest Full Year and Latest Quarter

The table compares year-on-year growth in revenue and net profit for all five three year stocks, using filed results.

Company	Full-Year Revenue Growth	Full-Year Profit Growth	Latest Quarter	Quarter Revenue Growth	Quarter Profit Growth
Eicher Motors	23.4%	16.5%	Jun 2026	29.4%	21.3%
Bajaj Finance	19.1%	15.2%	Sep 2026	22.9%	28.7%
Apollo Hospitals Enterprise	15.6%	33.1%	Jun 2026	20.6%	38.4%
Uno Minda	17.2%	25.8%	Jun 2026	23.6%	2.1%
Navin Fluorine International	41.2%	129.9%	Jun 2026	46.1%	107.7%

Factors That Move Three Year Stocks to Buy

Four factors tend to drive three year stocks, and each one is worth checking before a purchase.

• Multi-year profit: Three rising years show a pattern.
• Return on equity: Steady returns support long-term growth.
• Reinvestment: Growth needs capital and room to expand.
• Valuation: Long records are often priced in.

Risks to Keep in Mind Before Buying Three Year Stocks

The first risk is valuation, because a record of rising profit is usually visible in the share price. The second is that three years is a short window, so older records and the next few results also matter. Lenders and hospitals carry different balance sheets and need separate checks.

On the numbers, Navin Fluorine International trades at the highest P/E on this list at 55.23, so its earnings need to keep growing to support the price. Three Year stocks to buy can still fall when markets turn weak, and a staggered entry has historically suited investors better than a lump-sum purchase.

How to Choose Three Year Stocks to Buy

• Check growth each year: Profit should keep rising.
• Study debt: Judge lenders separately.
• Compare valuations: Look at P/E against the industry.
• Plan the horizon: Review after each annual result.

How to Invest in Three Year Stocks

1. Shortlist two or three companies from this list that match your risk appetite.
2. Open the Univest Screener and compare P/E, ROE and debt for each stock.
3. Check the latest quarterly results and shareholding pattern on NSE or BSE.
4. Decide an amount you can hold for three to five years and split it into two or three purchases.
5. Review the holding after every quarterly result instead of reacting to daily price moves.

Conclusion

Bajaj Finance offers the lowest P/E on this list at 25.88, Eicher Motors has the highest return on equity at 21.97%, and Navin Fluorine International posted the fastest net profit growth in its latest full year at 129.9%. Among the best three year stocks in India, these five give investors a spread of size, valuation and growth, so the right pick depends on risk appetite and holding period. Spread the entry, keep position sizes sensible and consult a SEBI-registered advisor before investing in any of these three year stocks to buy.

Frequently Asked Questions on Three Year Stocks to Buy

Which are the best three year stocks to buy in November 2026?

Ans. The five three year stocks on the November 2026 watchlist are Eicher Motors, Bajaj Finance, Apollo Hospitals Enterprise, Uno Minda and Navin Fluorine International. Bajaj Finance has the lowest P/E at 25.88, Eicher Motors has the highest ROE at 21.97%, and Navin Fluorine International grew net profit 129.9% in its latest full year. This is educational content, not investment advice, so please consult a SEBI-registered advisor.

Is Bajaj Finance a good stock to buy from this Three Year list?

Ans. Bajaj Finance is the largest company on this list with a market capitalisation of Rs 5,71,076 crore and a P/E of 25.88 against an industry P/E of 16.13. Its FY26 revenue rose 19.1% and net profit rose 15.2%, with return on equity at 17.61%. Whether it suits you depends on your risk appetite and holding period, so please consult a SEBI-registered advisor before investing.

Are these three year stocks expensive right now?

Ans. Valuations vary across the group. Eicher Motors trades at a P/E of 34.67, Bajaj Finance trades at a P/E of 25.88, Apollo Hospitals Enterprise trades at a P/E of 54.27, Uno Minda trades at a P/E of 49.04, Navin Fluorine International trades at a P/E of 55.23, against industry multiples ranging from 16.13 to 61.50. Higher multiples reflect faster growth but also leave less room for earnings misses, so entry price deserves attention.

Which of these three year stocks pay a dividend?

Ans. Dividend yields on this list are Eicher Motors 1.12%, Bajaj Finance 0.65%, Apollo Hospitals Enterprise 0.24%, Uno Minda 0.24%, Navin Fluorine International 0.10%. Yields are modest across the group, so most investors look at these stocks for growth in earnings rather than for income, and payouts can change with company profits.

Which stock on this list has the highest return on equity?

Ans. Eicher Motors has the highest ROE on this list at 21.97%, followed by Apollo Hospitals Enterprise at 20.48% and Bajaj Finance at 17.61%. A higher ROE shows a company earns more profit on shareholder capital, but it should be read alongside valuation and debt.

What are the risks of investing in three year stocks?

Ans. The main risks are premium valuations, a short three-year record window and differing balance sheet needs. On this list, Navin Fluorine International trades at the highest P/E of 55.23, which leaves less room for earnings disappointments. Staggered buying and a long holding period can help manage these risks.

How can I invest in three year stocks in India?

Ans. You can buy these stocks directly on NSE or BSE through a demat account, and compare them first on the Univest Screener using P/E, ROE and debt. Many investors split the amount across two or three purchases and review the holding after each quarterly result. Sector-themed mutual funds and ETFs are another route for investors who prefer diversification.