Tamilnad Mercantile Bank Q2 Results FY27: PAT Jumps 42.09% to Rs 451.14 Cr, Revenue Rs 2,052.40 Cr

Tamilnad Mercantile Bank Ltd (TMB) Q2 Results FY27 announced on 26 October 2026, covering the company's financial performance for the July to September quarter. The bank posted Standalone revenue of Rs 2,052.40 Cr and net profit (PAT) of Rs 451.14 Cr. The results date of 26 October 2026 anchors these standalone results on NSE and BSE, and Tamilnad Mercantile Bank Q2 Results FY27 are compared with the same quarter last year throughout.

This results analysis of Tamilnad Mercantile Bank Q2 Results covers the financial highlights, the business factors disclosed for the quarter, the FY27 outlook and the points investors can watch next. The Financial Highlights table follows immediately, and Univest Screener users can place the same numbers beside other lenders.

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Tamilnad Mercantile Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 2052.4 Cr	Rs 1621.46 Cr	+26.58% YoY
Net Profit (PAT)	Rs 451.14 Cr	Rs 317.51 Cr	+42.09% YoY

Source: company filing for Tamilnad Mercantile Bank Q2 Results FY27, 26 October 2026. Figures in Rs Crore, Standalone basis.

Key Takeaways from Tamilnad Mercantile Bank Q2 Results: What Stands Out

• Revenue of Rs 2,052.40 Cr rose 26.58% YoY from Rs 1,621.46 Cr, and has risen in each of the last 4 quarters.
• Net profit of Rs 451.14 Cr climbed 42.09% YoY from Rs 317.51 Cr, outpacing the revenue growth rate.
• Net profit margin of 22.0% compares with 19.6% in the comparison quarter, a gain shown in Tamilnad Mercantile Bank Q2 Results FY27.
• Return on equity of 13.99% in FY26 sits below 15%, the one risk marker attached to these quarterly results.
• The next section sets these YoY growth figures out in full, starting with how revenue and net profit moved together.

Tamilnad Mercantile Bank Q2 Results FY27: Performance Analysis

Tamilnad Mercantile Bank Q2 Results FY27 show Standalone revenue of Rs 2,052.40 Cr against Rs 1,621.46 Cr a year earlier, a YoY growth of 26.58%. Net profit rose 42.09% to Rs 451.14 Cr from Rs 317.51 Cr, so profit grew at a faster pace than revenue.

Revenue has risen in each of the last 4 quarters, which places the 26.58% YoY growth inside a run of consecutive increases. Net profit margin moved to 22.0% from 19.6%, which fits that pattern. The supplied data confirms the movement but does not establish the specific cause, so Tamilnad Mercantile Bank Q2 Results FY27 are best read through the disclosed business factors.

Investors comparing quarterly results will want to know whether the revenue run continues and whether the margin gain holds in the next declaration. The Tamilnad Mercantile Bank Q2 Results provide the reference point, and this results analysis now moves to the disclosed business factors.

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Key Business Factors This Quarter

Revenue Growth – The results analysis begins with revenue, which grew 26.58% YoY to Rs 2,052.40 Cr in the latest quarter and has risen in each of the last 4 quarters, a pattern visible in Tamilnad Mercantile Bank Q2 Results FY27.

Net Profit Growth – Net profit rose 42.09% YoY to Rs 451.14 Cr from Rs 317.51 Cr within the Standalone accounts. These quarterly results show profit growing faster than revenue over the same comparison.

Net Profit Margin – Net profit margin improved to 22.0% from 19.6% in the comparison quarter. The margin gain accompanies the net profit rise and is the third disclosed factor in this Standalone set of figures.

FY27 Outlook After Tamilnad Mercantile Bank Q2 Results

FY27 full-year results will depend on the quarters that follow. Tamilnad Mercantile Bank Q2 Results FY27 supply a reference point of Rs 2,052.40 Cr in revenue and Rs 451.14 Cr in net profit, and later declarations will show whether the run of rising revenue extends beyond the last 4 quarters.

The results analysis for FY27 also depends on returns. Return on equity was 13.99% in FY26, below 15%, while net profit margin reached 22.0% this quarter. Future net profit figures will show whether the margin and the return ratio move closer together, which leads into the risks.

Key Risks to Watch After Tamilnad Mercantile Bank Q2 Results FY27

Return on Equity Below 15%

Return on equity of 13.99% in FY26 is below 15%. Even with net profit up 42.09% YoY in Tamilnad Mercantile Bank Q2 Results FY27, the full-year return ratio is a marker investors can follow in later filings.

Profit Growth Outpacing Revenue

Net profit grew 42.09% YoY against revenue growth of 26.58%. A gap of this kind is worth tracking, since later quarters will show whether profit and revenue keep that relationship or move closer.

Consistency of the Revenue Run

Revenue has risen in each of the last 4 quarters. A fifth consecutive rise would extend the pattern, while a pause would change how the run is read, so the next declaration deserves attention.

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Conclusion

Tamilnad Mercantile Bank Q2 Results FY27 show Standalone revenue of Rs 2,052.40 Cr, up 26.58% YoY, and net profit of Rs 451.14 Cr, up 42.09% YoY. These quarterly results leave return on equity of 13.99% in FY26 as the marker to follow. Readers tracking Tamilnad Mercantile Bank Q2 Results on the Univest app should consult a SEBI-registered advisor before acting on these standalone results.

Frequently Asked Questions on Tamilnad Mercantile Bank Q2 Results FY27

What are Tamilnad Mercantile Bank Q2 Results FY27?

Ans. Tamilnad Mercantile Bank Q2 Results FY27 cover the July to September 2026 quarter on a Standalone basis, with revenue of Rs 2,052.40 Cr and net profit of Rs 451.14 Cr, as the Quick Answer summarises.

What is the results date for Tamilnad Mercantile Bank Q2 Results FY27?

Ans. Tamilnad Mercantile Bank declared its quarterly results on 26 October 2026 for the July to September 2026 quarter, so the results date frames the comparisons made in the opening section of this article.

What revenue was reported in Tamilnad Mercantile Bank Q2 Results FY27?

Ans. Tamilnad Mercantile Bank reported Standalone revenue of Rs 2,052.40 Cr in Q2 FY27, compared with Rs 1,621.46 Cr a year earlier, which the Financial Highlights table sets out alongside the other figures.

What net profit was reported in Tamilnad Mercantile Bank Q2 Results FY27?

Ans. Tamilnad Mercantile Bank Q2 Results FY27 show net profit of Rs 451.14 Cr against Rs 317.51 Cr in the year-ago quarter, which means the Performance Analysis section can compare profit growth with revenue growth directly.

How much YoY growth did revenue show in Tamilnad Mercantile Bank Q2 Results FY27?

Ans. Revenue showed YoY growth of 26.58% in Tamilnad Mercantile Bank Q2 Results FY27, rising from Rs 1,621.46 Cr to Rs 2,052.40 Cr, while the Performance Analysis section notes increases in each of the last 4 quarters.

Did net profit rise or fall in Tamilnad Mercantile Bank Q2 Results?

Ans. Net profit rose in Tamilnad Mercantile Bank Q2 Results, up 42.09% YoY to Rs 451.14 Cr, compared with revenue growth of 26.58%, so the Performance Analysis section reads the two rates together.

What was the net profit margin in Tamilnad Mercantile Bank Q2 Results FY27?

Ans. The net profit margin was 22.0% in Tamilnad Mercantile Bank Q2 Results FY27 compared with 19.6% in the comparison quarter, a gain covered under Key Business Factors alongside the net profit rise.

Are Tamilnad Mercantile Bank Q2 Results consolidated results or standalone results?

Ans. Tamilnad Mercantile Bank Q2 Results are reported on a Standalone basis, so the standalone results figures of Rs 2,052.40 Cr revenue and Rs 451.14 Cr net profit apply, as stated in the opening paragraphs.

What business factors shaped Tamilnad Mercantile Bank Q2 Results FY27?

Ans. Disclosed factors are revenue growth of 26.58% YoY, net profit growth of 42.09%, a net profit margin of 22.0% against 19.6%, and revenue rising in each of the last 4 quarters, as Key Business Factors explains.

What are the key risks after Tamilnad Mercantile Bank Q2 Results FY27?

Ans. The risk marker is return on equity of 13.99% in FY26, which is below 15%, and the Key Risks section adds two watch points on profit versus revenue growth and the consistency of the revenue run.

What is the outlook after Tamilnad Mercantile Bank Q2 Results?

Ans. FY27 full-year results will depend on the quarters ahead, with Rs 2,052.40 Cr revenue and Rs 451.14 Cr net profit as the reference point, as the FY27 Outlook section of this article explains.

Where can I find the complete Tamilnad Mercantile Bank Q2 Results FY27 data?

Ans. The complete figures sit in the Financial Highlights table and on the Univest Screener, where Tamilnad Mercantile Bank Q2 Results FY27 can be set against the same quarter last year, as the Conclusion notes.