SRG Housing Finance Ltd. (SRGHFL) Share Price Declines by 8.8%

SRG Housing Finance Ltd. Share Price fell 8.8% to Rs 285.45, with a market cap of Rs 491.65 Cr.

SRG Housing Finance Ltd. Share Price experienced a significant decline today, falling by 8.8% to close at Rs 285.45. This drop in price places the company's market capitalisation at Rs 491.65 crore. Despite the absence of a specific catalyst in the supplied data, the price action itself is a point of interest for investors and analysts alike. Univest continues to monitor such developments closely, providing insights into the factors influencing share prices and market trends.

SRG Housing Finance Ltd. (SRGHFL) Share Price Today: Price Action Analysis

Metric	Value
Current Price	Rs 285.45
Previous Close	Rs 313
Today's Change	Rs -27.55 (-8.8%)
Day Open	Rs 295.85
Day High	Rs 323.6
Day Low	Rs 285.45
Current Volume (BSE)	2,140
BSE Traded Volume	2,140
NSE Traded Volume	32,718
Combined NSE + BSE Volume	34,858
Turnover	Rs 0.06 crore
Market Capitalisation	Rs 491.65 crore
Market Cap Category	Micro Cap

SRG Housing Finance Ltd. (SRGHFL) traded at Rs 285.45. versus the previous close of Rs 313, a fall of 8.8%. The stock opened at Rs 295.85, reached Rs 323.6, touched Rs 285.45. Reported volume was 2,140.

SRG Housing Finance Ltd. (SRGHFL) Fundamental Analysis

Metric	Value
Market Capitalisation	Rs 491.65 crore
P/E Ratio	15.13x
P/B Ratio	1.66x
ROE	22.36%
ROCE	15.61%
EPS	Rs 20.69
Dividend Yield	0%

SRG Housing Finance Ltd. was valued at a P/E ratio of 15.13x, a P/B ratio of 1.66x. These multiples provide valuation context, but they should not be labelled expensive or inexpensive without a comparable peer or sector benchmark.

Profitability and capital efficiency were represented by ROE of 22.36% and ROCE of 15.61%. ROE relates profit to shareholder equity, while ROCE measures returns generated on the capital employed in the business.

Per-share and shareholder-return metrics included EPS of Rs 20.69, dividend yield of 0%. Dividend yield is a current or historical ratio and does not guarantee future distributions.

SRG Housing Finance Ltd. has a market capitalisation of Rs 491.65 crore, placing it in the Micro Cap category. The company's P/E ratio is 15.13, which is higher than the industry median of 7.31 but below the average of 64.56, indicating a relatively moderate valuation. The P/B ratio stands at 1.66, which is above the industry median of 0.57, suggesting a higher valuation relative to its book value. The company's ROE of 22.36% and ROCE of 15.61% are both significantly above industry medians, highlighting strong profitability and efficient capital use. The EPS is Rs 20.69, and the company does not currently offer a dividend yield. These fundamentals provide a mixed context for investors, with strong profitability metrics but a higher valuation compared to industry peers.

Sector and Industry Context

Metric	Value
Sector	Finance
Industry	Finance – Housing
Benchmark Scope	same industry
Company P/E Ratio	15.13x
Benchmark Median P/E	7.31x
Benchmark Average P/E	64.56x
Benchmark P/E Range	3.87x to 441.85x
Company P/B Ratio	1.66x
Benchmark Median P/B	0.57x
Company ROE	22.36%
Benchmark Median ROE	4.06%
Company ROCE	15.61%
Benchmark Median ROCE	7.41%
Company Market Capitalisation	Rs 491.65 crore
Benchmark Median Market Cap	Rs 49.16 crore

SRG Housing Finance Ltd. (SRGHFL) is classified under sector: Finance and industry: Finance – Housing.

SRG Housing Finance Ltd. (SRGHFL) has a P/E ratio of 15.13x, which is above the benchmark median of 7.31x, a difference of +106.98%. P/E is a valuation multiple and is not, by itself, a buy or sell signal.

SRG Housing Finance Ltd. (SRGHFL) has a ROE of 22.36%, which is above the benchmark median of 4.06%, a difference of +450.74%. SRG Housing Finance Ltd. (SRGHFL) has a ROCE of 15.61%, which is above the benchmark median of 7.41%, a difference of +110.66%.

Track today's top decliners through the Univest top decliners screener. The peer table below provides the company-level comparison.

SRG Housing Finance Ltd. operates within the Finance sector, specifically in the Finance – Housing industry. The sector snapshot reveals that the company's P/E ratio of 15.13 is above the industry median of 7.31 but below the average of 64.56, indicating a moderate valuation. The company's P/B ratio of 1.66 is higher than the industry median of 0.57, suggesting a premium valuation. The ROE of 22.36% and ROCE of 15.61% are both significantly above the industry medians, reflecting strong profitability and efficient capital use. The Finance – Housing industry comprises 12 companies, with SRG Housing Finance Ltd. positioned as a notable player in terms of profitability. The sector's performance and the company's relative valuation will be key areas of focus for investors.

Peer Comparison

Company	Symbol	Market Cap (Cr)	P/E	P/B	ROE (%)	ROCE (%)
Repco Home Finance Ltd.	REPCOHOME	2,450.53	5.06	0.6	14.59	9.87
GIC Housing Finance Ltd.	GICHSGFIN	797.27	5.13	0.38	11.49	7.86
Reliance Home Finance Ltd.	RHFL	93.62	3.87	-1.61	3.69	8.76
My Mudra Fincorp Ltd.	MYMUDRA	87.72	7.31	1.64	10.7	14.19
Ind Bank Housing Ltd.	INDBNK	50	12.83	-0.43	0	-1.91

SRG Housing Finance Ltd. (SRGHFL) has a P/E ratio of 15.13x compared with the displayed peer median of 5.13x. This is a relative valuation comparison, not a buy or sell signal. Its ROE of 22.36% compares with a peer median of 10.7% across the companies shown in the table. ROCE stood at 15.61% versus the displayed peer median of 8.76%, providing a capital-efficiency comparison. SRG Housing Finance Ltd. (SRGHFL) has a market capitalisation of Rs 491.65 crore. Among the 5 peers shown, 2 have a larger market capitalisation.

In comparison to its peers, SRG Housing Finance Ltd. shows a mixed performance. The company's P/E ratio of 15.13 is higher than that of Repco Home Finance Ltd. (5.06) and GIC Housing Finance Ltd. (5.13), indicating a higher valuation. However, its ROE of 22.36% is superior to peers like Reliance Home Finance Ltd. (3.69%) and Ind Bank Housing Ltd. (0%), showcasing stronger profitability. The company's market cap of Rs 491.65 crore is smaller than that of GIC Housing Finance Ltd. (Rs 797.27 crore) but larger than many other peers, positioning it as a mid-sized player within the peer group. These comparisons highlight SRG Housing Finance Ltd.'s strengths in profitability but also its higher valuation relative to some peers.

Why Investors Are Watching SRG Housing Finance Ltd.

Investors are closely monitoring SRG Housing Finance Ltd. due to its recent price action and financial metrics.

• The share price fell by 8.8% today, highlighting market volatility.
• Technical indicators show strong momentum but a bearish trend.
• Fundamentals reveal strong profitability but a higher valuation.
• Sector analysis positions the company as a notable player in profitability.
• Peer comparisons show mixed valuation and profitability metrics.

Investors should continue to monitor SRG Housing Finance Ltd.'s price movements, technical indicators, and financial performance to make informed decisions.

About SRG Housing Finance Ltd.

SRG Housing Finance Ltd. is a company operating in the Finance sector, specifically within the Finance – Housing industry. The company provides housing finance solutions, catering to a diverse clientele. Its business model focuses on offering loans for residential properties, helping individuals and families achieve their homeownership goals. SRG Housing Finance Ltd. has positioned itself as a key player in the industry, leveraging its expertise to deliver tailored financial solutions. The company's strong profitability metrics, as evidenced by its ROE and ROCE, underscore its operational efficiency and ability to generate returns. As the housing finance industry continues to evolve, SRG Housing Finance Ltd. remains committed to adapting to market demands and maintaining its competitive edge.

Track SRG Housing Finance Ltd. Share Price on Univest

Use SRG Housing Finance Ltd. (SRGHFL) live share-price page, Univest top decliners screener, Univest market blogs to review live stock data, top decliners lists and related market analysis.

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Frequently Asked Questions

What caused SRG Housing Finance Ltd.'s share price to fall today?

Ans. SRG Housing Finance Ltd.'s share price fell by 8.8% today, closing at Rs 285.45. The supplied data does not specify a catalyst, but the decline highlights market volatility and investor sentiment.

How does SRG Housing Finance Ltd.'s P/E ratio compare to the industry?

Ans. SRG Housing Finance Ltd.'s P/E ratio of 15.13 is higher than the industry median of 7.31, indicating a relatively higher valuation compared to its peers. The company trades at a P/E ratio of 15.13x.

What is the current market capitalisation of SRG Housing Finance Ltd.?

Ans. The current market capitalisation of SRG Housing Finance Ltd. is Rs 491.65 crore, categorising it as a Micro Cap company in the Finance sector. The company operates in the Finance sector.

How does SRG Housing Finance Ltd.'s ROE compare to its peers?

Ans. SRG Housing Finance Ltd.'s ROE of 22.36% is significantly higher than many of its peers, showcasing its strong profitability and efficient capital use. ROE stands at 22.36%. ROCE stands at 15.61%.

How does SRG Housing Finance Ltd.'s market cap compare to its peers?

Ans. SRG Housing Finance Ltd.'s market cap of Rs 491.65 crore is smaller than GIC Housing Finance Ltd. but larger than many other peers, positioning it as a mid-sized player. The company operates in the Finance sector.

What is the sector context for SRG Housing Finance Ltd.?

Ans. SRG Housing Finance Ltd. operates in the Finance – Housing industry, with a P/E ratio above the industry median, reflecting a moderate valuation and strong profitability. The stock belongs to the Finance sector.

How does SRG Housing Finance Ltd.'s P/B ratio compare to the industry?

Ans. SRG Housing Finance Ltd.'s P/B ratio of 1.66 is higher than the industry median of 0.57, suggesting a premium valuation relative to its book value. The company trades at a P/E ratio of 15.13x.