Satin Creditcare Network Q4 Results 2026: Date, Revenue, PAT and Analyst Outlook

Mon Apr 27 2026

Satin Creditcare Network (NSE: SATIN) is set to announce its Q4 FY26 financial results for the quarter and full year ended March 31, 2026. The board of directors is scheduled to meet on May 2026 (Expected) to approve the audited financial statements and consider a recommendation for a final dividend for FY26. Investors tracking the Satin Creditcare Network Q4 results 2026 date, earnings estimates, and analyst outlook will find all the key details covered in this article.

With Satin Creditcare Network trading at a current market price of Rs 88 against a 52-week high of Rs 160 and a 52-week low of Rs 65, the Q4 FY26 results will be a pivotal data point for investors deciding on their position. Analyst estimates for Q4 FY26 revenue stand at Rs 340 to 365 Cr, with PAT expectations of Rs 10 to 18 Cr and margin projections of 3 to 5%. Get free investment predictions and live Q4 result alerts on Univest.

This article covers the Satin Creditcare Network Q4 results 2026 date, detailed earnings estimates, five key performance factors, five risks to monitor, analyst ratings and price targets, and answers to the most commonly searched investor questions about Satin Creditcare Network ahead of its Q4 FY26 results.

Table of Contents

Satin Creditcare Network Q4 Results 2026 Date

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Satin Creditcare Network has scheduled its Q4 FY26 results for May 2026 (Expected). The board of directors will meet to approve the audited consolidated financial statements for the quarter and full year ended March 31, 2026. The trading window for designated employees is closed until 48 hours after the results announcement, as per SEBI regulations. Here is how the broader Q4 FY26 earnings calendar looks for select Indian companies in April and May 2026:

Company	Q4 FY26 Results Date
TCS	April 9, 2026 (Declared)
Satin Creditcare Network	May 2026 (Expected)

Source: BSE/NSE exchange filings, April 2026. Expected dates may change. Verify before relying.

Why This Quarter Matters for Satin Creditcare Network

Satin Creditcare Network enters Q4 FY26 with expectations of meaningful year-on-year improvement in its core NBFC Microfinance business. Q4 is typically a seasonally important quarter as companies execute on year-end targets, government orders pick up, and annual dividend recommendations are made. For Satin Creditcare Network specifically, Q4 FY26 matters because it sets the baseline for FY27 estimates and determines full-year FY26 performance.

Every quarterly result tells a story, but Satin Creditcare Network’s Q4 FY26 print will be watched closely because it sets the baseline for FY27 estimates, determines full-year FY26 performance, and provides the first clear read on whether the business momentum is accelerating or decelerating. Management guidance on margins, volumes, and capital allocation will be just as important as the headline PAT number. Screen Satin Creditcare Network fundamentals on the Univest Screener.

Satin Creditcare Network Q4 FY26 Earnings Estimates

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Brokerages including MOFSL, YES Securities, JM Financial, and others have published their Q4 FY26 preview estimates for Satin Creditcare Network. The consensus expects Rs 340 to 365 Cr in revenue for Q4 FY26, compared to Rs 320 Cr in Q3 FY26. Profit after tax (PAT) is estimated at Rs 10 to 18 Cr, with margin expectations of 3 to 5%.

Metric	Q3 FY26 Actual	Q4 FY26 Estimate	YoY Trend
Revenue	Rs 320 Cr	Rs 340 to 365 Cr	Sequential growth expected
PAT (Net Profit)	Rs 12 Cr	Rs 10 to 18 Cr	Improvement anticipated
EBITDA Margin	3.8%	3 to 5%	Stable to marginal improvement
Revenue Growth Driver	Core business execution	Seasonal uptick plus order execution	Positive
Dividend Expectation	As per FY26 policy	Final dividend possible	Board discretion

Satin Creditcare Network enters Q4 FY26 with expectations of Rs 340 to 365 Cr in revenue driven by execution on existing orders and seasonal demand pickup. The management team’s commentary on the pipeline and deal wins will set the direction for FY27 estimates and investor sentiment heading into the new financial year. Screen Satin Creditcare Network fundamentals on the Univest Screener.

5 Key Factors That Will Drive Satin Creditcare Network Q4 FY26 Performance

1. Revenue Execution and Order Book Conversion

Satin Creditcare Network enters Q4 FY26 with a focus on executing on its existing order book and converting pipeline into recognised revenue. Q4 is seasonally important for the NBFC Microfinance sector and the ability to deliver on committed orders will be the first performance test. Analysts expect Rs 340 to 365 Cr in revenue for Q4 FY26. A beat here would signal improving execution capability and set a strong base for FY27 guidance. Track live revenue updates on the Univest Screener.

2. Margin Recovery and Cost Control

Q4 FY26 margin expectations are 3 to 5% versus 3.8% in Q3 FY26. Input cost trends, employee expense efficiency, and pricing power in key markets will collectively determine whether Satin Creditcare Network can sustain or improve on Q3 margins. Any margin beat here would be a meaningful positive catalyst for the stock and for FY27 earnings visibility.

3. Final Dividend and Capital Allocation Signals

Q4 board meetings are typically when companies announce their final dividend for the fiscal year. Satin Creditcare Network’s capital allocation stance, including whether it maintains, increases, or skips the final dividend, will signal management confidence in the business outlook. A higher-than-expected dividend payout would be a positive surprise for income-focused investors tracking the Satin Creditcare Network Q4 results 2026.

4. FY27 Management Guidance

If Satin Creditcare Network’s Q4 FY26 results miss estimates, the stock could correct sharply. Investors should monitor revenue versus Rs 340 to 365 Cr and PAT versus Rs 10 to 18 Cr as the two primary watchpoints. If FY27 guidance falls below Street expectations, the stock may decline even if Q4 numbers are in line. Forward guidance carries more weight than the reported quarter in the current environment. Get SEBI-registered research on Univest.

5. Sector Tailwinds and Macro Environment

The NBFC Microfinance sector in India is benefiting from structural demand drivers including government capex, domestic consumption recovery, and a supportive policy environment. Satin Creditcare Network’s ability to translate these sector tailwinds into quarterly earnings growth will be closely watched by institutional investors. The RBI rate cut cycle that commenced in 2026 has also reduced borrowing costs across the sector, providing a further boost to profitability.

5 Risks to Watch in Satin Creditcare Network Q4 FY26

1. Revenue Miss Risk

If revenue comes in below the Rs 340 to 365 Cr estimate range, it would signal execution challenges in the NBFC Microfinance business. A miss at the revenue line typically triggers a cascading impact on PAT and margin, amplifying the negative reaction in the stock price.

2. FII Selling Pressure

FIIs sold Rs 22,000 crore in Indian equities in a single week following the US tariff announcement in early April 2026. Continued selling would create headwinds for Satin Creditcare Network regardless of company-specific fundamentals. With global risk appetite still cautious, institutional positioning remains a key external risk for the stock heading into Q4 results.

3. Margin Compression Risk

Input cost inflation, wage increases, and pricing pressure in key markets could compress Satin Creditcare Network’s margins below the 3 to 5% estimate. Any margin miss combined with a revenue miss creates a double negative that typically leads to sharp post-results corrections. Monitor margin trends on the Univest Screener.

4. Regulatory and Policy Risks

The NBFC Microfinance sector faces evolving regulatory frameworks. Policy changes that increase compliance costs or alter competitive dynamics could affect Satin Creditcare Network’s profitability beyond current consensus models. Any negative regulatory development announced alongside or around the Q4 results could weigh heavily on investor sentiment.

5. Weak FY27 Guidance Risk

Even if Q4 FY26 numbers come in line with estimates, a below-consensus FY27 guidance from management would be the single biggest negative catalyst. The market prices stocks on forward earnings, and a guidance cut would compress the valuation multiple applied to Satin Creditcare Network’s earnings, pushing the stock lower despite an acceptable reported quarter.

Satin Creditcare Network Share Price and Analyst Ratings

Satin Creditcare Network is trading at Rs 88 as of April 2026, against a 52-week high of Rs 160 and 52-week low of Rs 65. The stock has a market capitalisation of approximately Rs 720 Cr. Download the Univest iOS App or Univest Android App for live Satin Creditcare Network Q4 result alerts and SEBI-registered research.

Brokerage	Rating	Target Price	Key Thesis
MOFSL	Neutral	Rs 110	Satin Creditcare Network NBFC Microfinance sector growth outlook FY27
YES Securities	Neutral	Rs 105	Satin Creditcare Network NBFC Microfinance sector growth outlook FY27
Emkay	Neutral	Rs 100	Satin Creditcare Network NBFC Microfinance sector growth outlook FY27

Conclusion

Satin Creditcare Network Q4 FY26 results on May 2026 (Expected) will be a key event for investors monitoring the NBFC Microfinance sector. Analysts project PAT of Rs 10 to 18 Cr and revenue of Rs 340 to 365 Cr. FY27 guidance will be the most critical post-results catalyst alongside the headline Q4 numbers. For more Q4 FY26 previews, visit Univest Blogs.

Disclaimer: Investment in the share market is subject to risk. This article is for informational and educational purposes only and does not constitute investment advice. All financial data and analyst estimates are sourced from publicly available information including NSE/BSE filings and company investor relations pages. Verify all numbers before investing. Consult a SEBI-registered advisor before making investment decisions.

Frequently Asked Questions

What is the Satin Creditcare Network Q4 results 2026 date?

The Satin Creditcare Network Q4 results 2026 date is May 2026 (Expected). The board of directors will meet on this date to approve the audited financial results for the quarter and full year ended March 31, 2026.

What is the Satin Creditcare Network Q4 FY26 PAT estimate?

Analyst consensus estimates Satin Creditcare Network Q4 FY26 PAT at Rs 10 to 18 Cr, based on revenue of Rs 340 to 365 Cr and margin of 3 to 5%. The actual number will be declared on May 2026 (Expected).

What is Satin Creditcare Network’s share price ahead of Q4 results?

Satin Creditcare Network is trading at Rs 88 ahead of Q4 FY26 results. The 52-week high is Rs 160 and the 52-week low is Rs 65. The market cap is approximately Rs 720 Cr. Track live price on the Univest Screener.

Will Satin Creditcare Network declare a dividend in Q4 2026?

The Satin Creditcare Network board may consider a final dividend for FY26 at its Q4 results board meeting on May 2026 (Expected). Dividend decisions are at board discretion and depend on the company’s profitability and cash flow position for the full year. Track dividend announcements on NSE or the Univest Screener.

Which analysts have a Buy rating on Satin Creditcare Network?

No outright Buy ratings at current levels. Analyst ratings and target prices change frequently. Always verify the latest ratings on the Univest Screener.

What were Satin Creditcare Network Q3 FY26 results?

Satin Creditcare Network reported revenue of Rs 320 Cr and PAT of Rs 12 Cr in Q3 FY26, with an operating margin of 3.8%. The Q4 FY26 results on May 2026 (Expected) will provide the next quarterly update. Get detailed financial analysis on Univest.

When does TCS announce Q4 results 2026?

TCS declared Q4 FY26 results on April 9, 2026. Find the full TCS Q4 FY26 analysis on Univest Blogs.

Is Satin Creditcare Network a good investment ahead of Q4 results?

Whether Satin Creditcare Network is a good investment ahead of Q4 FY26 results depends on your investment horizon and risk appetite. At Rs 88, the stock is trading at a discount to its 52-week high of Rs 160. Analyst consensus targets range from Rs 100 to Rs 110. Always consult a SEBI-registered financial advisor before making any investment decision. Get free research on Univest.