Punjab National Bank Q2 Results FY27: PAT rises 7.94% to Rs 5,532.23 Cr, Revenue Rs 38,185.41 Cr

Punjab National Bank (PNB) Q2 Results FY27 announced on 16 October 2026, covering the company's financial performance for the July to September 2026 quarter. The bank reported Revenue of Rs 38,185.41 Cr against Rs 36,683.78 Cr a year earlier, while Net Profit came in at Rs 5,532.23 Cr compared with Rs 5,125.28 Cr. Punjab National Bank Q2 Results FY27 were released on the results date in Consolidated form.

Punjab National Bank Q2 Results focus on the numbers that appeared in the quarterly results filing and the results analysis that follows. This article covers the financial highlights, business drivers, outlook and risks, with a specific look at how the Consolidated results fit the banking sector where relevant. The next section begins with the figures that matter most.

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Punjab National Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 38185.41 Cr	Rs 36683.78 Cr	+4.09% YoY
Net Profit (PAT)	Rs 5532.23 Cr	Rs 5125.28 Cr	+7.94% YoY

Source: company filing for Punjab National Bank Q2 Results FY27, 16 October 2026. Figures in Rs Crore.

Key Takeaways from Punjab National Bank Q2 Results: What Stands Out

• Revenue: Revenue rose to Rs 38,185.41 Cr from Rs 36,683.78 Cr, showing 4.09% YoY growth in the quarter.
• Net profit: Net profit increased to Rs 5,532.23 Cr from Rs 5,125.28 Cr, a 7.94% YoY growth in net profit.
• Profit line: The quarter confirms a higher profit base, with the disclosed profit measure improving alongside revenue in the same period.
• Quarterly results: Punjab National Bank Q2 Results FY27 were declared on 16 October 2026 on a Consolidated basis, which frames the comparison.
• Watch points: The next read-through is the results analysis, where investors should focus on the reported business factors and the risks section.

Punjab National Bank Q2 Results FY27: Performance Analysis

Punjab National Bank Q2 Results FY27 show a quarter in which both revenue and net profit moved higher on a YoY basis. The bank posted Rs 38,185.41 Cr in Revenue and Rs 5,532.23 Cr in Net Profit, which gives a direct view of the quarterly results without adding any interpretation beyond the reported figures. Punjab National Bank Q2 Results FY27 therefore present a clear results analysis of growth in both lines.

On the revenue side, the increase from Rs 36,683.78 Cr to Rs 38,185.41 Cr reflects 4.09% YoY growth. On the profit side, Net Profit advanced from Rs 5,125.28 Cr to Rs 5,532.23 Cr, a 7.94% YoY growth. For investors tracking Punjab National Bank Q2 Results, the key point is that the revenue and profit movement both remain visible in the quarterly results and can be compared directly with the same quarter last year.

The next part of the results analysis is what management disclosed as business factors and how those factors relate to the quarter. That is where Punjab National Bank Q2 Results FY27 move from reported figures to the disclosed operating context, and the article then turns to the business factors section.

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Key Business Factors This Quarter

Revenue growth: The disclosed factor states that revenue grew 4.1% year on year to Rs 38,185.41 Cr in the latest quarter. That is the clearest supplied driver behind the top line in Punjab National Bank Q2 Results FY27 and sits at the centre of the quarterly results narrative.

Net profit growth: The filing also states that net profit rose 7.9% year on year to Rs 5,532.23 Cr. This directly explains the profit movement in Punjab National Bank Q2 Results FY27 and gives the results analysis a second confirmed growth line.

Longer-term operating context: The supplied note says annual profitability has improved over time, with the disclosed historical measure rising from Rs 3.51 in FY22 to Rs 16.00 in FY26. The article uses that as background only, while the quarterly results remain the focus of Punjab National Bank Q2 Results.

FY27 Outlook After Punjab National Bank Q2 Results

Punjab National Bank Q2 Results FY27 give only the reported quarter, so the FY27 outlook has to be read from subsequent quarters and the disclosed sector conditions. The results analysis shows that net profit and revenue both improved in the quarter, but the full-year outcome will depend on how the rest of FY27 unfolds.

For the rest of FY27, investors should track the next quarterly results and the bank's continuing disclosed performance. Punjab National Bank Q2 Results FY27 establish the current base for revenue and net profit, and the outlook section therefore remains tied to future quarterly results rather than any unreported management guidance. The risks section then becomes the next checkpoint.

Key Risks to Watch After Punjab National Bank Q2 Results FY27

Quarterly profit movement

The supplied risk note says net profit was down 4.9% quarter on quarter from Rs 5,814.72 Cr. That makes the quarter-on-quarter comparison relevant in Punjab National Bank Q2 Results FY27, even though the year-on-year results analysis is positive.

Return on equity

The disclosure says return on equity declined to 12.93% in FY26 from 15.37% in FY25. Investors following Punjab National Bank Q2 Results FY27 can use that historical point as a risk marker when reading the quarterly results and the longer-term profitability trend.

Historical profit trend

The supplied risk note says annual profitability fell 0.5% in FY26 after growing 94.4% in FY25. For Punjab National Bank Q2 Results FY27, that history matters because it shows why the results analysis should stay anchored to disclosed figures, including YoY growth.

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Conclusion

Punjab National Bank Q2 Results FY27 showed higher revenue and net profit on a year-on-year basis, with the Consolidated results published on 16 October 2026. Punjab National Bank Q2 Results therefore give a clear quarterly results update, and the next read will come from future disclosures and the same results-basis comparison. Investors should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on Punjab National Bank Q2 Results FY27

What are Punjab National Bank Q2 Results FY27?

Ans. Punjab National Bank Q2 Results FY27 are the bank's July to September 2026 quarterly results, showing Revenue of Rs 38,185.41 Cr and Net Profit of Rs 5,532.23 Cr. The figures are presented on a Consolidated basis in the results analysis.

What is the results date for Punjab National Bank Q2 Results FY27?

Ans. Punjab National Bank Q2 Results FY27 were declared on 16 October 2026. That results date is the reference point for the quarterly results and the Consolidated filing discussed in the article.

What revenue was reported in Punjab National Bank Q2 Results FY27?

Ans. Punjab National Bank Q2 Results FY27 reported Revenue of Rs 38,185.41 Cr for the quarter. Compared with Rs 36,683.78 Cr a year earlier, the results analysis shows 4.09% YoY growth.

What net profit was reported in Punjab National Bank Q2 Results FY27?

Ans. Punjab National Bank Q2 Results FY27 reported Net Profit of Rs 5,532.23 Cr. That compared with Rs 5,125.28 Cr in the same quarter last year, which means 7.94% YoY growth in net profit.

How much YoY growth did revenue show in Punjab National Bank Q2 Results FY27?

Ans. Punjab National Bank Q2 Results FY27 showed 4.09% YoY growth in Revenue. The quarterly results section also places that rise against Rs 36,683.78 Cr in the same quarter last year.

Did net profit rise or fall in Punjab National Bank Q2 Results?

Ans. Punjab National Bank Q2 Results showed net profit rising to Rs 5,532.23 Cr from Rs 5,125.28 Cr. That change equals 7.94% YoY growth, as covered in the performance analysis.

What was the profit line in Punjab National Bank Q2 Results FY27?

Ans. Punjab National Bank Q2 Results FY27 showed the reported profit line improving alongside revenue, with net profit rising to Rs 5,532.23 Cr. The key takeaways section summarises that movement in the quarterly results.

Are Punjab National Bank Q2 Results FY27 consolidated results or standalone results?

Ans. Punjab National Bank Q2 Results FY27 are Consolidated results. The results date filing and the opening summary both use the same basis for the quarterly results.

What business factors shaped Punjab National Bank Q2 Results FY27?

Ans. Punjab National Bank Q2 Results FY27 were shaped by revenue growth of 4.1% and net profit growth of 7.9% in the supplied business factors. The business factors section also notes the disclosed longer-term profitability context.

What are the key risks after Punjab National Bank Q2 Results FY27?

Ans. Punjab National Bank Q2 Results FY27 carry risks from quarter-on-quarter profit movement, return on equity trends and historical profit volatility. Those points are laid out in the key risks section and the YoY growth discussion.

What is the outlook after Punjab National Bank Q2 Results?

Ans. Punjab National Bank Q2 Results do not provide full-year guidance, so FY27 depends on subsequent quarters and disclosed sector conditions. The outlook section connects the current quarterly results to the next reporting updates.

Where can I find the complete Punjab National Bank Q2 Results FY27 data?

Ans. Punjab National Bank Q2 Results FY27 are summarised in the article's financial highlights and performance analysis sections. The same quarterly results filing dated 16 October 2026 is the source for the Consolidated figures.