Punjab National Bank Q1 Results FY27: Uniresearch Predictions, Analyst Views and Key Watchpoints

The Punjab National Bank Q1 Results FY27 outlook is anchored on Q4 FY26 verified actuals and Uniresearch analysis applying the 16-analyst FY27 consensus to Q1 FY26 verified actuals. Uniresearch projects Revenue Rs 33,451 Cr (+2.7% YoY) and PAT Rs 2,299 Cr (+6.1% YoY). Prepared by Ankit Jaiswal.

Click Here – Get Free Investment Predictions

Punjab National Bank Q1 Results FY27 – Uniresearch Prediction

Metric	Q1 FY26 Actual	Q1 FY27 Uniresearch Prediction	YoY Change	Source
Punjab National Bank Revenue (Rs Cr)	32,572	33,451	+2.7%	Uniresearch | 16-analyst consensus applied to Q1 FY26 verified actual
PAT (Rs Cr)	2,167	2,299	+6.1%	Uniresearch | 16-analyst consensus applied to Q1 FY26 verified actual
Avg Analyst Target	Rs 119	12-month view	–	Analyst consensus (16 analysts)

Predictions apply 16-analyst FY27 consensus (Rev +2.7%, PAT +6.1%) to Q1 FY26 verified actuals. Not guaranteed outcomes.

Punjab National Bank Q4 FY26 Key Metrics – Baseline for Punjab National Bank Q1 Results FY27

Metric	Q4 FY26 Actual	YoY Change	Source
Revenue (Rs Cr)	32,798	+0.8% YoY	Consolidated quarterly financial data
PAT (Rs Cr)	5,602	+11.8% YoY	Consolidated quarterly financial data

What Analysts Are Saying About Punjab National Bank Q1 Results FY27

Across 16 analysts covering Punjab National Bank, the FY27 consensus projects revenue growth of +2.7% and profit growth of +6.1%, with an average 12-month price target of Rs 119. The Punjab National Bank prediction reflects this consensus applied to verified Q1 FY26 actuals.

Key Watchpoints for Punjab National Bank

Revenue Delivery Against Consensus

Whether Punjab National Bank delivers Revenue Rs 33,451 Cr (+2.7% consensus growth) in Q1 Results FY27 is the primary watchpoint. Q1 FY26 base was Rs 32,572 Cr.

PAT Performance in Q1 FY27

Whether Punjab National Bank achieves PAT Rs 2,299 Cr (+6.1% growth from Q1 FY26 base of Rs 2,167 Cr) is the second major metric. Q4 FY26 PAT was Rs 5,602 Cr.

Risks to the Punjab National Bank Prediction

Below-Consensus Revenue Growth

If Revenue comes in below the +2.7% consensus estimate, actual revenue would fall short of the Rs 33,451 Cr target.

PAT Pressure

The PAT prediction of Rs 2,299 Cr could face pressure from cost factors not captured in the 16-analyst consensus of +6.1%.

Conclusion: Punjab National Bank

The Punjab National Bank Uniresearch prediction of Revenue Rs 33,451 Cr and PAT Rs 2,299 Cr is derived from the 16-analyst FY27 consensus applied to verified Q1 FY26 actuals. Track live updates and analyst calls on Univest.

Track Punjab National Bank Live on the Univest Screener

Download the Univest iOS App or Univest Android App for live Q1 Results FY27 alerts.

Frequently Asked Questions on Punjab National Bank

What is Uniresearch’s PAT prediction for Punjab National Bank Q1 Results FY27?

Ans. Uniresearch projects Punjab National Bank PAT at Rs 2,299 Cr, applying 16-analyst FY27 profit growth consensus of +6.1% to Q1 FY26 verified PAT of Rs 2,167 Cr.

What is the Revenue prediction for Punjab National Bank Q1 Results FY27?

Ans. Punjab National Bank Revenue is projected at Rs 33,451 Cr, applying +2.7% FY27 revenue consensus to Q1 FY26 base of Rs 32,572 Cr.

What were Punjab National Bank Q1 Results FY27?

Ans. Q4 FY26 consolidated Revenue was Rs 32,798 Cr (+0.8% YoY) and PAT was Rs 5,602 Cr (+11.8% YoY).

How many analysts cover Punjab National Bank Q1 Results FY27?

Ans. The Punjab National Bank prediction is based on the consensus of 16 analysts with an average 12-month price target of Rs 119.

What is the FY27 growth consensus used in the Punjab National Bank Q1 Results FY27 prediction?

Ans. The FY27 consensus used is revenue growth of +2.7% and profit growth of +6.1%, based on 16 analyst calls.

What are the risks to the Punjab National Bank Q1 Results FY27?

Ans. Key risks include below-consensus revenue growth (target: +2.7%) and unexpected cost pressures impacting the +6.1% PAT consensus.

What is the Q1 FY26 base for the Punjab National Bank Q1 Results FY27?

Ans. Q1 FY26 consolidated Revenue was Rs 32,572 Cr and PAT was Rs 2,167 Cr, the base for the Punjab National Bank Uniresearch prediction.