Punjab & Sind Bank Q2 Results FY27: PAT Jumps 39.88%, Revenue Rs 3,746.52 Cr, PAT Rs 411.97 Cr

Punjab & Sind Bank (PSB) Q2 Results FY27 announced on 17 October 2026, covering the company's financial performance for the July to September 2026 quarter. Punjab & Sind Bank Q2 Results FY27 reported revenue of Rs 3,746.52 Cr against Rs 3,373.28 Cr a year earlier, while net profit stood at Rs 411.97 Cr versus Rs 294.52 Cr in the same period last year. The results date and the Consolidated results basis set the frame for the comparison.

Punjab & Sind Bank Q2 Results gives a direct results analysis of the revenue trend, the profit line and net profit, and it places the quarter in the context of the bank’s disclosed sector setup. This coverage moves from financial highlights to business drivers, outlook and risks, and then hands over to the table in Financial Highlights.

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Punjab & Sind Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 3746.52 Cr	Rs 3373.28 Cr	+11.06% YoY
Net Profit (PAT)	Rs 411.97 Cr	Rs 294.52 Cr	+39.88% YoY

Source: company filing for Punjab & Sind Bank Q2 Results FY27, 17 October 2026. Figures in Rs Crore.

Key Takeaways from Punjab & Sind Bank Q2 Results: What Stands Out

• Revenue: Rs 3,746.52 Cr, up 11.06% YoY growth from Rs 3,373.28 Cr in the comparable quarter.
• Net profit: Rs 411.97 Cr, higher by 39.88% year on year, showing stronger profit conversion in the quarter.
• Profit line: The disclosed operating/profit line improved alongside revenue, which supported the net profit outcome.
• Punjab & Sind Bank Q2 Results FY27: The quarter offers a clean read on the earnings trend, with both top line and net profit moving higher.
• What to watch: The next results analysis will focus on whether the disclosed growth pattern persists into the following quarter.

Punjab & Sind Bank Q2 Results FY27: Performance Analysis

Punjab & Sind Bank Q2 Results FY27 show a year-on-year improvement in both revenue and net profit. Revenue rose to Rs 3,746.52 Cr, while net profit climbed to Rs 411.97 Cr. The results analysis indicates that profit growth was materially faster than revenue growth in this quarterly results update.

The bank’s revenue increased 11.06% YoY growth, and net profit increased 39.88% YoY growth. Punjab & Sind Bank Q2 Results FY27 therefore present a quarter where the gap between the two lines widened in a favourable arithmetic sense, although the supplied data itself does not establish a specific cause beyond the figures disclosed.

For Punjab & Sind Bank Q2 Results, investors will look next at whether this revenue and profit pattern remains visible in later quarterly results. The results analysis also points to the disclosed profit line and net profit progression as the main comparison points, which leads directly into the business factors section.

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Key Business Factors This Quarter

Revenue growth – Revenue grew 11.1% year on year to Rs 3,746.52 Cr in the latest quarter. For this quarterly results update, that top-line increase is the first disclosed factor shaping the earnings outcome.

Net profit growth – Net profit rose 39.9% year on year to Rs 411.97 Cr. Punjab & Sind Bank Q2 Results FY27 show that profit expanded faster than revenue, which is the second disclosed business factor.

Net profit margin improvement – Net profit margin improved to 11.0% from 8.7% in the comparison quarter. This supplied change links the revenue and profit numbers in the quarterly results and closes the results analysis on the disclosed operating outcome.

FY27 Outlook After Punjab & Sind Bank Q2 Results

Punjab & Sind Bank Q2 Results FY27 provide a midpoint view of the year, but the full-year picture will depend on the remaining quarters and disclosed sector conditions. The results analysis so far shows stronger net profit than revenue growth, which gives investors a reference point for future quarterly results.

With Punjab & Sind Bank Q2 Results, the focus for FY27 now shifts to whether the bank can sustain the disclosed profit trend in subsequent periods. Net profit will remain the key line to track, along with any further information that appears in later results date disclosures and the next quarterly results update.

Key Risks to Watch After Punjab & Sind Bank Q2 Results FY27

Slower annual growth

The disclosed annual growth trend has slowed compared with earlier years, which may matter when investors compare future YoY growth against the latest quarterly results. Punjab & Sind Bank Q2 Results FY27 give one snapshot, but the longer trend remains part of the risk review.

Return on equity

The latest disclosed return on equity is 10.42%, which is below 15%. That figure does not change because of one quarter, so the results analysis should keep it in view alongside the quarterly results.

Longer-term earnings growth

The supplied history shows lower annual profit expansion over the full period from FY22 to FY26. That context matters for Punjab & Sind Bank Q2 Results FY27 because investors will compare the latest YoY growth against the longer disclosed pattern.

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Conclusion

Punjab & Sind Bank Q2 Results FY27 delivered higher revenue and net profit on a Consolidated results basis, with quarterly results showing Rs 3,746.52 Cr revenue and Rs 411.97 Cr net profit. The results analysis suggests profit grew faster than revenue, and investors should read the next disclosure in the same results basis before acting, with guidance from a SEBI-registered advisor.

Frequently Asked Questions on Punjab & Sind Bank Q2 Results FY27

What are Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 are the bank’s July to September 2026 quarterly results, showing revenue of Rs 3,746.52 Cr and net profit of Rs 411.97 Cr. The Financial Highlights table shows the YoY growth comparison.

What is the results date for Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 were announced on 17 October 2026, which is the results date for this quarterly update. The opening section and Dividend Details context, if any, both refer to that filing date.

What revenue was reported in Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 reported revenue of Rs 3,746.52 Cr for the quarter. That compares with Rs 3,373.28 Cr in the same quarter last year, as shown in the Financial Highlights table.

What net profit was reported in Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 reported net profit of Rs 411.97 Cr. Compared with Rs 294.52 Cr a year earlier, the results analysis shows a 39.88% YoY growth in net profit.

How much YoY growth did revenue show in Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 showed revenue YoY growth of 11.06%, with revenue rising to Rs 3,746.52 Cr. This is reflected in the Performance Analysis and Key Takeaways sections.

Did net profit rise or fall in Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 showed net profit rising to Rs 411.97 Cr from Rs 294.52 Cr. That means net profit increased 39.88%, and the conclusion explains the same trend in brief.

What was the Operating Profit in Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 disclosed an improved profit line, though the headline narrative here focuses on revenue and net profit. The business factors section explains the margin improvement linked to that disclosed figure.

Are Punjab & Sind Bank Q2 Results FY27 consolidated results or standalone results?

Ans. Punjab & Sind Bank Q2 Results FY27 are Consolidated results, as stated in the results summary. The Quick Answer and conclusion both use the same results basis for consistency.

What business factors shaped Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 were shaped by revenue growth, net profit growth and margin improvement. The Key Business Factors section explains how those disclosed numbers influenced the quarter’s outcome.

What are the key risks after Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 carry risks around slower long-term growth, return on equity and earnings expansion. The Key Risks to Watch section summarises these disclosed factors and their comparison points.

What is the outlook after Punjab & Sind Bank Q2 Results FY27?

Ans. Punjab & Sind Bank Q2 Results FY27 leave the FY27 outlook dependent on the remaining quarters and disclosed sector conditions. The Outlook section notes that future net profit will be the main figure to track.

Where can I find the complete Punjab & Sind Bank Q2 Results FY27 data?

Ans. Punjab & Sind Bank Q2 Results FY27 are covered in the full article with the Financial Highlights table and analysis sections. The complete results date, revenue and net profit figures are repeated there for quick reference.