PNB Housing Finance Q2 Results FY27: PAT Rises 6.01% to Rs 616.55 Cr, Revenue Rs 2,423.15 Cr

PNB Housing Finance Ltd (PNBHOUSING) Q2 Results FY27 announced on 28 October 2026, covering the company's financial performance for the July to September quarter. Revenue came in at Rs 2,423.15 Cr and PAT at Rs 616.55 Cr. The PNB Housing Finance Q2 Results FY27 figures are reported on a Consolidated basis, and the results date is the reference point for every comparison in this note. The consolidated results are also listed on NSE and BSE.

This results analysis of PNB Housing Finance Q2 Results walks through the financial highlights, the business drivers disclosed with the filing, the FY27 outlook and the risks to track. It begins with the Financial Highlights table, where revenue, Operating Profit and net profit sit against the same quarter last year.

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PNB Housing Finance Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 2423.15 Cr	Rs 2127.86 Cr	+13.88% YoY
Operating Profit	Rs 2227.25 Cr	Rs 2040.27 Cr	+9.16% YoY
Net Profit (PAT)	Rs 616.55 Cr	Rs 581.59 Cr	+6.01% YoY

Source: company filing for PNB Housing Finance Q2 Results FY27, 28 October 2026. Figures in Rs Crore, Consolidated basis.

Key Takeaways from PNB Housing Finance Q2 Results: What Stands Out

• Revenue of Rs 2,423.15 Cr was higher than the Rs 2,127.86 Cr reported in the same quarter last year, a rise of 13.88%.
• Net profit of Rs 616.55 Cr grew 6.01% from Rs 581.59 Cr, so profit moved up at a slower pace than revenue.
• Operating Profit of Rs 2,227.25 Cr compares with Rs 2,040.27 Cr a year earlier, which is YoY growth of 9.16%.
• Disclosed risks in the PNB Housing Finance Q2 Results FY27 data include a net profit margin of 25.4% against 27.3% in the comparison quarter.
• The performance analysis that follows places revenue, Operating Profit and net profit side by side.

PNB Housing Finance Q2 Results FY27: Performance Analysis

PNB Housing Finance reported Consolidated revenue of Rs 2,423.15 Cr for July to September 2026, up from Rs 2,127.86 Cr, while net profit moved from Rs 581.59 Cr to Rs 616.55 Cr. In the PNB Housing Finance Q2 Results FY27 numbers, revenue grew faster than net profit, with YoY growth of 13.88% against 6.01%.

Operating Profit rose 9.16% to Rs 2,227.25 Cr, which places it between the other two lines in YoY growth terms. Revenue added Rs 295.29 Cr over the year, the gap between Rs 2,423.15 Cr and Rs 2,127.86 Cr. This results analysis of PNB Housing Finance Q2 Results shows three lines moving in the same direction at different speeds.

Readers following the quarterly results can compare these figures with the next disclosure on the same Consolidated basis. The net profit margin of 25.4% against 27.3% is the measure that connects this section to the business factors disclosed with the filing.

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Key Business Factors This Quarter

Revenue Growth – The business factors behind the numbers begin with revenue, which grew 13.9% year on year to Rs 2,423.15 Cr in the latest quarter. In the quarterly results, this is the top line from which the other profit measures follow.

Net Profit – Net profit rose 6.0% year on year to Rs 616.55 Cr. This is the bottom line of the PNB Housing Finance Q2 Results FY27 Consolidated statement, and it moved up from Rs 581.59 Cr reported in the same quarter last year.

Operating Profit – Operating Profit reached Rs 2,227.25 Cr against Rs 2,040.27 Cr, an increase of 9.16%. The supplied figures confirm this movement but do not establish the specific cause behind it.

FY27 Outlook After PNB Housing Finance Q2 Results

The FY27 full-year picture will depend on the quarters that are still to be reported. This results analysis treats the July to September numbers as one data point, with net profit of Rs 616.55 Cr as the base for later comparison.

Within the PNB Housing Finance Q2 Results FY27 data, the revenue base of Rs 2,423.15 Cr and the Operating Profit base of Rs 2,227.25 Cr are the figures against which the next quarterly filing will be read. Those comparisons carry their own set of risks, which the next section sets out.

Key Risks to Watch After PNB Housing Finance Q2 Results FY27

Narrower Net Profit Margin

Net profit margin narrowed to 25.4% from 27.3% in the comparison quarter. After PNB Housing Finance Q2 Results FY27, this sits next to net profit YoY growth of 6.01%, which is lower than the 13.88% revenue growth.

Return on Capital Employed

Return on capital employed was modest at 9.41% in FY26. Readers comparing later periods may want to keep this annual measure in view alongside the quarterly profit figures.

High Debt Levels

Debt is high at 3.71 times total assets in FY26. This is a balance sheet measure that sits apart from the quarterly income statement, and the conclusion draws the strands of this note together.

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Conclusion

PNB Housing Finance Q2 Results FY27 show revenue of Rs 2,423.15 Cr and net profit of Rs 616.55 Cr, both higher than a year earlier. The Consolidated figures give a full view of the quarterly results for July to September 2026. Taken together, PNB Housing Finance Q2 Results offer information only, and investors should consult a SEBI-registered advisor before acting on the consolidated results.

Frequently Asked Questions on PNB Housing Finance Q2 Results FY27

What are PNB Housing Finance Q2 Results FY27?

Ans. PNB Housing Finance Q2 Results FY27 cover the July to September 2026 quarter, with Consolidated revenue of Rs 2,423.15 Cr and net profit of Rs 616.55 Cr, which means the headline figures sit in the Financial Highlights section.

What is the results date for PNB Housing Finance Q2 Results FY27?

Ans. PNB Housing Finance declared its Q2 FY27 numbers on 28 October 2026, alongside the Consolidated statement, so the Quick Answer and the opening paragraphs both anchor to that results date.

What revenue was reported in PNB Housing Finance Q2 Results FY27?

Ans. PNB Housing Finance Q2 Results FY27 show revenue of Rs 2,423.15 Cr for PNB Housing Finance, compared with Rs 2,127.86 Cr a year earlier, as the Financial Highlights table and Performance Analysis explain.

What net profit was reported in PNB Housing Finance Q2 Results FY27?

Ans. PNB Housing Finance posted net profit of Rs 616.55 Cr in the quarter, compared with Rs 581.59 Cr a year ago, which is why Key Takeaways describes profit growth as slower than revenue.

How much YoY growth did revenue show in PNB Housing Finance Q2 Results FY27?

Ans. PNB Housing Finance Q2 Results FY27 show revenue YoY growth of 13.88%, with revenue moving from Rs 2,127.86 Cr to Rs 2,423.15 Cr, as the Performance Analysis section sets out step by step.

Did net profit rise or fall in PNB Housing Finance Q2 Results?

Ans. PNB Housing Finance Q2 Results show net profit rising 6.01% to Rs 616.55 Cr from Rs 581.59 Cr, while revenue rose faster at 13.88%, a comparison covered under Key Takeaways.

What was the Operating Profit in PNB Housing Finance Q2 Results FY27?

Ans. PNB Housing Finance Q2 Results FY27 report Operating Profit of Rs 2,227.25 Cr against Rs 2,040.27 Cr a year earlier, an increase of 9.16%, which the Performance Analysis section places between revenue and net profit growth.

Are PNB Housing Finance Q2 Results consolidated results or standalone results?

Ans. PNB Housing Finance Q2 Results are Consolidated results for PNB Housing Finance, so the revenue of Rs 2,423.15 Cr and net profit of Rs 616.55 Cr cover the group, as stated in the opening paragraphs.

What business factors shaped PNB Housing Finance Q2 Results FY27?

Ans. PNB Housing Finance Q2 Results FY27 point to revenue growth of 13.9%, net profit growth of 6.0% and Operating Profit of Rs 2,227.25 Cr, while the Key Business Factors section confirms the figures without establishing a specific cause.

What are the key risks after PNB Housing Finance Q2 Results FY27?

Ans. The data lists a net profit margin of 25.4% against 27.3%, return on capital employed of 9.41% in FY26 and debt at 3.71 times total assets, all explained under Key Risks to Watch.

What is the outlook after PNB Housing Finance Q2 Results?

Ans. The FY27 full-year picture will depend on the quarters still to be reported, so the Rs 616.55 Cr net profit acts as a base, as the Outlook section describes.

Where can I find the complete PNB Housing Finance Q2 Results FY27 data?

Ans. The complete PNB Housing Finance Q2 Results FY27 figures appear in the Financial Highlights table above, which sets revenue, Operating Profit and net profit against the same quarter last year, with filings also listed on NSE and BSE.