Indian Overseas Bank Q2 Results FY27: PAT Jumps 51.92% to Rs 1,912.42 Cr, Revenue Rs 10,427.88 Cr

Indian Overseas Bank (IOB) Q2 Results FY27 announced on 26 October 2026, covering the company's financial performance for the July to September quarter. The results date brought revenue of Rs 10,427.88 Cr and net profit (PAT) of Rs 1,912.42 Cr, set against Rs 9,216.33 Cr and Rs 1,258.82 Cr in the prior-year quarter. Indian Overseas Bank Q2 Results FY27 therefore open with higher revenue and a far higher profit line than a year ago.

This Indian Overseas Bank Q2 Results analysis covers the financial highlights, business drivers, outlook and risks drawn from the declared figures. The results analysis begins with the Financial Highlights table, which places this quarter next to the same quarter last year.

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Indian Overseas Bank Q2 Results FY27: Financial Highlights

Metric	Q2 FY27 (Sep 26)	Q2 FY26 (Sep 25)	YoY Change
Revenue	Rs 10427.88 Cr	Rs 9216.33 Cr	+13.15% YoY
Net Profit (PAT)	Rs 1912.42 Cr	Rs 1258.82 Cr	+51.92% YoY

Source: company filing for Indian Overseas Bank Q2 Results FY27, 26 October 2026. Figures in Rs Crore.

Key Takeaways from Indian Overseas Bank Q2 Results: What Stands Out

• Revenue of Rs 10,427.88 Cr was 13.15% higher YoY, adding Rs 1,211.55 Cr to the Rs 9,216.33 Cr reported in the same quarter last year.
• Net profit of Rs 1,912.42 Cr was up 51.92% from Rs 1,258.82 Cr, a rise of Rs 653.60 Cr that makes this the sharper YoY growth line of the quarter.
• Net profit margin of 18.3% compares with 13.7% in the comparison quarter, so profit grew faster than revenue in Indian Overseas Bank Q2 Results FY27.
• Return on equity of 17.36% was recorded for FY26, the full-year figure that frames how the bank is read.
• Revenue was down 4.7% QoQ from Rs 10,937.80 Cr, the one softer comparison to keep in view before the performance analysis.

Indian Overseas Bank Q2 Results FY27: Performance Analysis

Indian Overseas Bank Q2 Results FY27 show a bank with higher revenue and a much larger profit. Revenue reached Rs 10,427.88 Cr, up 13.15% YoY, and net profit reached Rs 1,912.42 Cr, up 51.92% YoY. This results analysis shows profit growing roughly four times as fast as revenue.

The gap between the two lines widened during the quarter. Net profit margin moved to 18.3% from 13.7%, so each rupee of revenue carried more profit than in the same quarter last year. The figures confirm what changed but do not establish the specific cause, which the business factors section covers.

Against the preceding quarter, revenue of Rs 10,427.88 Cr was down 4.7% from Rs 10,937.80 Cr. In Indian Overseas Bank Q2 Results the YoY growth is the headline, while the sequential dip is the detail investors will track in later quarterly results. That brings the results analysis to the business factors.

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Key Business Factors This Quarter

Revenue Growth – The results analysis points first to revenue. Revenue grew 13.1% year on year to Rs 10,427.88 Cr in the latest quarter, which forms the base on which the quarter's profit was built and compares with Rs 9,216.33 Cr a year earlier.

Net Profit and Margin – Net profit rose 51.9% year on year to Rs 1,912.42 Cr, while net profit margin improved to 18.3% from 13.7% in the comparison quarter. This pairing defines Indian Overseas Bank Q2 Results FY27 at the profit line.

Return on Equity – Return on equity was 17.36% in FY26. It is a full-year benchmark that readers can hold beside the quarterly results for July to September 2026 when judging the bank's earning power.

FY27 Outlook After Indian Overseas Bank Q2 Results

The FY27 picture will be completed by the quarters that follow. Net profit of Rs 1,912.42 Cr, against Rs 1,258.82 Cr a year earlier, gives the bank a higher base, and the full-year results will depend on later disclosures and on disclosed sector conditions as they appear.

Indian Overseas Bank Q2 Results FY27 mark one more step toward that full-year view. This results analysis suggests tracking whether revenue growth of 13.15% and net profit growth of 51.92% hold in coming filings, which readers can follow on the Univest Screener. The risks below set out what could pull against those trends.

Key Risks to Watch After Indian Overseas Bank Q2 Results FY27

Sequential Revenue Dip

Revenue was down 4.7% quarter on quarter from Rs 10,937.80 Cr to Rs 10,427.88 Cr. Even with YoY growth in Indian Overseas Bank Q2 Results FY27, this sequential movement is the one comparison that points lower and deserves attention.

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Conclusion

Indian Overseas Bank Q2 Results FY27 show revenue of Rs 10,427.88 Cr and net profit of Rs 1,912.42 Cr, up 13.15% and 51.92% YoY. Readers who follow Indian Overseas Bank Q2 Results and later quarterly results can keep every filing in one place on the Univest app and Univest Screener. Investors should consult a SEBI-registered advisor before acting.

Frequently Asked Questions on Indian Overseas Bank Q2 Results FY27

What are Indian Overseas Bank Q2 Results FY27?

Ans. Indian Overseas Bank Q2 Results FY27 cover the July to September 2026 quarter, with revenue of Rs 10,427.88 Cr and net profit of Rs 1,912.42 Cr, while the Financial Highlights table sets out every figure side by side.

What is the results date for Indian Overseas Bank Q2 Results FY27?

Ans. Indian Overseas Bank declared its Q2 FY27 results on 26 October 2026, so that results date anchors every YoY comparison, as the opening paragraphs and the Quick Answer both explain.

What revenue was reported in Indian Overseas Bank Q2 Results FY27?

Ans. Indian Overseas Bank reported Q2 FY27 revenue of Rs 10,427.88 Cr against Rs 9,216.33 Cr a year earlier, which means revenue rose by Rs 1,211.55 Cr, as the Key Takeaways section shows.

What net profit was reported in Indian Overseas Bank Q2 Results FY27?

Ans. Net profit in Indian Overseas Bank Q2 FY27 was Rs 1,912.42 Cr against Rs 1,258.82 Cr a year earlier, so the bank added Rs 653.60 Cr, as the Performance Analysis section details.

How much YoY growth did revenue show in Indian Overseas Bank Q2 Results FY27?

Ans. Indian Overseas Bank Q2 Results FY27 recorded YoY growth of 13.15% in revenue, which rose to Rs 10,427.88 Cr, while net profit grew faster at 51.92%, as the Performance Analysis section explains.

Did net profit rise or fall in Indian Overseas Bank Q2 Results?

Ans. Net profit rose in Indian Overseas Bank Q2 Results, climbing 51.92% YoY to Rs 1,912.42 Cr, which means profit growth outpaced revenue growth of 13.15%, as the Key Takeaways section points out.

What was the net profit margin in Indian Overseas Bank Q2 Results FY27?

Ans. Net profit margin in Indian Overseas Bank Q2 FY27 was 18.3%, compared with 13.7% in the comparison quarter, so profit per rupee of revenue was higher, as the Key Business Factors section explains.

How did revenue move quarter on quarter in Indian Overseas Bank Q2 Results FY27?

Ans. Revenue in Indian Overseas Bank Q2 FY27 was down 4.7% from Rs 10,937.80 Cr in the preceding quarter, while YoY growth stayed positive, as the Key Risks section covers in more detail.

What business factors shaped Indian Overseas Bank Q2 Results FY27?

Ans. Revenue growth of 13.1%, net profit growth of 51.9%, a margin of 18.3% and a 17.36% return on equity for FY26 shaped Indian Overseas Bank Q2 FY27, as the Key Business Factors section details.

What are the key risks after Indian Overseas Bank Q2 Results FY27?

Ans. The risk flagged after Indian Overseas Bank Q2 FY27 is the 4.7% quarter on quarter revenue decline to Rs 10,427.88 Cr, which means sequential movement deserves tracking, as the Key Risks section explains.

What is the outlook after Indian Overseas Bank Q2 Results?

Ans. After Indian Overseas Bank Q2 Results the FY27 picture depends on the quarters that follow, so the 13.15% revenue growth and 51.92% net profit growth form the base, as the Outlook section describes.

Where can I find the complete Indian Overseas Bank Q2 Results FY27 data?

Ans. The complete Indian Overseas Bank Q2 Results FY27 figures sit in the Financial Highlights table above, while the Univest Screener lets readers follow later filings from the bank, as the Outlook section notes.