ESAF Small Finance Bank Ltd. (ESAFSFB): ESAF Small Finance Bank Share Price Rises 12.52% Today

ESAF Small Finance Bank Share Price rises 12.52% today, reaching Rs 41.06 with a market cap of Rs 1,882.95 crore.

ESAF Small Finance Bank Share Price experienced a significant rise today, closing at Rs 41.06, marking a 12.52% increase from the previous close of Rs 36.49. This notable movement places the bank's market capitalisation at Rs 1,882.95 crore, categorising it within the Small Cap segment. The price rise is noteworthy given the bank's current valuation metrics and sector positioning.

The surge in ESAF Small Finance Bank's share price today is a key event in the financial markets, drawing attention from investors and analysts alike. While the data confirms the price event, no specific company-related catalyst has been identified.

ESAF Small Finance Bank Ltd. (ESAFSFB) Share Price Today: Price Action Analysis

Metric	Value
Current Price	Rs 41.06
Previous Close	Rs 36.49
Today's Change	+Rs 4.57 (+12.52%)
Day Open	Rs 37
Day High	Rs 41.5
Day Low	Rs 35.8
Current Volume (BSE)	8,15,467
BSE Traded Volume	8,15,467
NSE Traded Volume	2,77,71,670
Combined NSE + BSE Volume	2,85,87,137
Turnover	Rs 3.35 crore
Market Capitalisation	Rs 1,882.95 crore
Market Cap Category	Small Cap

ESAF Small Finance Bank Ltd. (ESAFSFB) traded at Rs 41.06. versus the previous close of Rs 36.49, a rise of 12.52%. The stock opened at Rs 37, reached Rs 41.5, touched Rs 35.8. Reported volume was 8,15,467.

ESAF Small Finance Bank Ltd. (ESAFSFB) Fundamental Analysis

Metric	Value
Market Capitalisation	Rs 1,882.95 crore
P/E Ratio	-12.75x
P/B Ratio	1.06x
ROE	3.97%
ROCE	5.07%
EPS	Rs -3.22
Dividend Yield	0%

ESAF Small Finance Bank Ltd. was valued at a P/E ratio of -12.75x, a P/B ratio of 1.06x. These multiples provide valuation context, but they should not be labelled expensive or inexpensive without a comparable peer or sector benchmark.

Profitability and capital efficiency were represented by ROE of 3.97% and ROCE of 5.07%. ROE relates profit to shareholder equity, while ROCE measures returns generated on the capital employed in the business.

Per-share and shareholder-return metrics included EPS of Rs -3.22, dividend yield of 0%. Dividend yield is a current or historical ratio and does not guarantee future distributions.

ESAF Small Finance Bank's market capitalisation stands at Rs 1,882.95 crore, with an enterprise value reflecting its overall market position. The bank's P/E ratio is -12.75, indicating a loss-making position, which contrasts with the sector's median P/E of 9.99. The P/B ratio of 1.06 is slightly above the sector average, suggesting a fair valuation relative to its book value.

The bank's ROE and ROCE are 3.97% and 5.07%, respectively, both below the sector averages, indicating room for improvement in profitability and capital efficiency. The EPS of -3.22 reflects the bank's current earnings challenges, while the absence of a dividend yield highlights its focus on reinvestment over shareholder payouts.

Despite these challenges, the bank's fundamentals provide a context for its recent price movement, with potential for future growth as it navigates the competitive banking sector.

Sector and Industry Context

Metric	Value
Sector	Bank
Industry	Bank – Private
Benchmark Scope	same industry
Company P/E Ratio	-12.75x
Benchmark Median P/E	9.99x
Benchmark Average P/E	13.59x
Benchmark P/E Range	8.91x to 25.46x
Company P/B Ratio	1.06x
Benchmark Median P/B	0.92x
Company ROE	3.97%
Benchmark Median ROE	4.72%
Company ROCE	5.07%
Benchmark Median ROCE	6.46%
Company Market Capitalisation	Rs 1,882.95 crore
Benchmark Median Market Cap	Rs 1,530.45 crore

ESAF Small Finance Bank Ltd. (ESAFSFB) is classified under sector: Bank and industry: Bank – Private.

ESAF Small Finance Bank Ltd. (ESAFSFB) has a P/E ratio of -12.75x, which is below the benchmark median of 9.99x, a difference of -227.63%. P/E is a valuation multiple and is not, by itself, a buy or sell signal.

ESAF Small Finance Bank Ltd. (ESAFSFB) has a ROE of 3.97%, which is below the benchmark median of 4.72%, a difference of -15.89%. ESAF Small Finance Bank Ltd. (ESAFSFB) has a ROCE of 5.07%, which is below the benchmark median of 6.46%, a difference of -21.52%.

Track today's top gainers through the Univest top gainers screener. The peer table below provides the company-level comparison.

ESAF Small Finance Bank operates within the Bank – Private sector, which includes a range of small finance banks. The sector's benchmark data reveals a median P/E of 9.99 and an average P/B of 1.04, with ESAF's metrics showing a deviation from these norms. The bank's ROE and ROCE are below the sector medians, indicating potential areas for operational improvement.

The sector comprises six companies, with ESAF's market cap of Rs 1,882.95 crore sitting above the median of Rs 1,530.45 crore. This positioning within the sector highlights its relative size and potential influence in the market. As the bank continues to develop its operational strategies, its sector performance will be closely monitored by investors.

Peer Comparison

Company	Symbol	Market Cap (Cr)	P/E	P/B	ROE (%)	ROCE (%)
Utkarsh Small Finance Bank Ltd.	UTKARSHBNK	2,551.84	0	0.94	4.19	7.19
Suryoday Small Finance Bank Ltd.	SURYODAY	1,717.64	8.95	0.8	-6.04	0.05
Capital Small Finance Bank Ltd.	CAPITALSFB	1,343.27	8.91	0.9	12.95	11.72
Fino Payments Bank Ltd.	FINOPB	1,335.66	25.46	1.73	14.59	8.94
Dhanlaxmi Bank Ltd.	DHANBANK	1,273.69	11.03	0.84	5.26	5.73

ESAF Small Finance Bank Ltd. (ESAFSFB) has a P/E ratio of -12.75x compared with the displayed peer median of 8.95x. This is a relative valuation comparison, not a buy or sell signal. Its ROE of 3.97% compares with a peer median of 5.26% across the companies shown in the table. ROCE stood at 5.07% versus the displayed peer median of 7.19%, providing a capital-efficiency comparison. ESAF Small Finance Bank Ltd. (ESAFSFB) has a market capitalisation of Rs 1,882.95 crore. Among the 5 peers shown, 1 have a larger market capitalisation.

In comparison to its peers, ESAF Small Finance Bank's P/E ratio of -12.75 is notably lower, reflecting its current financial challenges. Its P/B ratio of 1.06 is competitive, aligning closely with the sector average. The bank's ROE and ROCE are lower than those of peers like Capital Small Finance Bank Ltd. and Fino Payments Bank Ltd., which boast higher profitability metrics.

ESAF's market cap is substantial compared to peers such as Dhanlaxmi Bank Ltd. and Suryoday Small Finance Bank Ltd., indicating its significant presence in the market. This peer comparison underscores the bank's current position and areas for potential growth.

Why Investors Are Watching ESAF Small Finance Bank

Investors are closely monitoring ESAF Small Finance Bank due to its recent price rise and market activity. The bank's technical indicators suggest strong momentum, while its fundamentals highlight areas for potential improvement.

• Significant 12.52% price rise today.
• Strong technical momentum with RSI at 62.7.
• Fundamentals show room for profitability improvement.
• Sector positioning highlights competitive challenges.

As ESAF Small Finance Bank navigates the competitive banking landscape, investors will be keen to see how it addresses its profitability and operational challenges.

About ESAF Small Finance Bank

ESAF Small Finance Bank Ltd. is a prominent player in the private banking sector, focusing on providing financial services to underserved and unbanked segments. The bank offers a range of products, including savings accounts, loans, and microfinance services, catering to individuals and small businesses.

With a strong emphasis on financial inclusion, ESAF Small Finance Bank aims to empower communities through accessible banking solutions. Its operations are primarily concentrated in rural and semi-urban areas, where it seeks to bridge the gap between traditional banking and the needs of its customers.

Track ESAF Small Finance Bank Share Price on Univest

Use ESAF Small Finance Bank Ltd. (ESAFSFB) live share-price page, Univest top gainers screener, Univest market blogs to review live stock data, top gainers lists and related market analysis.

Investors can track ESAF Small Finance Bank Share Price on Univest to stay updated with live market data. Univest provides comprehensive insights into technical indicators, fundamental ratios, shareholding patterns, and market trends, helping investors make informed decisions.

Frequently Asked Questions

What caused ESAF Small Finance Bank's share price to rise today?

Ans. ESAF Small Finance Bank's share price rose 12.52% today, reaching Rs 41.06. The data confirms the price event, but no specific company-related catalyst has been identified. The stock moved 12.52% during the session.

How did ESAF Small Finance Bank perform in today's trading session?

Ans. ESAF Small Finance Bank opened at Rs 37.00, reached a high of Rs 41.50, and closed at Rs 41.06. The total turnover was Rs 3.35 crore with a volume of 28,587,137 shares.

What is ESAF Small Finance Bank's current market capitalisation?

Ans. ESAF Small Finance Bank's current market capitalisation is Rs 1,882.95 crore, placing it in the Small Cap category within the banking sector. The company operates in the Bank sector. Its P/E ratio is -12.75x.

How does ESAF Small Finance Bank's P/E ratio compare to its sector?

Ans. ESAF Small Finance Bank's P/E ratio is -12.75, which is below the sector median of 9.99, reflecting its current loss-making position. The company trades at a P/E ratio of -12.75x.

What is ESAF Small Finance Bank's ROE and ROCE?

Ans. ESAF Small Finance Bank's ROE is 3.97% and ROCE is 5.07%, both below the sector averages, indicating potential for profitability improvement. ROE stands at 3.97%. ROCE stands at 5.07%. The relevant peer median ROE is 4.72%.

Who are ESAF Small Finance Bank's key peers?

Ans. Key peers of ESAF Small Finance Bank include Utkarsh Small Finance Bank Ltd., Suryoday Small Finance Bank Ltd., and Capital Small Finance Bank Ltd., among others. Comparable listed companies include Utkarsh Small Finance Bank Ltd., Suryoday Small Finance Bank Ltd..

How does ESAF Small Finance Bank's P/B ratio compare to its peers?

Ans. ESAF Small Finance Bank's P/B ratio of 1.06 is slightly above the sector average, indicating a fair valuation relative to its book value. The company trades at a P/E ratio of -12.75x.