Is Baid Finserv the Best Stock in Its Sector? A Look at the Numbers

Baid Finserv CMP Rs 11 (23 Sep 2026). Market cap Rs 171 Cr. ROE 6.43%. P/E 11.22x versus Industry P/E 23.23x.

Updated: 23 Sept 2026 • 4:52 pm

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Is Baid Finserv the Best Stock in Its Sector? A Look at the Numbers

Quick Answer

Baid Finserv is one of the names investors compare when screening the Finance sector, built on a 6.43% return on equity and a P/E of 11.22x against an Industry P/E of 23.23x. Whether Baid Finserv is the best stock in its sector depends on whether an investor is optimising for return ratios, valuation, or both. This article breaks down the metrics, including a comparison against named Finance sector peers, so you can judge that for yourself.

Is Baid Finserv the best stock in its sector? The stock trades on the NSE at Rs 11 as of 23 September 2026, within its 52-week range of Rs 8.80 to Rs 12.98. Baid Finserv Ltd, formerly Baid Leasing and Finance Company, provides vehicle and MSME leasing and financing services primarily in Rajasthan.

Baid Finserv sits in the Finance sector, and its 6.43% ROE and 11.22x P/E give a starting point for judging where it stands against comparable listed names. The rest of this article compares those numbers against verified peers and the sector's Industry P/E benchmark.

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Table of Contents

About Baid Finserv

Baid Finserv Ltd, formerly Baid Leasing and Finance Company, provides vehicle and MSME leasing and financing services primarily in Rajasthan. It was renamed from Baid Leasing and Finance Company, and provides vehicle and MSME leasing and financing services primarily in Rajasthan. At a market capitalisation of Rs 171 Cr, it is tracked as part of the Finance sector on Univest.

Is Baid Finserv the Best Stock in Its Sector?

Baid Finserv makes its case as the best stock in its sector primarily on valuation relative to its Industry P/E, combining a 6.43% ROE with a 11.22x P/E against the sector's 23.23x Industry P/E. Baid Finserv's 11.22x P/E is below the 23.23x Industry P/E despite a 6.43% ROE, though its regionally concentrated Rajasthan lending book is a narrower footprint than the larger NBFCs used for comparison.

Metric	Baid Finserv
CMP (NSE)	Rs 10.53
52-Week High / Low	Rs 12.98 / Rs 8.80
Market Cap	Rs 171 Cr
P/E (TTM) vs Industry P/E	11.22x vs 23.23x
P/B	0.71
ROE	6.43%
EPS (TTM)	Rs 0.94
Dividend Yield	0.91%
Debt to Equity	1.23

Compare Baid Finserv Against Other Finance Sector Stocks

How Baid Finserv Compares Against Its Finance Sector Peers

The table below sets Baid Finserv against 2 other Finance sector names, using the same live data source for every company. A peer average row is included for P/E, ROE and debt to equity, calculated across the 2 peer companies.

Company	Market Cap (Rs Cr)	P/E	ROE	Debt to Equity
Baid Finserv	171	11.22	6.43%	1.23
Avonmore Capital and Management Services	364	11.51	3.56%	0.06
Akme Fintrade India	369	8.30	9.98%	1.19
Peer average (2 companies)	-	9.91	6.77%	0.62

Against this peer set, Baid Finserv's 6.43% ROE is below the 6.77% peer average, and its P/E of 11.22x runs above the peer average of 9.91x. Baid Finserv's 11.22x P/E is below the 23.23x Industry P/E despite a 6.43% ROE, though its regionally concentrated Rajasthan lending book is a narrower footprint than the larger NBFCs used for comparison.

What Makes Baid Finserv Worth Watching in Finance

Below Industry P/E and book value: An 11.22x P/E against a 23.23x Industry P/E, alongside a P/B of 0.71, means the stock trades below its own book value.
Regional leasing and finance niche: Providing vehicle and MSME leasing and financing services primarily in Rajasthan gives Baid Finserv a regionally focused lending franchise.
Leverage typical for a leasing NBFC: A debt to equity ratio of 1.23 is within a normal range for a leasing and finance business.

Baid Finserv Valuation: Is It Justified?

Baid Finserv's 11.22x P/E is below the 23.23x Industry P/E despite a 6.43% ROE, though its regionally concentrated Rajasthan lending book is a narrower footprint than the larger NBFCs used for comparison. As with any single stock, investors should weigh this against their own valuation discipline and risk appetite rather than the sector label alone.

Also read – Is Arvind Fashions the Best Stock in Its Sector? A Look at the Numbers

Download the Univest iOS App or Univest Android App to track Baid Finserv and other Finance sector stocks.

How to Track Baid Finserv Before You Invest

Before deciding whether Baid Finserv deserves its label as the best stock in its sector for your own portfolio, compare it directly against Finance sector peers using the steps below.

Open the Univest Screener and search for Baid Finserv to view live price, valuation ratios, and peer comparisons within the Finance sector.
Compare its P/E, P/B, and ROE against other Finance sector stocks before deciding if the current valuation fits your strategy.
Set a price alert around key support and resistance zones using the Univest app so you are notified of meaningful moves.
Open a broking account on Univest if you decide to add the stock, and size the position based on your own risk appetite and portfolio allocation.

Conclusion

Baid Finserv earns a place in the best stock in its sector conversation on the strength of a 6.43% ROE and a P/E of 11.22x against a 23.23x Industry P/E, with named peer comparisons in this article backing up that picture. As with any individual stock decision, this analysis is educational and investors should do their own research or consult a SEBI-registered advisor before investing.

Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).

Is Baid Finserv the best stock in its sector?

Ans. Baid Finserv has a 6.43% ROE and trades at 11.22x P/E against a 23.23x Industry P/E, and compares below the peer average ROE of 6.77% in this article's named comparison, so the answer depends on what an investor is prioritising.

What is the current share price of Baid Finserv?

Ans. Baid Finserv was trading at Rs 10.53 on the NSE as of 23 September 2026, within its 52-week range of Rs 8.80 to Rs 12.98.

What sector does Baid Finserv belong to?

Ans. Baid Finserv is classified under the Finance sector on Univest.

How does Baid Finserv compare to its sector peers on P/E?

Ans. Baid Finserv's P/E of 11.22x is above the 9.91x average of the 2 named peers compared in this article.

What is Baid Finserv's return on equity?

Ans. Baid Finserv reported a return on equity of 6.43%, which is below the 6.77% average of its named peers in this comparison.

Should I invest in Baid Finserv based on its sector position?

Ans. Baid Finserv's sector position and metrics make it worth researching further, but any investment decision should factor in your own risk appetite, its valuation relative to peers, and independent research or advice from a SEBI-registered advisor.