3 AI, Software and Healthcare Services Stocks With a Strong Future Roadmap: Fractal Analytics, Sagility and Aurionpro Solutions

Fractal Rs 707.60, P/E 37.86. Sagility Rs 44.00, P/E 20.52. Aurionpro Rs 601.60, P/E 16.00. Closing prices of 9 Oct 2026.

Updated: 12 Oct 2026 • 9:34 am

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3 AI, Software and Healthcare Services Stocks With a Strong Future Roadmap: Fractal Analytics, Sagility and Aurionpro Solutions

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AI, software and healthcare services stocks with the clearest long-term roadmaps today include Fractal in AI and analytics services, Sagility in healthcare services contracts and Aurionpro in banking software. FY26 revenue growth was 19.4% at Fractal, 29.6% at Sagility and 20.7% at Aurionpro. P/E stands at 37.86 for Fractal (industry 17.30), 20.52 for Sagility (industry 17.30) and 16.00 for Aurionpro (industry 17.30). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company's risks need equal attention.

AI, software and healthcare services stocks give investors exposure to AI, healthcare outsourcing and banking software. Client wins, contract renewals and operating margins decide how much of that demand turns into profit.

This list covers three AI, software and healthcare services stocks: Fractal Analytics for AI and analytics services, Sagility for healthcare services contracts and Aurionpro Solutions for banking software. Every figure comes from the latest reported financials and the 9 October 2026 market close. Companies without complete current figures were left out.

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Table of Contents

What Are AI, Software and Healthcare Services Stocks?

AI, software and healthcare services stocks are shares of companies that sell AI, software and outsourced services to global and domestic clients. Results depend on contract wins, renewals and margins, so margin trends and client concentration separate the stronger names.

AI, Software and Healthcare Services Stocks at a Glance

The table compares size, valuation, return on equity and debt for the three AI, software and healthcare services stocks as of the 9 Oct 2026 close.

Company	CMP (Rs)	Market Cap (Rs Cr)	P/E	Industry P/E	ROE	Debt to Equity
Fractal Analytics	707.60	12,167	37.86	17.30	9.17%	0.13
Sagility	44.00	20,364	20.52	17.30	9.57%	0.12
Aurionpro Solutions	601.60	3,299	16.00	17.30	12.05%	0.03

Among technology services stocks, Fractal and Sagility trade at a premium to the industry P/E, while Aurionpro trades at a discount.

Why Do AI, Software and Healthcare Services Stocks Have a Strong Roadmap in India?

AI, software and healthcare services stocks have a strong roadmap in India because global firms are adopting AI, healthcare payers outsource back-office work and banks keep spending on digital technology. Three drivers stand out.

AI adoption: Large enterprises are spending on data and AI projects.
Healthcare outsourcing: Insurers and providers hand claims and support work to specialist firms.
Banking technology spending: Banks and payment networks keep buying software for digital services.

Fractal Analytics: AI and Analytics Services Anchor the Roadmap

Fractal's roadmap rests on artificial intelligence and analytics services for large global enterprises, with demand for data and AI projects supporting revenue.

Revenue grew from Rs 1,314.00 crore in FY22 to Rs 3,362.60 crore in FY26, a 155.9% rise, and FY26 revenue was 19.4% higher than FY25. FY26 net profit rose 30.0% to Rs 286.80 crore. In Q1 FY27, revenue grew 20.3% to Rs 932.10 crore. Operating margin was 14.85% in FY26 and 16.00% in Q1 FY27 against 12.47% a year earlier.

Debt to equity is 0.13 and return on equity is 9.17%. FY26 operating cash flow was Rs 409.00 crore against capital expenditure of Rs 218.70 crore. At a P/E of 37.86 against an industry P/E of 17.30, the stock trades above its industry multiple.

What to watch: The P/E of 37.86 sits above the industry P/E of 17.30, so earnings delivery matters for the valuation.

Sagility: Healthcare Services Contracts Build the Next Leg

Sagility's roadmap rests on technology-enabled business services for health insurers and healthcare providers, with long-term service contracts supporting revenue.

FY26 revenue was Rs 7,290.83 crore, 29.6% higher than FY25. FY26 net profit was Rs 924.77 crore. In Q1 FY27, revenue grew 27.7% to Rs 1,977.80 crore, and net profit rose 45.9% to Rs 216.81 crore. Operating margin was 25.38% in FY26 and 22.28% in Q1 FY27 against 23.13% a year earlier.

Debt to equity is 0.12 and return on equity is 9.57%. FY26 operating cash flow was Rs 1,202.97 crore against capital expenditure of Rs 192.21 crore. Sagility paid a dividend of Rs 0.15 per share for FY26, a yield of 0.34%. At a P/E of 20.52 against an industry P/E of 17.30, the stock trades above its industry multiple.

What to watch: Q1 FY27 operating margin was 22.28% against 25.38% for FY26, so margin stability is the figure to follow as volumes grow.

Aurionpro Solutions: Banking Software Anchors the Roadmap

Aurionpro's roadmap rests on software for banks and payment networks, along with smart city and data centre solutions, with banking technology spending supporting orders.

Revenue grew from Rs 510.11 crore in FY22 to Rs 1,440.42 crore in FY26, a 182.4% rise, and FY26 revenue was 20.7% higher than FY25. FY26 net profit rose 11.1% to Rs 209.31 crore. Over four years, net profit rose from Rs 75.57 crore in FY22 to Rs 209.31 crore. In Q1 FY27, revenue grew 7.2% to Rs 364.75 crore.

Debt to equity is 0.03 and return on equity is 12.05%. FY26 operating cash flow was Rs 55.51 crore against capital expenditure of Rs 170.10 crore. The dividend yield is 0.65%. At a P/E of 16.00 against an industry P/E of 17.30, the stock trades below its industry multiple.

What to watch: The Q1 FY27 operating margin of 19.04% was below the 21.24% of a year earlier.

Best AI, Software and Healthcare Services Stocks in India: Fractal vs Sagility vs Aurionpro on Key Financials

Among the best AI, software and healthcare services stocks in India, Fractal ranks second on Q1 FY27 revenue growth; Sagility leads on FY26 revenue growth and Q1 FY27 revenue growth; Aurionpro leads on return on equity and the lowest P/E. The table puts the numbers side by side.

Metric	Fractal	Sagility	Aurionpro
FY26 revenue (Rs Cr)	3,362.60	7,290.83	1,440.42
FY26 revenue growth	19.4%	29.6%	20.7%
FY26 net profit (Rs Cr)	286.80	924.77	209.31
Q1 FY27 revenue growth (YoY)	20.3%	27.7%	7.2%
Return on equity	9.17%	9.57%	12.05%
P/E ratio	37.86	20.52	16.00
Debt to equity	0.13	0.12	0.03
Dividend yield	0.00%	0.34%	0.65%
FY26 operating cash flow (Rs Cr)	409.00	1,202.97	55.51

Services earnings follow contract wins, renewals and margins, so full-year numbers and quarterly trends together give a better view.

How to Evaluate AI, Software and Healthcare Services Stocks to Buy Before You Invest

A short checklist keeps the research consistent when you screen AI, software and healthcare services stocks and shortlist AI, software and healthcare services stocks to buy.

Compare each stock's P/E with its industry P/E, which is 17.30 for all three here.
Check client concentration and contract length, because a few large clients can drive a big share of revenue.
Check whether revenue growth is turning into profit growth, not only sales.
Read operating cash flow against capital expenditure to see how growth is funded.
Watch debt to equity and interest cover before sizing a position.
Spread exposure across companies and business lines instead of one demand cycle.

Check the Univest Screener for live data on these AI, software and healthcare services stocks

Risks to Consider Before Investing in AI, Software and Healthcare Services Stocks

Valuation: Fractal trades at 37.86 times earnings against an industry multiple of 17.30.
Margins: Aurionpro's Q1 FY27 operating margin of 19.04% was below the 21.24% of a year earlier.
Client concentration: A few large clients can account for a big share of sales.
Currency and wage costs: Exchange rate moves and wage inflation can change margins.

Download the Univest iOS App or Univest Android App to track Fractal, Sagility and Aurionpro live.

Annual reports and quarterly result presentations are the most reliable places to verify the numbers quoted here, because they show segment details, management commentary and the notes behind each figure.

Comparing a quarter with the same quarter of the previous year gives a cleaner reading than comparing it with the preceding quarter, since seasonal patterns affect many businesses in India.

The shareholding pattern published every quarter shows whether promoters, mutual funds and foreign investors are raising or trimming their holdings, which adds useful context to the financial numbers.

Spreading money across several sectors and company sizes helps keep a portfolio steady, because each business responds differently to interest rates, commodity prices and consumer demand.

Investors who plan to hold for several years often review results twice a year, check whether management delivered on earlier guidance and compare progress with the original reasons for investing.

Final Take: Which Stock Has the Strongest Roadmap?

These three technology services stocks cover an AI and analytics firm, a healthcare services provider and a banking software company. Fractal ranks second on Q1 FY27 revenue growth; Sagility leads on FY26 revenue growth and Q1 FY27 revenue growth; Aurionpro leads on return on equity and the lowest P/E.

Across AI, software and healthcare services stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the AI, software and healthcare services stocks to buy discussed here.

Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).

FAQs on AI, Software and Healthcare Services Stocks

Which are the best AI, software and healthcare services stocks in India with a strong roadmap?

Ans. Fractal Analytics, Sagility and Aurionpro Solutions stand out for their roadmaps in an AI and analytics firm, a healthcare services provider and a banking software company. FY26 revenue growth was 19.4% at Fractal, 29.6% at Sagility and 20.7% at Aurionpro, and return on equity ranges from 9.17% to 12.05%.

Is Fractal Analytics a good stock to buy now?

Ans. Fractal Analytics has a debt to equity ratio of 0.13, a return on equity of 9.17% and a P/E of 37.86 against an industry P/E of 17.30. Valuation, client concentration and margins move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.

What is the P/E ratio of Fractal, Sagility and Aurionpro?

Ans. The P/E ratio is 37.86 for Fractal (industry 17.30), 20.52 for Sagility (industry 17.30) and 16.00 for Aurionpro (industry 17.30). Only Fractal and Sagility trade at or above the industry multiple.

Which of these AI, software and healthcare services stocks has the highest return on equity?

Ans. Aurionpro Solutions has the highest return on equity at 12.05%, followed by Sagility at 9.57% and Fractal Analytics at 9.17%.

What are the risks of investing in AI, software and healthcare services stocks?

Ans. The main risks are valuation, margins, client concentration and currency and wage costs. Fractal trades at 37.86 times earnings against an industry multiple of 17.30.

How did Fractal, Sagility and Aurionpro perform in Q1 FY27?

Ans. Fractal Analytics reported revenue of Rs 932.10 crore, up 20.3% year on year. Sagility reported revenue of Rs 1,977.80 crore, up 27.7% year on year, and net profit rose 45.9% to Rs 216.81 crore. Aurionpro Solutions reported revenue of Rs 364.75 crore, up 7.2% year on year.

Do AI, software and healthcare services stocks pay dividends?

Ans. Sagility and Aurionpro pay dividends. The dividend yield is 0.34% for Sagility and 0.65% for Aurionpro, based on dividends declared for FY26.

How can I invest in AI, software and healthcare services stocks in India?

Ans. You can buy AI, software and healthcare services stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.