Manappuram Finance vs Muthoot Finance: Share Price, PE and ROE Compared
- August 13, 2026
- Posted by: Neeraj Pandey
- Category: Market
Manappuram Finance MCap Rs 33,253 Cr, PE 23.00x, ROE 6.25% (MFI stress). Muthoot Finance MCap Rs 1,16,426 Cr, PE 10.16x (cheap!), ROE 28.01%.
Quick Answer
Manappuram Finance and Muthoot Finance are both gold loan NBFCs but with very different current financials. Muthoot at Rs 1,16,426 Cr trades at a very cheap PE of 10.16x with an excellent ROE of 28.01%. Manappuram at Rs 33,253 Cr has seen ROE compressed to 6.25% due to microfinance subsidiary stress, trading at PE 23.00x. Muthoot’s pure gold focus has clearly paid off in terms of ROE quality.
The Manappuram Finance vs Muthoot Finance question comes up often among investors who follow the Gold loan NBFCs space in India. Manappuram Finance MCap Rs 33,253 Cr, PE 23. 00x, ROE 6. This article goes through what each company does, their latest financial performance, and the key numbers that matter for anyone evaluating Manappuram Finance vs Muthoot Finance as a research exercise.
All data cited here is sourced from publicly available company filings. Verify the latest prices and fundamentals on NSE or BSE before acting on any information.
Manappuram Finance vs Muthoot Finance: Company Overview and Market Presence
Manappuram Finance operates in the Gold loan NBFCs segment and is listed on Indian exchanges. Manappuram Finance MCap Rs 33,253 Cr, PE 23 The company has built its market position over the years through its core offerings to customers across India.
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Muthoot Finance is the other side of this Manappuram Finance vs Muthoot Finance comparison. 00x, ROE 6 It competes in the same Gold loan NBFCs space, though its scale and strategy may differ significantly from Manappuram Finance’s approach.
When investors look at the Manappuram Finance vs Muthoot Finance pair, market capitalisation is usually the first filter. Manappuram Finance MCap Rs 33,253 Cr, PE 23. 00x, ROE 6. The size difference, if any, tells you something about liquidity and institutional ownership patterns.
Manappuram Finance vs Muthoot Finance: Business Mix and Revenue Sources
To understand the Manappuram Finance vs Muthoot Finance comparison fully, you need to look at how each company makes money. Manappuram Finance’s revenue comes from its core Gold loan NBFCs operations. Manappuram Finance earns from the Gold loan NBFCs segment.
Muthoot Finance similarly derives its earnings from the Gold loan NBFCs space. Muthoot Finance operates in the Gold loan NBFCs space. The product or service mix of the two companies can be similar or quite different depending on which subsegments each one serves.
Manappuram Finance vs Muthoot Finance: Financial Results and Key Ratios
This is where the Manappuram Finance vs Muthoot Finance comparison gets concrete. Return on equity, price-to-earnings ratio and market capitalisation are three metrics that help frame the relative position of each stock.
Manappuram Finance MCap Rs 33,253 Cr, PE 23 The profitability and efficiency ratios here reflect the latest available data from public filings.
00x, ROE 6 Both sets of numbers should be cross-checked against the latest quarterly reports from BSE or NSE before drawing any conclusions.
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Manappuram Finance vs Muthoot Finance: Valuation and What the Market Is Pricing In
Valuation is a core part of any Manappuram Finance vs Muthoot Finance analysis. A high PE ratio can signal growth expectations or thin earnings. A low PE may indicate value or a business under stress. Neither is automatically good or bad without context.
Manappuram Finance MCap Rs 33,253 Cr, PE 23.00x, ROE 6.25% (MFI stress). Muthoot Finance MCap Rs 1,16,426 Cr, PE 10.16x (cheap!), ROE 28.01%. The Manappuram Finance vs Muthoot Finance stock data above reflects figures sourced from publicly available data. Prices change daily, so treat this as a starting point for your own research rather than a definitive trading signal.
Dividend yield is another data point worth checking in the Manappuram Finance vs Muthoot Finance pair. Some investors prioritise income alongside capital appreciation, and a consistent dividend track record can be a sign of earnings quality and management confidence in the cash flow.
Manappuram Finance vs Muthoot Finance: Side-by-Side Comparison
The table below captures the most relevant metrics side by side for the Manappuram Finance vs Muthoot Finance comparison.
| Parameter | Manappuram Finance | Muthoot Finance |
|---|---|---|
| MCap | Rs 33,253 Cr | Rs 1,16,426 Cr |
| PE | 23.00x | 10.16x (cheap) |
| ROE | 6.25% (MFI stress) | 28.01% (excellent) |
What Should Investors Know About the Manappuram Finance vs Muthoot Finance Choice
Every Manappuram Finance vs Muthoot Finance research exercise should go beyond just looking at the current share price. The sector outlook for Gold loan NBFCs companies, the trajectory of earnings growth, debt levels and management quality all feed into a complete picture.
For the Manappuram Finance vs Muthoot Finance pair specifically: Manappuram Finance MCap Rs 33,253 Cr, PE 23. 00x, ROE 6. These numbers are a starting point. Investors should also look at the trend over four to eight quarters rather than just the latest standalone figure, since one strong quarter does not always reflect the underlying business quality.
If you are building a portfolio allocation decision around the Manappuram Finance vs Muthoot Finance comparison, consider the risk profile of your overall portfolio first. Both companies operate in Gold loan NBFCs, which carries its own sector-specific risks including regulatory changes, commodity cost pressure, competitive intensity and macroeconomic sensitivity.
Conclusion
The Manappuram Finance vs Muthoot Finance comparison comes down to this: Manappuram Finance and Muthoot Finance are both listed Indian companies in the Gold loan NBFCs space, but they differ in scale, valuation, and financial profile. Manappuram Finance MCap Rs 33,253 Cr, PE 23. 00x, ROE 6.
Manappuram Finance MCap Rs 33,253 Cr, PE 23.00x, ROE 6.25% (MFI stress). Muthoot Finance MCap Rs 1,16,426 Cr, PE 10.16x (cheap!), ROE 28.01%. Before taking any position in either stock, verify the latest fundamentals on NSE or BSE and consult a SEBI-registered investment advisor (registration number INH000013776).
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Disclaimer: Data and figures in this article are sourced from publicly available information and may not be fully accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and does not constitute investment advice from Univest (SEBI RA INH000013776).
Frequently Asked Questions
What does Manappuram Finance do?
Ans. Manappuram Finance is a listed Indian company in the Gold loan NBFCs segment. For the latest business updates, visit univest.in.
What does Muthoot Finance do?
Ans. Muthoot Finance is a listed Indian company in the Gold loan NBFCs segment. For the latest business updates, visit univest.in.
Which is larger in the Manappuram Finance vs Muthoot Finance comparison?
Ans. Based on current market cap data: Manappuram Finance MCap Rs 33,253 Cr, PE 23. Verify the latest figures on NSE or BSE.
How do PE ratios compare in Manappuram Finance vs Muthoot Finance?
Ans. The PE ratio comparison is covered in the data table above. Verify current figures from NSE or BSE before investing.
What is the ROE of Manappuram Finance?
Ans. The ROE of Manappuram Finance is mentioned in the data table above. Verify from the latest quarterly filings.
Does Muthoot Finance pay dividends?
Ans. Dividend yield information for Muthoot Finance is included in the comparison above. Verify from NSE or BSE.
How should I evaluate Gold loan NBFCs stocks?
Ans. For Gold loan NBFCs stocks, review earnings quality, ROE trends, debt levels and sector outlook. Consult a SEBI-registered advisor (INH000013776) before investing.
