Best Long Term Stocks for Next 10 Years: A Data-Backed Watchlist of 10 Large Caps for 2026 to 2036
- October 8, 2026
- Posted by: Kunal Singla
- Category: Best Stocks
Rs 1 lakh at 12% for 10 years: Rs 3.11 lakh. Watchlist: 10 large caps, 8 sectors. Highest ROE: TCS 45.89%. Data as of 8 Oct 2026.
Quick Answer
The best long term stocks for next 10 years are businesses with high return on equity, low debt, durable demand and sensible valuations, and a diversified large-cap watchlist today includes ICICI Bank, HDFC Bank, Reliance Industries, TCS, Infosys, Larsen & Toubro, Bharti Airtel, Titan, Sun Pharma and Bajaj Finance. Nobody can name the winners of the next decade with certainty, so treat this list as a research start and spread money across sectors. At 12% a year Rs 1 lakh grows to about Rs 3.11 lakh in 10 years, while at 10% it grows to Rs 2.59 lakh.
The best long term stocks for next 10 years are not the ones that rose most last year. They are businesses that earn high returns on the capital they use, do not depend on borrowed money to grow and sell something customers will still want in 2036.
This guide names the best long term stocks for next 10 years as a ten-stock large-cap watchlist with fundamentals as of 8 October 2026, the selection filters behind it, 10-year compounding maths and the risks that can break a thesis.
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What Are the Best Long Term Stocks for Next 10 Years?
The best long term stocks for next 10 years in this watchlist are ten large companies across eight sectors, chosen for scale, profitability and balance sheet strength. The table shows market data as of 8 October 2026.
| Company | Close | Market cap (Rs crore) | ROE | P/E | Debt to equity | Dividend yield |
|---|---|---|---|---|---|---|
| ICICI Bank | Rs 1,349 | 9,74,183 | 15.00% | 16.30 | NA (bank) | 0.88% |
| HDFC Bank | Rs 692.25 | 10,85,161 | 13.14% | 13.15 | NA (bank) | 2.20% |
| Reliance Industries | Rs 1,178 | 16,32,903 | 8.94% | 18.52 | 0.44 | 0.50% |
| TCS | Rs 2,076 | 7,54,009 | 45.89% | 15.06 | 0.11 | 5.28% |
| Infosys | Rs 997 | 4,02,622 | 33.24% | 13.28 | 0.10 | 4.83% |
| Larsen & Toubro | Rs 3,625.10 | 5,08,944 | 14.72% | 25.93 | 1.15 | 1.03% |
| Bharti Airtel | Rs 1,804.60 | 11,44,088 | 17.91% | 31.42 | 1.31 | 1.28% |
| Titan Company | Rs 4,359.50 | 3,88,850 | 32.31% | 67.51 | 0.93 | 0.34% |
| Sun Pharmaceutical | Rs 1,759.80 | 4,27,861 | 13.74% | 35.31 | 0.06 | 0.90% |
| Bajaj Finance | Rs 955.95 | 6,00,244 | 16.68% | 29.07 | 3.82 (NBFC) | 0.62% |
Why These Stocks Make the Best Long Term Stocks for Next 10 Years Shortlist
| Company | Why it is on the list | Main risk |
|---|---|---|
| ICICI Bank | Large private bank with 15% ROE and a 16.3 P/E | Credit cycle and margin pressure |
| HDFC Bank | Largest private bank by market cap, 2.20% dividend yield | Slower deposit growth and lower ROE of 13.14% |
| Reliance Industries | Diversified across energy, retail and telecom with D/E of 0.44 | ROE of 8.94% is the lowest on the list |
| TCS | 45.89% ROE, 0.11 D/E and 5.28% dividend yield | Slower IT demand and AI-led pricing pressure |
| Infosys | 33.24% ROE and a 13.28 P/E | Same sector risks as TCS |
| Larsen & Toubro | Engineering and infrastructure leader tied to capex | Order cycle and 1.15 D/E |
| Bharti Airtel | Telecom scale with 17.91% ROE | High capital spending and 1.31 D/E |
| Titan Company | Brand strength in jewellery and watches, 32.31% ROE | P/E of 67.51 leaves little room for error |
| Sun Pharmaceutical | Leading Indian pharma with 0.06 D/E | Regulatory action and pricing pressure in the US |
| Bajaj Finance | Retail lender with 16.68% ROE | Debt ratio of 3.82 and asset quality in downturns |
Five Filters for the Best Long Term Stocks for Next 10 Years
- Return on equity above 15% for most non-financial companies, sustained over several years
- Debt to equity below 1 for non-financial businesses
- Revenue and profit growth across a full economic cycle
- A durable edge such as brand, scale, distribution or switching costs
- A valuation that does not need perfect execution to deliver returns
Use the Univest Screener to apply ROE, debt and valuation filters to your own list
Compounding Maths for the Best Long Term Stocks for Next 10 Years
Compounding is the reason to hold the best long term stocks for next 10 years, but the rate matters more than most people expect. The table shows what Rs 1 lakh grows to in 10 years at different annual returns.
| Annual return | Rs 1 lakh after 10 years |
|---|---|
| 10% | Rs 2.59 lakh |
| 12% | Rs 3.11 lakh |
| 15% | Rs 4.05 lakh |
These are illustrations and not forecasts. Actual returns will vary and can be negative over any period.
How to Build a Portfolio of the Best Long Term Stocks for Next 10 Years
- Pick 6 to 10 stocks across at least five sectors so that no sector exceeds 25% of the portfolio.
- Buy in tranches over 6 to 12 months instead of one lump sum.
- Reinvest dividends rather than spending them.
- Review fundamentals twice a year and replace a stock when the thesis breaks.
- Ignore daily noise, since the Nifty 50 fell 1.64% on 8 October 2026 and long-term investors still hold.
Risks to the Best Long Term Stocks for Next 10 Years
- Valuation risk: Titan’s 67.51 P/E assumes strong growth for years
- Disruption risk: AI and automation could change IT services pricing
- Regulatory risk: banks, pharma and telecom depend on policy
- Capital cycle risk: infrastructure and telecom need heavy investment
- Concentration risk: owning only one or two sectors
Blue Chip Stocks India: P/E Ratio, Market Capitalisation and Moat
Blue chip stocks India investors favour are large companies with high market capitalisation, steady earnings and a moat such as brand, scale or distribution, and the best long term stocks for next 10 years often come from this group. The P/E ratio shows how much you pay for each rupee of earnings, and a high P/E leaves little room for error.
Among long term stocks to buy, diversification across sectors protects you if one business disappoints. For stocks for long term investment, these 10 year stock picks are only a starting watchlist, so do your own research, and the best long term stocks for next 10 years will change as businesses change.
Download the Univest iOS App or Univest Android App to track the best long term stocks for next 10 years and set price alerts for entry zones.
Choosing the Best Long Term Stocks for Next 10 Years With Discipline
The best long term stocks for next 10 years are chosen by business quality, balance sheet and price, then held with patience. Use this watchlist as a starting point, diversify, check live data before acting and review each holding twice a year. No list can guarantee returns, and every stock can fall.
Disclaimer: Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).
FAQs on the Best Long Term Stocks for Next 10 Years
What are the best long term stocks for next 10 years in India?
Ans. A large-cap watchlist includes ICICI Bank, HDFC Bank, Reliance Industries, TCS, Infosys, Larsen & Toubro, Bharti Airtel, Titan, Sun Pharma and Bajaj Finance. They are chosen on ROE, debt and scale, and none is guaranteed to outperform.
How do I choose the best long term stocks for next 10 years?
Ans. Look for ROE above 15%, debt to equity below 1 for non-financials, consistent growth, a durable edge and a fair valuation.
Which of the best long term stocks for next 10 years has the highest ROE?
Ans. TCS has the highest ROE at 45.89%, followed by Infosys at 33.24% and Titan at 32.31%, as of 8 October 2026.
How much will Rs 1 lakh grow in 10 years?
Ans. At 10% a year Rs 1 lakh grows to Rs 2.59 lakh, at 12% to Rs 3.11 lakh and at 15% to Rs 4.05 lakh. These are illustrations and not forecasts.
Are the best long term stocks for next 10 years safe if they are large caps?
Ans. Large caps are usually less volatile than small caps, but they can still fall and can underperform. Diversify across sectors.
Should I buy all the best long term stocks for next 10 years at once?
Ans. Buying in tranches over 6 to 12 months reduces timing risk. Match the number of stocks to your capital and risk tolerance.
Is this list investment advice?
Ans. No, it is educational research. Univest is a SEBI research analyst (INH000013776), and you should consult a registered adviser before investing.
