UTI Retirement Fund-Direct Plan
+7.85%
5Y annualised
+7.85%
5Y annualised
-0.43% 1D
Expert Rating Locked 🔒
Subscribe to unlock the ratings
- Lorem ipsum dolor sit amet, consectetur adipiscing elit.
- Mattis eget etiam curabitur a cras malesuada pulvinar.
Buy, Hold or Sell?
Unlock our SEBI-RIA verdict on this fund.
NAV : 23 Oct 2026
₹53.20
Min. SIP amount
₹500
Fund size (AUM)
4578 Cr
Expense ratio
1.1%
Launched on
01 Jan 2013
Lock-in period
5Y
Benchmark
Nifty 50
Fund Plan
Direct
NAV : 23 Oct 2026
₹53.20
Min. SIP amount
₹500
Fund size (AUM)
4578 Cr
Expense ratio
1.1%
Launched on
01 Jan 2013
Lock-in period
5Y
Benchmark
Nifty 50
Fund Plan
Direct
SIP Calculator + Returns
Monthly investment
₹8,000
Stock Allocation
Fund Composition
Large Cap
24.03%
Mid Cap
5.18%
Small Cap
6.66%
Others
64.13%
Sector Allocation
Government Securities
23.61%
Corporate Debt
16.15%
Cash & Cash Equivalents And Net Assets
14.28%
Bank
8.09%
It
4.15%
Finance
2.94%
Crude Oil
2.68%
Healthcare
2.62%
Others
22.80%
Minimum investments
Returns vs rankings
Exit load, stamp duty and tax
Exit load
1% upto 1Y, Nil on or after 1Y
No exit load after holding period
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.
Fund management
V. Srivatsa
Present
Anurag Mittal
Present
Similar/Peer Fund Comparison
Aditya Birla SL Retirement Fund-30(G)-Direct Plan
ICICI Pru Retirement Fund-Pure Debt Plan(G)-Direct Plan
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan(G)-Direct Plan
ICICI Pru Retirement Fund-Hybrid Cons Plan(G)-Direct Plan
Aditya Birla SL Retirement Fund-50(G)-Direct Plan
SBI Retirement Benefit Fund-Conservative Plan(G)-Direct Plan
Tata Retirement Sav Fund - Cons Plan(G)-Direct Plan
HDFC Retirement Fund-Hybrid-Debt Plan(G)-Direct Plan
FAQs
B. Premium Advisory - Everything in Basic, plus dedicated 1:1 expert calls, deeper portfolio reviews, personalised reports, and priority support to help you make confident, well-guided investment decisions.