UTI Retirement Fund-Direct Plan
+9.17%
5Y annualised
+9.17%
5Y annualised
-0.38% 1D
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Buy, Hold or Sell?
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NAV : 09 Sep 2026
₹54.61
Min. SIP amount
₹500
Fund size (AUM)
4699 Cr
Expense ratio
1.1%
Launched on
01 Jan 2013
Lock-in period
5Y
Benchmark
Nifty 50
Fund Plan
Direct
NAV : 09 Sep 2026
₹54.61
Min. SIP amount
₹500
Fund size (AUM)
4699 Cr
Expense ratio
1.1%
Launched on
01 Jan 2013
Lock-in period
5Y
Benchmark
Nifty 50
Fund Plan
Direct
SIP Calculator + Returns
Monthly investment
₹8,000
Stock Allocation
Fund Composition
Large Cap
24.39%
Mid Cap
5.75%
Small Cap
6.36%
Others
63.50%
Sector Allocation
Government Securities
26.68%
Corporate Debt
14.75%
Cash & Cash Equivalents And Net Assets
14.70%
Bank
8.38%
It
4.80%
Finance
3.32%
Healthcare
2.56%
Crude Oil
2.32%
Others
19.19%
Minimum investments
Returns vs rankings
Exit load, stamp duty and tax
Exit load
1% upto 1Y, Nil on or after 1Y
No exit load after holding period
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.
Fund management
V. Srivatsa
Present
Anurag Mittal
Present
Similar/Peer Fund Comparison
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ICICI Pru Retirement Fund-Hybrid Cons Plan(G)-Direct Plan
Baroda BNP Paribas Retirement Fund(G)-Direct Plan
FAQs
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