ad
Sundaram Banking and PSU Debt Fund(G)-Direct Plan

Sundaram Banking and PSU Debt Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+6.05%

5Y annualised

Expert Rating Locked 🔒

Subscribe to unlock the ratings

  • Lorem ipsum dolor sit amet, consectetur adipiscing elit.
  • Mattis eget etiam curabitur a cras malesuada pulvinar.

Buy, Hold or Sell?

Unlock our SEBI-RIA verdict on this fund.

Locked

NAV : 10 Sep 2026

₹46.57

Min. SIP amount

₹250

Fund size (AUM)

261 Cr

Expense ratio

0.27%

Launched on

09 Jan 2013

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,22,166

Stock Allocation

Stock nameSectorAllocation
Hdfc Bank Ltd - 7.7% - 16/05/2028**Corporate Debt9.57%
National Housing Bank - 7.59% - 14/07/2027**Corporate Debt7.66%
Export Import Bank Of India - 7.35% - 27/07/2028**Corporate Debt7.64%

Fund Composition

261 Cr

Others

100.00%

Sector Allocation

261 Cr

Corporate Debt

84.59%

Cash & Cash Equivalents And Net Assets

7.72%

Government Securities

5.31%

Certificate Of Deposit

1.85%

Alternative Investment Fund

0.53%

Minimum investments

Min. for SIP250
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

If units sold on or before 0

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

SA

Sandeep Agarwal

Present

KR

Kumaresh Ramakrishnan

Present

RS

Ronak Shah

Present

Similar/Peer Fund Comparison

Fund name
T

TRUSTMF Banking & PSU Fund(G)-Direct Plan

+7.52%
F

Franklin India Banking & PSU Debt Fund(G)-Direct Plan

+7.58%
U

UTI Banking & PSU Debt Fund(G)-Direct Plan

+7.46%
B

Bandhan Banking and PSU Debt Fund(G)-Direct Plan

+7.21%
I

ICICI Pru Banking and PSU Debt Fund(G)-Direct Plan

+7.38%
K

Kotak Banking and PSU Debt Fund(G)-Direct Plan

+7.45%
L

LIC MF Banking & PSU Debt Fund(G)-Direct Plan

+7.37%
S

SBI Banking and PSU Debt Fund(G)-Direct Plan

+7.24%

FAQs

Sundaram Banking and PSU Debt Fund(G)-Direct Plan is a part of Sundaram Asset Management Company Limited, it was incepted on 09 Jan 2013. This fund is managed by Sandeep Agarwal, Kumaresh Ramakrishnan and Ronak Shah. It is a Debt type of fund.

The current NAV of Sundaram Banking and PSU Debt Fund(G)-Direct Plan is ₹46.57 (as of 10 Sep 2026).

Sundaram Banking and PSU Debt Fund(G)-Direct Plan has delivered 5.42% in 1 year, 7.17% in 3 years, and 6.05% in 5 years (annualised).

The minimum SIP amount for Sundaram Banking and PSU Debt Fund(G)-Direct Plan is ₹250.

The expense ratio of Sundaram Banking and PSU Debt Fund(G)-Direct Plan is 0.27%.

PRO Mutual Fund Advisory is Univest's personalised mutual fund advisory service. We analyse your portfolio, risk protile and goals to recommend the right mix of funds for you.

Anyone looking for personalised fund guidance—whether you're starting your MF journey or existing investors who want guidance on improving or restructuring their existing MF portfolio

Our recommendations are built on your profile, risk level, goals, existing portfolio, and Univest's proprietary fund ratings, not generic lists or trending funds.

A. Basic (PRO MF) - Get a personalised basket built for your goals and risk level, along with a complete portfolio health check, quarterly rebalancing guidance, and smart insights to optimise your returns.
B. Premium Advisory - Everything in Basic, plus dedicated 1:1 expert calls, deeper portfolio reviews, personalised reports, and priority support to help you make confident, well-guided investment decisions.

You can choose to execute them from any platform you already use. However, executing on Univest gives you a smoother experience with one-click investing and effortless rebalancing

GET THE APP

Join 1Cr users today.

SEBI Registered Analyst-backed Picks. Free Demat. One App

  • Free Demat account in under 5 minutes
  • Live market data — Nifty, Sensex, sector insights
  • SEBI Registered analyst-backed stock picks
Get it on Google PlayDownload on the App Store
Stocks:
All|a|b|c|d|e|f|g|h|i|j|k|l|m|n|o|p|q|r|s|t|u|v|w|x|y|z

Copyright 2026 Univest. All rights reserved.
Designed with ❤️ in India

arrow down