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Nippon India Credit Risk Fund(G)-Direct Plan

Nippon India Credit Risk Fund(G)-Direct Plan

DebtDirect GrowthMedium Risk

+7.92%

5Y annualised

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NAV : 09 Sep 2026

₹42.39

Min. SIP amount

₹100

Fund size (AUM)

1573 Cr

Expense ratio

0.7%

Launched on

01 Jan 2013

Lock-in period

N/A

Benchmark

Nifty 50

Fund Plan

Direct

SIP Calculator + Returns

Monthly investment

8,000

3M6M1Y3Y
Total investment
2,88,000
Would've become
3,31,641

Stock Allocation

Stock nameSectorAllocation
Triparty RepoCash & Cash Equivalents And Net Assets7.74%
10.5% Triumph Composites Limited**Corporate Debt4.75%
8.55% Aditya Birla Real Estate Limited**Corporate Debt3.49%

Fund Composition

1573 Cr

Others

100.00%

Sector Allocation

1573 Cr

Corporate Debt

72.43%

Government Securities

10.27%

Cash & Cash Equivalents And Net Assets

9.18%

Certificate Of Deposit

5.19%

Floating Rate Instruments

2.03%

Commercial Paper

0.63%

Minimum investments

Min. for SIP100
Min. for Lumpsum--

Returns vs rankings

Absolute returns
Name1Y3Y5Y
Fund returns------
Rank (Income)

Exit load, stamp duty and tax

Exit load

Nil for 10% of units and 1% for remaining units on or before 12M, Nil after 12M

No exit load after holding period

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within less than 1 year, returns are taxed as per your Income Tax slab. If you redeem after more than 1 year, returns are taxed at 12.5%.

Fund management

SB

Sushil Budhia

Present

KD

Kinjal Desai

Present

Similar/Peer Fund Comparison

Fund name
B

Bank of India Credit Risk Fund(G)-Direct Plan

+10.12%
A

Aditya Birla SL Credit Risk Fund(G)-Direct Plan

+13.21%
D

DSP Credit Risk Fund(G)-Direct Plan

+16.84%
I

ICICI Pru Credit Risk Fund(G)-Direct Plan

+9.17%
A

Axis Credit Risk Fund(G)-Direct Plan

+8.86%
S

SBI Credit Risk Fund(G)-Direct Plan

+8.71%
I

Invesco India Credit Risk Fund(G)-Direct Plan

+9.69%
N

Nippon India Credit Risk Fund(G)-Direct Plan

+8.99%

FAQs

Nippon India Credit Risk Fund(G)-Direct Plan is a part of Nippon Life India Asset Management Limited, it was incepted on 01 Jan 2013. This fund is managed by Sushil Budhia and Kinjal Desai. It is a Debt type of fund.

The current NAV of Nippon India Credit Risk Fund(G)-Direct Plan is ₹42.39 (as of 09 Sep 2026).

Nippon India Credit Risk Fund(G)-Direct Plan has delivered 8.17% in 1 year, 8.99% in 3 years, and 7.92% in 5 years (annualised).

The minimum SIP amount for Nippon India Credit Risk Fund(G)-Direct Plan is ₹100.

The expense ratio of Nippon India Credit Risk Fund(G)-Direct Plan is 0.7%.

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